{"id":9235,"date":"2026-04-17T14:47:05","date_gmt":"2026-04-17T14:47:05","guid":{"rendered":"https:\/\/rfblegal.co.uk\/?post_type=knowledge-base&p=9235"},"modified":"2026-04-21T12:24:09","modified_gmt":"2026-04-21T12:24:09","slug":"comprar-uma-propriedade-no-reino-unido-freehold-vs-leasehold","status":"publish","type":"knowledge-base","link":"https:\/\/rfblegal.co.uk\/pt\/base-de-conhecimentos\/comprar-uma-propriedade-no-reino-unido-freehold-vs-leasehold\/","title":{"rendered":"Comprar uma propriedade no Reino Unido - Freehold vs Leasehold"},"content":{"rendered":"

When buying<\/a> a propriedade<\/a> we are always asked as to the difference between a freehold and a arrendamento<\/a> property. This is especially applicable to first time compradores<\/a>. In this article we vontade<\/a> look at the different types of residencial<\/a> properties you can invest in and potential issues that may arise.<\/p>\n\n\n\n

Um im\u00f3vel pode ser propriedade plena ou arrendada.<\/p>\n\n\n\n

Propriedade em regime de propriedade horizontal<\/h4>\n\n\n\n

Uma propriedade em regime de propriedade perfeita d\u00e1-lhe a propriedade total da propriedade e do terreno onde esta se encontra. N\u00e3o h\u00e1 terceiros que fa\u00e7am a manuten\u00e7\u00e3o da propriedade. As casas aut\u00f3nomas s\u00e3o geralmente propriedade livre. Este tipo de propriedade \u00e9 geralmente preferido devido ao facto de n\u00e3o haver envolvimento de terceiros.<\/p>\n\n\n\n

As freehold type properties are the oldest types usually there are old title deeds referred to in the register which refers to covenants that you must comply with i.e. right<\/a> of ways granted to third parties over the land which your property is situated on. This can also be applicable to leasehold properties.<\/p>\n\n\n\n

Propriedade arrendada<\/h4>\n\n\n\n

A leasehold property allows ownership of the property for a fixed period of time i.e. 99 years or 125 years. Leasehold properties were introduced to get more people<\/a> in the property ladder. Purchase of leasehold properties increased more and more in the construction of flats.<\/p>\n\n\n\n

You will have an agreement<\/a> with your landlord<\/a>, usually known as the freeholder, called a \u201clease\u201d. This document will tell you how many years you will own the property. The lease<\/a> will also conter<\/a> rights and obligations which you must comply with. For example, in leasehold flats the freeholder will be responsible for maintaining the common parts of the building i.e. hallways, roof and walls.<\/p>\n\n\n\n

There will also be restrictions on what sort of works you will be able to do in the property and prohibition on subletting or owning a pet. When the freeholder intends to carry out work to the Building it will issue you a notice of this and the cost of these works will be covered by you and the rest of the leaseholders through a Major Works statement, payable in instalments. You will be liable to pay for ground rent to the freeholder and service charge for the maintenance of the common areas of the building which the flat is situated in. Please take extra cautions when deciding to purchase leasehold property and make sure your Solicitor explains how ground rent and service charge will be payable as in the recent years we have seen onerous clauses. This can mean that if you are not careful you may be liable to pay ground rent which doubles every<\/a> 5 to 10 years meaning that you are paying ground rent like rent. Once the ownership of the property comes to an end the property will need to be returned to the landlord. When the lease term is usually in the region of 90-70 years remaining a leaseholder will make an application to the landlord to extend their lease for a premium. In most circumstances, the property is not returned to the landlord and the lease term is extended.<\/p>\n\n\n\n

Algumas propriedades s\u00e3o anunciadas como uma parte do t\u00edtulo de propriedade. N\u00e3o parta automaticamente do princ\u00edpio de que este facto lhe confere o t\u00edtulo de propriedade plena sobre a propriedade. Isto significa que os propriet\u00e1rios das propriedades arrendadas compraram o t\u00edtulo de propriedade ao propriet\u00e1rio e todos eles possuem uma parte do mesmo. Possuem as suas propriedades como propriedade arrendada e uma parte do edif\u00edcio e do terreno que est\u00e1 na propriedade. Uma vez adquirido o t\u00edtulo de propriedade, os arrendat\u00e1rios concedem normalmente um contrato de arrendamento de 999 anos a todos os arrendat\u00e1rios. Normalmente, a manuten\u00e7\u00e3o e a repara\u00e7\u00e3o do edif\u00edcio s\u00e3o tratadas pelos arrendat\u00e1rios, que decidem eles pr\u00f3prios as repara\u00e7\u00f5es e as pagam em partes iguais. Por conseguinte, n\u00e3o h\u00e1 taxas de gest\u00e3o a pagar \u00e0 sociedade de gest\u00e3o.<\/p>\n\n\n\n

Al\u00e9m disso, tamb\u00e9m ter\u00e1 uma parte nas \u00e1reas comuns do edif\u00edcio, ou seja, telhado, paredes, escadas, corredor e ser\u00e1 respons\u00e1vel, juntamente com os outros arrendat\u00e1rios, pela manuten\u00e7\u00e3o dessas \u00e1reas. Para al\u00e9m disso, ter\u00e1 de fazer um seguro do seu apartamento e das \u00e1reas comuns do edif\u00edcio.<\/p>\n\n\n\n

You may also come across a property that is not registered<\/a>. It will be compulsory for you to register the property on completion of the transaction. An unregistered property does not mean that there is a problem. It merely means that there has not been a transaction to trigger an application.<\/p>\n\n\n\n

The complicated part with unregistered property is that you will need to produce the physical title deeds or if these are lost you will need to provide evidence<\/a> to the Land Registry explaining why the deeds cannot be produced and the person claiming to be the owner is the true owner. These should not prevent you with purchasing an unregistered property if such opportunity interests you.<\/p>\n\n\n\n

When buying a property along with the purchase price you should take into consideration<\/a> the related costs and these include:<\/p>\n\n\n\n