Roshni Pankhania

Roshni is a Managing Associate in the Real Estate Finance team at Ronald Fletcher Baker with extensive experience acting for both lenders and borrowers on high-value and complex property finance transactions including large-scale property portfolios, acquisitions, refinancing and development finance.

Known for her proactive and commercially focused approach, Roshni prioritises speed and efficiency, delivering transactions within demanding deadlines without compromising on quality. She places particular emphasis on building long-standing client relationships, providing responsive, practical advice and a highly personalised service tailored to her clients commercial objectives

Outside of work, Roshni enjoys travelling and exploring new cultures, with a particular passion for discovering new destinations and experiencing different cuisines. She also has a passion for interior design and enjoys taking on creative projects, particularly when it comes to transforming spaces and bringing design ideas to life.

Expertise

• Real Estate Finance
• Acquisition and Purchase Finance
• Refinancing
• Bridging Finance
• Secured Lending
• Buy-to-Let Finance
• Commercial Property Finance
• Residential Property Finance
• Property Portfolio Finance
• Portfolio Acquisitions and Refinancing
• Development Finance
• Investment Property Finance
• Commercial and Residential Mortgages
• High-Value and Complex Lending Transactions
• Lender and Borrower Representation
• Time-Critical Property Finance Transactions

Experience

• Advised a lender on the refinancing of a substantial portfolio of residential and commercial properties, navigating complex security arrangements and delivering the transaction within a demanding timeframe. Successfully completed the refinancing within the agreed deadline, ensuring the lender’s security requirements were satisfied.
• Acted for a property investor on the £8 million refinancing of a large buy-to-let portfolio, coordinating multiple properties, lenders and legal requirements. Successfully completed the refinancing, supporting the client’s wider property investment strategy.