Generated by All in One SEO v4.9.10, this is an llms.txt file, used by LLMs to index the site. # RFB Legal ## Sitemaps - [XML Sitemap](https://rfblegal.co.uk/sitemap.xml): Contains all public & indexable URLs for this website. ## Pages - [Ronald Fletcher Baker Solicitors](https://rfblegal.co.uk/) - 75+ Years of Experience | Legal 500 Recommended | 1,000+ 5-Star Reviews | Offices in London, Richmond, Manchester & Exeter - [Transparency](https://rfblegal.co.uk/transparency/) - Residential Conveyancing TEAMS We have four offices in Old Street London EC1, Baker Street London W1, Manchester Piccadilly, and Exeter which all have teams carrying out conveyancing. The team at Old Street is supervised by partners Deniz Oguzkanli and Berivan Erdogan, and comprises solicitors and other conveyancers. The team at Baker Street is supervised by - [UK Family Visa Services](https://rfblegal.co.uk/services/personal-law/immigration-services/uk-family-visa-services/) - [Contentious Probate Litigation](https://rfblegal.co.uk/services/personal-law/property-litigation/contentious-probate-litigation/) - Contentious Probate Litigation Unfortunately, it is not uncommon for disputes to arise after the death of a loved one. Whatever the challenges you or your family are facing, our Contentious Probate team has the knowledge and experience to help. We are able to advise on the best approach to any dispute, whether it be litigation - [Construction and Engineering](https://rfblegal.co.uk/services/personal-law/property-litigation/construction-and-engineering/) - Construction Our well-established Construction team has extensive experience in advising employers, main contractors, and sub-contractors across a broad range of construction disputes. Our clients span the whole construction sector, including employers, main/sub-contractors, and construction professionals (such as architects). We are experienced acting in and advising on a multitude of construction disputes arising out of the - [Power of Attorney](https://rfblegal.co.uk/services/personal-law/powers-of-attorney-and-court-protection/power-of-attorney/) - Lasting Powers of Attorney We can assist with the preparation and registration of Lasting Powers of Attorney for Property and Financial Affairs and Health and Welfare to enable decisions to be made by people you trust in the event that you were no longer able to make these yourself. A Lasting Power of Attorney for - [Property Litigation Solicitors / Lawyers](https://rfblegal.co.uk/services/personal-law/property-litigation/) - Property litigation Expert Property Litigation for Landlords, Developers, and Investors At Ronald Fletcher Baker LLP, our Property Litigation team delivers strategic, pragmatic advice in all forms of real estate disputes, representing clients ranging from commercial and residential landlords to developers, asset managers, and private individuals. Whether you are dealing with complex property disputes, landlord and - [Alternative Dispute Resolution (ADR)](https://rfblegal.co.uk/services/personal-law/property-litigation/alternative-dispute-resolution-adr/) - Alternative Dispute Resolution The traditional litigation route for resolving disputes has many benefits, yet the costs of litigation can be expensive. Often people want to take a commercial approach and find solutions rather than arguing discrete legal issues. Mediation offers an alternative that holds the promise of being quick, inexpensive, and confidential. We offer commercial - [Court of Protection Applications](https://rfblegal.co.uk/services/personal-law/powers-of-attorney-and-court-protection/court-of-protection-applications/) - Court of Protection application The Court of Protection deals with the property, financial affairs, and personal welfare of people who lack the mental capacity to make those decisions themselves. We can assist you with all types of applications to the Court of Protection including but not limited to: Deputyship If a person lacks the capacity - [Powers of Attorney & Court Protection](https://rfblegal.co.uk/services/personal-law/powers-of-attorney-and-court-protection/) - We work closely with our clients and where applicable their financial advisers, accountants, and foreign lawyers to understand their priorities to enable us to advise on the most tax-efficient ways of passing and securing wealth for future generations. Trusts are not the only tool available to families and the team will review the tax exposure - [Our Personal Immigration Services ](https://rfblegal.co.uk/services/personal-law/personal-immigration-services/) - [UK Visitor Visa](https://rfblegal.co.uk/services/personal-law/immigration-services/uk-visitor-visa/) - UK Visitor Visa - [Student Visa](https://rfblegal.co.uk/services/personal-law/immigration-services/student-visa/) - Student Visa - [Schengen Visa](https://rfblegal.co.uk/services/personal-law/immigration-services/schengen-visa/) - Schengen Visa - [Employment Tribunal Claims](https://rfblegal.co.uk/services/personal-law/employment/employment-tribunal-claims/) - Employment Tribunal Claims - [Redundancy](https://rfblegal.co.uk/services/personal-law/employment/redundancy/) - Redundancy - [Restrictive Covenants](https://rfblegal.co.uk/services/personal-law/employment/restrictive-covenants/) - Restrictive Covenants - [Equal Pay](https://rfblegal.co.uk/services/personal-law/employment/equal-pay/) - Equal Pay - [Settlement Agreements and Without Prejudice Negotiations](https://rfblegal.co.uk/services/personal-law/employment/settlement-agreements-and-without-prejudice-negotiations/) - Settlement Agreements and Without Prejudice Negotiations - [Sexual Harassment at Work](https://rfblegal.co.uk/services/personal-law/employment/sexual-harassment-at-work/) - Sexual Harassment at Work - [TUPE Regulations and Employment Transfers](https://rfblegal.co.uk/services/personal-law/employment/tupe-regulations-and-employment-transfers/) - TUPE Regulations and Employment Transfers - [Unfair Dismissal](https://rfblegal.co.uk/services/personal-law/employment/unfair-dismissal/) - Unfair Dismissal - [Wrongful Dismissal](https://rfblegal.co.uk/services/personal-law/employment/wrongful-dismissal/) - Wrongful Dismissal - [Whistleblowing](https://rfblegal.co.uk/services/personal-law/employment/whistleblowing/) - Whistleblowing - [Employment Law Services](https://rfblegal.co.uk/services/personal-law/employment-law-services/) - Employment Law Ronald Fletcher Baker’s dynamic, Legal 500 listed Employment Law department acts for both employers and employees on all aspects of employment law. Recent work has included advising high net-worth individuals, a production company, a construction firm, a football club, a transportation company, and a charity. We have a wealth of experience in advising - [Asylum](https://rfblegal.co.uk/services/personal-law/immigration-services/asylum/) - Asylum - [British Passport Applications](https://rfblegal.co.uk/services/personal-law/immigration-services/british-passport-applications/) - British Passport Applications - [EU Settlement Scheme Applications](https://rfblegal.co.uk/services/personal-law/immigration-services/eu-settlement-scheme-applications/) - EU Settlement Scheme Applications - [EU Settlement Scheme Family Permit (EUSS)](https://rfblegal.co.uk/services/personal-law/immigration-services/eu-settlement-scheme-family-permit-euss/) - EU Settlement Scheme Family Permit (EUSS) - [Graduate Visa](https://rfblegal.co.uk/services/personal-law/immigration-services/graduate-visa/) - Graduate Visa - [Employment / Worker Status](https://rfblegal.co.uk/services/personal-law/employment/employment-worker-status/) - Employment / Worker Status - [Employee Status and Rights](https://rfblegal.co.uk/services/personal-law/employment/employee-status-and-rights/) - We have a wealth of experience in advising on the full range of issues faced by employers and employees.This includes matters relating to unfair dismissal, redundancy and restructuring (including protective award claims), changes to terms and conditions, discrimination (including sex, sexual orientation, pregnancy and maternity, race, disability, age, and religion and belief), harassment and victimisation, - [Discrimination (Race, Disability, Preg & Mat, Sex, Philosophical Beliefs)](https://rfblegal.co.uk/services/personal-law/employment/discrimination-race-disability-preg-mat-sex-philosophical-beliefs/) - Discrimination (Race, Disability, Preg & Mat, Sex, Philosophical Beliefs) - [Consultancy Agreements](https://rfblegal.co.uk/services/personal-law/employment/consultancy-agreements/) - Consultancy Agreements - [Constructive Dismissal](https://rfblegal.co.uk/services/personal-law/employment/constructive-dismissal/) - Constructive Dismissal - [Bullying and Harassment at Work](https://rfblegal.co.uk/services/personal-law/employment/bullying-and-harassment-at-work/) - Bullying and Harassment at Work - [Employment](https://rfblegal.co.uk/services/personal-law/employment/) - UNDERSTANDING EMPLOYMENT LAW. HOW WE CAN HELP YOU? We have a wealth of experience in advising on the full range of issues faced by employers and employees.This includes matters relating to unfair dismissal, redundancy and restructuring (including protective award claims), changes to terms and conditions, discrimination (including sex, sexual orientation, pregnancy and maternity, race, disability, age, - [Surrogacy, Fertility and Adoption](https://rfblegal.co.uk/services/personal-law/divorce-family/surrogacy-fertility-and-adoption/) - Surrogacy, Fertility and Adoption Surrogacy is the practise whereby a woman carries a child with the intention that the child should be handed over at birth. It is an increasingly popular way for people to extend their families. There are two different types of surrogacy: - Traditional surrogacy - the surrogate's own eggs are used, so - [Children Law](https://rfblegal.co.uk/services/personal-law/divorce-family/children-law/) - Children Law In the event that you and your ex-partner cannot agree on what arrangements may be best for your child, and after considering with you a dispute resolution process such as mediation, an application can be made to the court for an order under the Children Act 1989. The court has the power to - [Alternative Dispute Resolution](https://rfblegal.co.uk/services/personal-law/divorce-family/alternative-dispute-resolution/) - Alternative Dispute Resolution - [Serious Crime Defence](https://rfblegal.co.uk/services/personal-law/criminal-litigation/serious-crime-defence/) - Serious Criminal Litigation Ronald Fletcher Baker LLP is a long-established and high profile leader in serious crime. We routinely deal with cases of the highest magnitude, offering unparalleled quality in the field. Drawing upon decades of experience, the department enjoys an international reputation for excellence consistently reflected in the results achieved. We represent clients at - [Road Traffic and Motoring Offences](https://rfblegal.co.uk/services/personal-law/criminal-litigation/road-traffic-and-motoring-offences/) - Road Traffic and Motoring Offences - [Proceeds of Crime and Money Laundering](https://rfblegal.co.uk/services/personal-law/criminal-litigation/proceeds-of-crime-and-money-laundering/) - Proceeds of Crime and Money Laundering - [International Family Law](https://rfblegal.co.uk/services/personal-law/divorce-family/international-family-law/) - International Family Law We provide assistance on a wide variety of international family law issues, including providing advice to foreign nationals on how the legal system of England and Wales may apply to them. An increasing number of families have links to more than one country, and children are now frequently moving from country to - [Same Sex Families (LGBTQ) & Civil Partnerships](https://rfblegal.co.uk/services/personal-law/divorce-family/same-sex-families-lgbtq-civil-partnerships/) - Same Sex Families (LGBTQ) & Civil Partnerships - [Domestic Violence, Injunctions & Personal Protection](https://rfblegal.co.uk/services/personal-law/divorce-family/domestic-violence-injunctions-personal-protection/) - Domestic Abuse Our family team has considerable experience in bringing emergency applications to the family court. We do this to protect vulnerable clients from the perpetrators of domestic violence and abuse. We understand the sensitive nature of these matters as well as the harmful impact of controlling and coercive behaviour upon its victims. It includes - [Cohabitation & Unmarried Families](https://rfblegal.co.uk/services/personal-law/divorce-family/cohabitation-unmarried-families/) - Unmarried Couples/Cohabitee Disputes When things break apart for cohabiting couples, it is easy to become overwhelmed and not know what your rights are. However, the family team is here to guide you through it. The relationship breakdown of unmarried couples holds different implications. Unlike married couples, you are not automatically entitled to financial support, pension - [Divorce and Separation](https://rfblegal.co.uk/services/personal-law/divorce-family/divorce-and-separation/) - Divorce and Separation The divorce process for marriages and the dissolution process for civil partnerships is usually broken down into two parts: The distribution of the parties’ assets (‘financial remedy or simply ‘finances’). 1. The legal termination of the marriage or civil partnership (the divorce/dissolution process) 2. The distribution of the parties’ assets (‘financial remedy - [Divorce & Family](https://rfblegal.co.uk/services/personal-law/divorce-family/) - Family Services Our family lawyers have significant experience in resolving a whole range of sensitive, and often complex, family law concerns. Our expertise is not just with regard to difficulties arising from the breakdown of a relationship – the divorce procedure, financial settlement of matrimonial assets, and the arrangements that need to be made for - [Health and Safety Regulations](https://rfblegal.co.uk/services/business-law/regulatory-investigations/health-and-safety-regulations/) - Health and Safety Regulations - [Mitigating regulatory liability](https://rfblegal.co.uk/services/business-law/regulatory-investigations/mitigating-regulatory-liability/) - Mitigating regulatory liability - [Commercial Contracts & Terms of Business](https://rfblegal.co.uk/services/personal-law/corporate/commercial-contracts-terms-of-business/) - Commercial Contracts & Terms of Business At Ronald Fletcher Baker, our specialist team provides commercially focused legal advice tailored to your personal business and enterprise needs. We draft, review, and negotiate contracts you may be involved with when expanding your business or receiving business contracts to help you effectively manage relationships with customers, suppliers, and - [Personal Law Services](https://rfblegal.co.uk/services/personal-law/) - [Corporate](https://rfblegal.co.uk/services/personal-law/corporate/) - Corporate Our Corporate and Commercial team helps clients to set up, grow, buy and sell businesses. We also work with investors to examine potential investments and assist businesses to get investment ready, raise finance, and improve their operations and profitability. Our team provides expert assistance to businesses, entrepreneurs, and investors of all sizes. If you - [Business Contracts](https://rfblegal.co.uk/services/personal-law/corporate/business-contracts/) - Commercial Contracts & Terms of Business At Ronald Fletcher Baker, our specialist team provides commercially focused legal advice tailored to your personal business and enterprise needs. We draft, review, and negotiate contracts you may be involved with when expanding your business or receiving business contracts to help you effectively manage relationships with customers, suppliers, and - [Contentious Trusts & Probate](https://rfblegal.co.uk/services/personal-law/contentious-trusts-and-probate/) - Contentious Trusts and Probate The Contentious Trusts and Probate department is a multi-disciplinary team comprising solicitors who are also involved Private Client, Litigation and Family work to enable us to provide clients with the necessary expertise to assist with claims relating to trusts and estates. We can provide specialist advice to executors, trustees, beneficiaries in - [Setting up a business](https://rfblegal.co.uk/services/personal-law/corporate/setting-up-a-business/) - Setting up and Investing in Businesses Whether you are an entrepreneur or an investor, we can help you set up or invest in business. We can also advise on the right structure for your business and ensure you have the right agreements in place for every stage of your business. When starting a new business, - [Investing in Businesses](https://rfblegal.co.uk/services/personal-law/corporate/investing-in-businesses/) - Setting up and Investing in Businesses Whether you are an entrepreneur or an investor, we can help you set up or invest in business. We can also advise on the right structure for your business and ensure you have the right agreements in place for every stage of your business. When starting a new business, - [Loans and Equity](https://rfblegal.co.uk/services/personal-law/corporate/loans-bonds-and-equity/) - An introduction and overview to equity fundraising, borrowing and lending We know that financing for your business can be crucial at a number of stages, from startups and growing businesses to acquisitions to mature growth and refinancing. Our extensive expertise means that our corporate lawyers and solicitors can anticipate lenders’ or investors’ requirements and concerns - [Police Investigations](https://rfblegal.co.uk/services/personal-law/criminal-litigation/police-investigations/) - Police Investigations - [Private Prosecutions](https://rfblegal.co.uk/services/personal-law/criminal-litigation/private-prosecutions/) - Private Prosecutions The right to bring a private prosecution is a long-established legal tenet of access to justice and can offer a preferable and effective course of action. Should the police fail to pursue an investigation or the Crown Prosecution Service decide not to commence proceedings, a private prosecution can offer victims an opportunity to - [Police Station Representation and Advice](https://rfblegal.co.uk/services/personal-law/criminal-litigation/police-station-representation-and-advice/) - Proceeds of Crime and Money Laundering The powers conferred by the Proceeds of Crime Act 2002 (POCA) upon enforcement agencies are extensive and are increasingly being used to challenge illicit finance. The various related regimes cast a wide net and the complex nature of proceedings means that individuals and businesses can be caught up in - [Food Safety & Food Hygiene Investigations and Prosecutions](https://rfblegal.co.uk/services/business-law/regulatory-investigations/food-safety-food-hygiene-investigations-and-prosecutions/) - Food Safety & Food Hygiene Investigations and Prosecutions - [Staff Handbooks, Policies and Procedures](https://rfblegal.co.uk/services/business-law/employment-business/staff-handbooks-policies-and-procedures/) - Staff Handbooks, Policies and Procedures - [Settlement Agreements and Protected Conversations](https://rfblegal.co.uk/services/business-law/employment-business/settlement-agreements-and-protected-conversations/) - Settlement Agreements and Protected Conversations - [Redundancy and Restructuring](https://rfblegal.co.uk/services/business-law/employment-business/redundancy-and-restructuring/) - Redundancy and Restructuring - [Hospitals and Care Homes](https://rfblegal.co.uk/services/business-law/commercial-property-services/hospitals-and-care-homes/) - Hospitals and Care Homes - [Hotels & Leisure](https://rfblegal.co.uk/services/business-law/commercial-property-services/hotels-leisure/) - Hotels and Leisure The specialist hotels and leisure department at Ronald Fletcher Baker LLP has a long-established history of successfully guiding our owner, manager, and investor clients to achieve their commercial objectives within this fast-changing and challenging sector. Hotels and leisure industry real estate transactions demand technical excellence, experience – and commercial sensitivity. Our dedicated - [Restaurants, Bars, Pubs and Other Hospitality](https://rfblegal.co.uk/services/business-law/commercial-property-services/restaurants-bars-pubs-and-other-hospitality/) - Restaurants, Bars, Pubs and Other Hospitality - [Employment - Business](https://rfblegal.co.uk/services/business-law/employment-business/) - Charity Litigation Charities, just like any other commercial organisation, may come across issues such as breach of contract; employment issues, property disputes, and many more. Legal action is often likely to be a significant risk to a charity, its reputation, and its trustees. When faced with a potential claim, either in the making or defending - [Discrimination Claims](https://rfblegal.co.uk/services/business-law/employment-business/discrimination-claims/) - Discrimination Claims - [Consultancy Agreements](https://rfblegal.co.uk/services/business-law/employment-business/consultancy-agreements/) - Consultancy Agreements - [Employment Contracts](https://rfblegal.co.uk/services/business-law/employment-business/employment-contracts/) - Employment Contracts - [Employee Management](https://rfblegal.co.uk/services/business-law/employment-business/employee-management/) - Employee Management - [Employment Status](https://rfblegal.co.uk/services/business-law/employment-business/employment-status/) - Employment Status - [Higher Education Litigation](https://rfblegal.co.uk/services/business-law/higher-education-litigation/) - Higher Education Litigation Our Higher Education team has an impressive track record of advising leading colleges and higher education providers in matters relating to the Office for Students (OfS). Our multi-disciplinary approach, which spans commercial litigation, public law, and appellant work, gives us the ideal grounding to handle even the most challenging cases in this - [Contentious Probate Litigation](https://rfblegal.co.uk/services/business-law/property-litigation-business/contentious-probate-litigation/) - Contentious Probate Litigation Unfortunately, it is not uncommon for disputes to arise after the death of a loved one. Whatever the challenges you or your family are facing, our Contentious Probate team has the knowledge and experience to help. We are able to advise on the best approach to any dispute, whether it be litigation - [Commercial Lease Renewals](https://rfblegal.co.uk/services/business-law/property-litigation-business/commercial-lease-extensions/) - Commercial Lease Renewals We are one of the leading firms in the specialist and complex area of leasehold enfranchisement, advising landlords and leaseholders on a wide range of claims within London and regionally. We have extensive experience in dealing with lease extension claims, house claims, and collective claims as well as advising developers on how - [Commercial Property Alternative Dispute Resolution](https://rfblegal.co.uk/services/business-law/property-litigation-business/commercial-property-alternative-dispute-resolution/) - Alternative Dispute Resolution The traditional litigation route for resolving disputes has many benefits, yet the costs of litigation can be expensive. Often people want to take a commercial approach and find solutions rather than arguing discrete legal issues. Mediation offers an alternative that holds the promise of being quick, inexpensive, and confidential. We offer commercial - [Construction Disputes](https://rfblegal.co.uk/services/business-law/property-litigation-business/construction-disputes/) - Construction Our well-established Construction team has extensive experience in advising employers, main contractors, and sub-contractors across a broad range of construction disputes. Our clients span the whole construction sector, including employers, main/sub-contractors, and construction professionals (such as architects). We are experienced acting in and advising on a multitude of construction disputes arising out of the - [Commercial Property Auctions (Purchases & Sales)](https://rfblegal.co.uk/services/business-law/commercial-property-services/commercial-property-auctions-purchases-sales/) - Commercial Property Auctions (Purchases & Sales) - [Commercial Real Estate Finance](https://rfblegal.co.uk/services/business-law/commercial-property-services/commercial-real-estate-finance/) - Real Estate Finance Our dedicated experts advise lenders and borrowers on all aspects of real estate finance including short-term finance, development finance, and the refinancing of a property portfolio. We pride ourselves on providing a swift, sensible, and technically sound service – often in high value, complex arrangements and transactions. With decades of industry experience, our - [Commercial Property Development](https://rfblegal.co.uk/services/business-law/commercial-property-services/commercial-property-development/) - Property Development The business of property development – whether it’s a big multi-unit project or simply a single plot – can be a complex and challenging process. That’s why you need the best legal advice to ensure it runs as smoothly as possible from start to finish. We have a wealth of experience on commercial and - [Commercial Property Services](https://rfblegal.co.uk/services/business-law/commercial-property-services/) - Commercial Property Ronald Fletcher Baker LLP with offices in the City, West End of London, Manchester, and Exeter has a renowned Legal 500 Commercial Real Estate department. The firm acts for corporate investors and high net worth individuals based in the UK and overseas in their acquisition of commercial properties and advises landlords and tenants - [Commercial Conveyancing](https://rfblegal.co.uk/services/business-law/commercial-property-services/commercial-conveyancing/) - Commercial Conveyancing Ronald Fletcher Baker LLP with offices in the City, West End of London, Manchester, and Exeter has a renowned Legal 500 Commercial Real Estate department. The firm acts for corporate investors and high net-worth individuals based in the UK and overseas in their acquisition of commercial properties and advises landlords and tenants on - [Corporate Occupiers](https://rfblegal.co.uk/services/business-law/property-litigation-business/corporate-occupiers/) - Corporate Occupiers We are principally reputed for our corporate occupier work, which spans high-value headquarters leases, portfolio refinances, and sales and leasebacks. The team provides the full spread of landlord and tenant advice and has advised on some of the largest commercial leasing transactions. Rudi Ramdarshan acts for clients such as high-net-worth individuals, charities, and corporate investors. David - [Commercial Property Litigation](https://rfblegal.co.uk/services/business-law/property-litigation-business/) - Commercial Property litigation The 'technically-minded, very responsive and strategic' Property Litigation Team are highly regarded in the industry. The Team are exceptionally talented at all levels with its partners being leaders in matters relating to Commercial, Residential and Mixed-use Property, Corporate Occupiers, Adverse Possession, Enfranchisement and Easements including right to light litigation. We have built a reputation for - [UK Sole Representative Visa Extension](https://rfblegal.co.uk/services/business-law/business-immigration-services-all/uk-sole-representative-visa-extension/) - UK Sole Representative Visa Extension - [UK Self-Sponsored Visa](https://rfblegal.co.uk/services/business-law/business-immigration-services-all/uk-self-sponsored-visa/) - UK Self-Sponsored Visa - [Copyright, Media and IP](https://rfblegal.co.uk/services/business-law/commercial-litigation/copyright-media-and-ip/) - Copyright, Media & IP We pride ourselves on discretion and professionalism which is of paramount importance when protecting your interest in this area of law. Recent years have seen news media organisations seeking to expand the use of public interest defence from defamation to data protection and copyright infringement. Experienced in litigation against all UK Newspapers, - [Energy and Utilities](https://rfblegal.co.uk/services/business-law/commercial-litigation/energy-and-utilities/) - Energy and Utilities Litigation We are highly ranked by the Legal 500. Our experience and expertise have allowed us to establish a strong reputation in litigating across all levels and forums. The team provides a range of comprehensive dispute resolution options to suit all clients for various energy and utilities-based disputes. The effects of any energy and/or - [Commercial Property Disputes](https://rfblegal.co.uk/services/business-law/commercial-litigation/commercial-property-disputes/) - Commercial Property Disputes We have a wealth of experience acting on behalf of clients in relation to commercial property disputes. We are one of the leading firms described as ‘dynamic, energetic, committed and able team – always prepared to go the extra mile for clients’. Owning commercial property often involves balancing a delicate long term commercial - [Insolvency](https://rfblegal.co.uk/services/business-law/commercial-litigation/insolvency/) - Insolvency Insolvency can be a confusing and technical area that can affect all aspects of personal and business life. Ronald Fletcher Baker has specialist expertise in this field and industry knowledge of how insolvency can impact the various sectors of commerce. We have experience in dealing with both sides of insolvency litigation for individuals, corporate bodies, and insolvency practitioners. - [Commercial Alternative Dispute Resolution](https://rfblegal.co.uk/services/business-law/commercial-litigation/commercial-alternative-dispute-resolution/) - Alternative Dispute Resolution The traditional litigation route for resolving disputes has many benefits, yet the costs of litigation can be expensive. Often people want to take a commercial approach and find solutions rather than arguing discrete legal issues. Mediation offers an alternative that holds the promise of being quick, inexpensive, and confidential. We offer commercial - [Charity Litigation](https://rfblegal.co.uk/services/business-law/commercial-litigation/charity-litigation/) - Charity Litigation Charities, just like any other commercial organisation, may come across issues such as breach of contract; employment issues, property disputes, and many more. Legal action is often likely to be a significant risk to a charity, its reputation, and its trustees. When faced with a potential claim, either in the making or defending - [Commercial Litigation Solicitors and Lawyers](https://rfblegal.co.uk/services/business-law/commercial-litigation/) - Commercial Litigation At Ronald Fletcher Baker LLP, our Commercial Litigation team is known for resolving complex business disputes with clarity, agility, and technical excellence. Whether acting for multinational corporations, SMEs, or private clients, we offer strategic support at every stage of the litigation lifecycle—from pre-action advice to trial and appeal. Our commercial litigators are frequently - [Setting up a Business](https://rfblegal.co.uk/services/business-law/business-corporate/setting-up-a-business/) - Setting up and Investing in Businesses Whether you are an entrepreneur or an investor, we can help you set up or invest in business. We can also advise on the right structure for your business and ensure you have the right agreements in place for every stage of your business. When starting a new business, - [Cartels, Competition, Price Fixing and Anti-Trust](https://rfblegal.co.uk/services/business-law/white-collar-and-financial-crime-services/cartels-competition-price-fixing-and-anti-trust/) - Cartels, Competition, Price Fixing and Anti-Trust - [Corporate Manslaughter](https://rfblegal.co.uk/services/business-law/white-collar-and-financial-crime-services/corporate-manslaughter/) - Corporate Manslaughter - [Business - Criminal Litigation](https://rfblegal.co.uk/services/business-law/white-collar-and-financial-crime-services/) - Criminal Litigation Highly ranked in the Legal 500 and with more than 75 years’ experience in the field, Ronald Fletcher Baker LLP is one of the leading criminal litigation firms in the UK. Our team of specialist lawyers provide a dynamic and strategic service to corporates and individuals requiring advice on business and financial crime, complex fraud and - [Serious and Complex Fraud](https://rfblegal.co.uk/services/business-law/white-collar-and-financial-crime-services/serious-and-complex-fraud/) - Serious and Complex Fraud - [Insider Dealing and Market Abuse](https://rfblegal.co.uk/services/business-law/white-collar-and-financial-crime-services/insider-dealing-and-market-abuse/) - Insider Dealing and Market Abuse - [HM Revenue and Customs (HMRC) Fraud](https://rfblegal.co.uk/services/business-law/white-collar-and-financial-crime-services/hm-revenue-and-customs-hmrc-fraud/) - HM Revenue and Customs (HMRC) Fraud - [Corporate Crime](https://rfblegal.co.uk/services/business-law/white-collar-and-financial-crime-services/corporate-crime/) - Complex Fraud and Corporate Crime Ronald Fletcher Baker LLP acts for CEOs and senior company executives from a broad range of financial and business sectors in matters concerning serious fraud, corruption, embezzlement and insider trading. Our team has substantial expertise in dealing with investigations by the Serious Fraud Office (SFO), HM Revenue and Customs (HMRC), - [White Collar and Financial Crime](https://rfblegal.co.uk/services/business-law/white-collar-and-financial-crime-services/white-collar-and-financial-crime/) - Complex Fraud and Corporate Crime Ronald Fletcher Baker LLP acts for CEOs and senior company executives from a broad range of financial and business sectors in matters concerning serious fraud, corruption, embezzlement and insider trading. Our team has substantial expertise in dealing with investigations by the Serious Fraud Office (SFO), HM Revenue and Customs (HMRC), - [Business Visitor Visa](https://rfblegal.co.uk/services/business-law/business-immigration-services-all/business-visitor-visa/) - Business Visitor Visa - [Innovator Visa & Start-Up Visa](https://rfblegal.co.uk/services/business-law/business-immigration-services-all/innovator-visa-start-up-visa/) - Innovator Visa & Start-Up Visa - [Permitted Paid Engagement (PPE) Visa](https://rfblegal.co.uk/services/business-law/business-immigration-services-all/permitted-paid-engagement-ppe-visa/) - Permitted Paid Engagement (PPE) Visa - [Sponsor Licence](https://rfblegal.co.uk/services/business-law/business-immigration-services-all/sponsor-licence/) - Sponsor Licence - [Sponsorship Compliance Mock Audits](https://rfblegal.co.uk/services/business-law/business-immigration-services-all/sponsorship-compliance-mock-audits/) - Sponsorship Compliance Mock Audits - [Buying and Selling a Business](https://rfblegal.co.uk/services/business-law/business-corporate/buying-and-selling-a-business/) - Buying and Selling a Business - [Mergers & Acquisitions](https://rfblegal.co.uk/services/business-law/business-corporate/mergers-and-restructuring/) - Mergers and Acquisitions Services Growing your business can be achieved through various strategies. While some opt for organic growth by winning tenders, expanding premises and workforce, and increasing turnover capacity, this approach can be slow. Alternatively, direct acquisitions or mergers with complementary and similar businesses can lead to more rapid growth. At Ronald Fletcher Baker, - [Investing in Businesses](https://rfblegal.co.uk/services/business-law/business-corporate/investing-in-businesses/) - Setting up and Investing in Businesses Whether you are an entrepreneur or an investor, we can help you set up or invest in business. We can also advise on the right structure for your business and ensure you have the right agreements in place for every stage of your business. When starting a new business, - [Franchising](https://rfblegal.co.uk/services/business-law/business-corporate/franchising/) - Franchising Legal Services Expanding your business through franchising is a strategic way to scale operations, enhance customer experience and further brand values brand recognition, and generate additional revenue streams. The franchise industry continues to grow year on year with the model appealing to both existing businesses and those looking for an alternative to starting up - [Corporate Real Estate and Corporate Wrapper Transactions](https://rfblegal.co.uk/services/business-law/business-corporate/corporate-real-estate-and-corporate-wrapper-transactions/) - Why the Corporate Wrapper Structure? At RFB, we find it increasingly common for our real estate clients to carry out a transaction where the asset is property but the transaction is a corporate one. We understand the unique requirements and complexities required, and in particular for mergers and acquisitions, the significant tax advantages in choosing - [Commercial Regulated Sectors](https://rfblegal.co.uk/services/business-law/business-corporate/commercial-regulated-sectors/) - We offer a comprehensive range of business law services for regulated businesses such as care homes, opticians, pharmacies, and veterinary practices, designed to protect your interests, support your goals, and ensure compliance at every stage. Whether you’re an ambitious startup or a well-established organisation, and buying or selling a practice, our advice is tailored to - [Commercial Contracts](https://rfblegal.co.uk/services/business-law/business-corporate/commercial-contracts/) - Commercial Contracts - [Business Law](https://rfblegal.co.uk/services/business-law/) - [Business - Corporate](https://rfblegal.co.uk/services/business-law/business-corporate/) - Corporate Our Corporate and Commercial team helps clients to set up, grow, buy and sell businesses. We also work with investors to examine potential investments and assist businesses to get investment ready, raise finance, and improve their operations and profitability. Our team provides expert assistance to businesses, entrepreneurs, and investors of all sizes. If you - [Civil Meditation](https://rfblegal.co.uk/civil-meditation/) - test - [Your Residential Property Solicitors](https://rfblegal.co.uk/services/personal-law/residential-property/) - Your Residential Property Solicitors Here at RFB Legal, we understand that buying or selling your home is one of the biggest decisions you can make. Not only can it cost a lot of time and money, but getting peace of mind can be tricky - at a time when it is so important to have. - [Privacy Policy](https://rfblegal.co.uk/privacy-policy/) - Ronald Fletcher Baker LLP collects, uses, and is responsible for certain personal information about you. When we do so we are regulated under the UK General Data Protection Regulation which applies across the European Union (including in the United Kingdom) and we are responsible as ‘controller’ of that personal information for the purposes of those - [Recent Pages](https://rfblegal.co.uk/recent-pages/) - Recent Pages Browse the latest RFB Legal pages, insights, services and resources across available languages. English Pages Category Employment Browse the Employment category on RFB Legal.Find grouped pages, articles and resources related to this legal topic. Insight Bridging Loan Defaults and Regulatory Considerations (FSMA & CCA) Read this RFB Legal insight: Bridging Loan Defaults and - [Standard Terms of Business](https://rfblegal.co.uk/rfbtermsofbusiness0625/) - Standard Terms of Business These Standard Terms of Business apply to all work we do on your behalf. They should be read together with the letter sent to you confirming our instructions and setting out the scope of the work we will carry out for you, our fees and individual contact details (the Client Care - [Locations](https://rfblegal.co.uk/location/) - [Islamic Finance](https://rfblegal.co.uk/services/personal-law/residential-property/islamic-finance/) - Real Estate Finance Our dedicated experts advise lenders and borrowers on all aspects of real estate finance including short-term finance, development finance, and the refinancing of a property portfolio. We pride ourselves on providing a swift, sensible, and technically sound service – often in high value, complex arrangements and transactions. With decades of industry experience, our - [Remortgage (Property Refinancing)](https://rfblegal.co.uk/services/personal-law/residential-property/remortgage-property-refinancing/) - Real Estate Finance Our dedicated experts advise lenders and borrowers on all aspects of real estate finance including short-term finance, development finance, and the refinancing of a property portfolio. We pride ourselves on providing a swift, sensible, and technically sound service – often in high value, complex arrangements and transactions. With decades of industry experience, our - [Insights](https://rfblegal.co.uk/insights/) - [Careers](https://rfblegal.co.uk/careers/) - [About Us](https://rfblegal.co.uk/about-us/) - [People](https://rfblegal.co.uk/people/) - [Declaration of Trust (Beneficial Interests in Property)](https://rfblegal.co.uk/services/personal-law/wills-probate-services/declaration-of-trust-beneficial-interests-in-property/) - Declarations of Trust To Set Our Beneficial Interests in Property If a property is purchased in joint names, this can either be held on a joint tenancy or on a tenancy in common. If the property is held on a joint tenancy, the owners do not have distinct shares and the property would automatically pass - [Offshore Trusts](https://rfblegal.co.uk/services/personal-law/wills-probate-services/offshore-trusts/) - Offshore Trusts High net worth individuals may decide to transfer their assets into an offshore trust. This would be managed by trustees who are not UK tax residents and the trust would be exempt from UK income tax on its foreign income. It may also fall outside the scope of capital gains tax if certain - [Bare Trusts (for Minors)](https://rfblegal.co.uk/services/personal-law/wills-probate-services/bare-trusts-for-minors/) - Bare Trusts for Minors Bare trusts are a way to make outright gifts of assets to minor beneficiaries without the need to pass the legal title which cannot be registered in the name of a minor. The beneficiary would have the immediate entitlement to the capital and income of the trust fund and the right - [Vulnerable Beneficiary Trusts](https://rfblegal.co.uk/services/personal-law/wills-probate-services/vulnerable-beneficiary-trusts/) - Vulnerable Beneficiary Trusts There is special tax treatment for trusts created for the benefit of minors who have lost at least one of their parents and for people suffering from certain conditions or in receipt of particular benefits. The beneficiary’s own allowances can be used for income tax and capital gains tax. They are not - [Life Interest Trusts](https://rfblegal.co.uk/services/personal-law/wills-probate-services/life-interest-trusts/) - Life Interest Trusts A life interest trust gives a beneficiary the right to benefit from the trust assets during their lifetime but enables you to control what happens to it after the death of the beneficiary. This can be useful in a blended family situation to provide security for a surviving spouse whilst ensuring that - [Discretionary Trusts](https://rfblegal.co.uk/services/personal-law/wills-probate-services/discretionary-trusts/) - Discretionary Trusts A discretionary trust would have a number of potential beneficiaries and the trustees would decide how and when to make distributions to any of these potential beneficiaries. It, therefore, provides considerable flexibility but does give wide powers to the trustees. Any letter of wishes setting out the intentions of the person in making - [Wills & Probate Services](https://rfblegal.co.uk/services/personal-law/wills-probate-services/) - Wills & Probate Services Ronald Fletcher Baker’s efficient and empathetic Probate department has extensive experience in all areas of private client practice. Ranked in the Legal 500, the department acts for a wide variety of clients including high net worth families, foreign domiciled individuals, entrepreneurs, and elderly and vulnerable clients. The department is able to - [Buying and Selling a House or Property](https://rfblegal.co.uk/services/personal-law/residential-property/buying-and-selling-a-house-or-property/) - Embarking on the journey of buying or selling your home is a significant milestone. Whether it's your initial step onto the property ladder, transitioning to a new residence, or expanding your investment portfolio, our team of conveyancing experts is here to navigate you through the process. With our expert conveyancing solicitors by your side, you - [Skilled Worker Visa Application](https://rfblegal.co.uk/services/business-law/business-immigration-services/skilled-worker-visa-application/) - [Immigration and Asylum Appeals](https://rfblegal.co.uk/services/business-law/business-immigration-services/immigration-and-asylum-appeals/) - [Creative Worker Visa Applications](https://rfblegal.co.uk/services/business-law/business-immigration-services/creative-worker-visa-applications/) - [Global Talent Visa Application ](https://rfblegal.co.uk/services/business-law/business-immigration-services/global-talent-visa-application/) - [Nationality Visa Services](https://rfblegal.co.uk/services/personal-law/immigration-services/nationality-visa-services/) - [Pre-settled and Settled Applications](https://rfblegal.co.uk/services/personal-law/immigration-services/pre-settled-and-settled-applications/) - [Indefinite Leave to Remain ](https://rfblegal.co.uk/services/personal-law/immigration-services/indefinite-leave-to-remain/) - [Our Business Immigration Services](https://rfblegal.co.uk/services/business-law/business-immigration-services/) - [Contact Us](https://rfblegal.co.uk/contact-us/) - Main Contact Form page - [International Child Abduction](https://rfblegal.co.uk/services/personal-law/divorce-family/international-child-abduction/) - Surrogacy, Fertility and Adoption Surrogacy is the practise whereby a woman carries a child with the intention that the child should be handed over at birth. It is an increasingly popular way for people to extend their families. There are two different types of surrogacy: - Traditional surrogacy - the surrogate's own eggs are used, so - [Residential Lease Extensions](https://rfblegal.co.uk/services/personal-law/property-litigation/lease-extensions/) - Residential Lease Extensions Expert Property Litigation for Landlords, Developers, and Investors At Ronald Fletcher Baker LLP, our Property Litigation team delivers strategic, pragmatic advice in all forms of real estate disputes, representing clients ranging from commercial and residential landlords to developers, asset managers, and private individuals. Whether you are dealing with complex property disputes, landlord - [Residential Lease Extensions](https://rfblegal.co.uk/services/personal-law/property-litigation/residential-lease-extensions/) - We are one of the leading firms in the specialist and complex area of leasehold enfranchisement, advising landlords and leaseholders on a wide range of claims within London and regionally. We have extensive experience in dealing with lease extension claims, house claims, and collective claims as well as advising developers on how to avoid the - [Leasehold Enfranchisement](https://rfblegal.co.uk/services/personal-law/property-litigation/leasehold-enfranchisement/) - Enfranchisement Navigating the Leasehold Enfranchisement Process with Expert Legal Support Collective enfranchisement is a process where a number of leaseholders in a block of flats act together to collectively purchase their freehold interest under the Leasehold Reform, Housing and Urban Development Act 1993. The enfranchisement process under the Leasehold Reform, Housing and Urban Development Act - [Knowledge base](https://rfblegal.co.uk/knowledge-base/) - Latest knowledge base - [Diversity](https://rfblegal.co.uk/diversity/) - At Ronald Fletcher Baker, we strongly believe that by fostering an approach which supports diversity, embeds equity, and promotes inclusion is an environment which benefits not only our firm, our colleagues and our clients but more importantly society. For this reason, Diversity Equity and Inclusion is a core tenet of the firm and a fundamental - [Regulatory Law](https://rfblegal.co.uk/services/personal-law/regulatory-law/) - Regulatory Offences Regulatory compliance is a primary consideration for a broad range of businesses and professionals and the risks of falling into breach can have serious consequences . We support clients who face investigations and prosecutions by regulators, as well as providing an advisory service to ensure that full due diligence is carried out to - [Regulatory Investigations](https://rfblegal.co.uk/services/business-law/regulatory-investigations/) - Regulatory Law The ever-increasing regulation of individuals and businesses has seen government and local authority agencies bringing proceedings with greater frequency and vigour. You can count on Ronald Fletcher Baker’s energy and diligence to protect your interest throughout, to strenuously fight your corner and manage, with the utmost discretion, what can be a difficult process. - [Residential Property Disputes](https://rfblegal.co.uk/services/personal-law/property-litigation/residential-property-disputes/) - Residential Property Disputes The Property Litigation Team are industry leaders in residential property disputes and are highly recommended in the Legal 500, described as “highly skilled in property litigation. The team are very collegial and tight-knit, which enables them to be agile in fast-paced matters”. Disputes relating to residential property can often be complex and - [Corporate Occupiers](https://rfblegal.co.uk/services/personal-law/property-litigation/corporate-occupiers/) - Corporate Occupiers We are principally reputed for our corporate occupier work, which spans high-value headquarters leases, portfolio refinances, and sales and leasebacks. The team provides the full spread of landlord and tenant advice and has advised on some of the largest commercial leasing transactions. Rudi Ramdarshan acts for clients such as high-net-worth individuals, charities, and corporate investors. David - [Complaints](https://rfblegal.co.uk/complaints/) - Any Concerns We are committed to providing a high-quality legal service to our clients and to dealing with all our clients and prospective clients fairly. However, sometimes things can go wrong so if something has, please tell us. This page explains how we deal with concerns or complaints about our service If you as a - [Client Bank Terms & Conditions](https://rfblegal.co.uk/client-acc-details/) - By clicking accept you acknowledge the following terms and conditions: You understand that we will never notify you of any change to our bank details by email. You understand that we will never share our bank details with you by email. You understand that our Bank Details will never change and if you receive anything - [Lease Extensions](https://rfblegal.co.uk/services/personal-law/residential-property/informal-lease-extensions/) - Lease Extensions We are one of the leading firms in the specialist and complex area of leasehold enfranchisement, advising landlords and leaseholders on a wide range of claims within London and regionally. We have extensive experience in dealing with lease extension claims, house claims, and collective claims as well as advising developers on how to - [Criminal Litigation](https://rfblegal.co.uk/services/personal-law/criminal-litigation/) - Criminal Litigation Highly ranked in the Legal 500 and with more than 75 years’ experience in the field, Ronald Fletcher Baker LLP is one of the leading criminal litigation firms in the UK. Our team of specialist lawyers provide a dynamic and strategic service to corporates and individuals requiring advice on business and financial crime, complex fraud and - [Deed Of Variation (Changing A Will After Death)](https://rfblegal.co.uk/services/personal-law/wills-probate-services/deed-of-variation-changing-a-will-after-death/) - Post Death Variations We can assist with preparing a deed of variation to allow the beneficiaries of an estate to vary the terms of the will or the intestacy rules and to redirect some or all of their interest in the estate to others. Provided that this is done within two years of the death, - [Estate Administration](https://rfblegal.co.uk/services/personal-law/wills-probate-services/estate-administration/) - Administration of Estates An application for a grant of representation is often required after death to enable the deceased’s executors or relatives to deal with the assets and liabilities in the estate. Our team can assist with obtaining a grant and winding up any estate containing UK assets regardless of whether the deceased left a - [Estate Planning and Lifetime Gifts](https://rfblegal.co.uk/services/personal-law/wills-probate-services/estate-planning-and-lifetime-gifts/) - Estate Planning and Lifetime Gifts We can advise on strategies to enable you to minimise your inheritance tax liability to enable you to pass as much of your estate as possible to your chosen beneficiaries. This will involve consideration of your will and suggesting any ways of making this more tax efficient. This could also - [Making a Will and Codicils](https://rfblegal.co.uk/services/personal-law/wills-probate-services/making-a-will-and-codicils/) - Wills and Codicils Preparing a Will allows you to take control of your estate and ensure that on your death, your assets pass in accordance with your wishes. It also enables you to choose people who you trust to administer your estate and to appoint guardians of minor children. Wills can incorporate trusts to take - [Right to Buy](https://rfblegal.co.uk/services/personal-law/residential-property/right-to-buy/) - Right of First Refusal We have a specialist team dealing with matters relating to the Landlord and Tenant Act 1987 which gives certain leaseholders a right of first refusal to buy the freehold or superior leasehold interest in their building in the event that the landlord decides to dispose of it. The Landlord and Tenant - [Services](https://rfblegal.co.uk/services/) - Personal Law Business Law - [Trusts](https://rfblegal.co.uk/services/personal-law/trust-services-2/) - Trust Services Ronald Fletcher Baker’s Trusts Team has extensive experience in advising on the creation and management of trusts. Ranked in the Legal 500, the team acts for a wide variety of clients including offshore trustees, high net worth families, and foreign domiciled individuals. The team advises on the potential benefits, tax position, and - [Commercial Property](https://rfblegal.co.uk/services/business-law/commercial-property-services/commercial-property/) - Commercial Property Ronald Fletcher Baker LLP with offices in the City, West End of London, Manchester, and Exeter has a renowned Legal 500 Commercial Real Estate department. The firm acts for corporate investors and high net worth individuals based in the UK and overseas in their acquisition of commercial properties and advises landlords and tenants - [Criminal Appeals](https://rfblegal.co.uk/services/personal-law/criminal-litigation/criminal-appeals/) - Appeals The right to appeal a decision of the court is one of the cornerstones of justice. Unfortunately, the system is capable of human error and a wrong decision can have a profound impact on a person’s life. Challenging a final judgment can be a difficult, lengthy and complex procedure. An intimate knowledge of the - [Pre-nuptial and Post-nuptial Agreements and Wealth Protection](https://rfblegal.co.uk/services/personal-law/divorce-family/pre-nuptial-and-post-nuptial-agreements-and-wealth-protection/) - Pre-Nuptial and Post-Nuptial Agreements Nuptial agreements are agreements which seek to regulate the distribution of assets upon the breakdown of a marriage or civil partnership. They can be made before or after two people marry or enter into a civil partnership. Whilst nuptial agreements are gaining momentum and ‘weight’ within the courts, they are not - [Financial Claims and Consent Orders](https://rfblegal.co.uk/services/personal-law/divorce-family/financial-claims-and-consent-orders/) - Financial Claims Every financial case is different, and the court’s focus will always be upon achieving what is ‘fair’ in all the circumstances of the case. In some cases, fairness means splitting the assets on a 50/50 basis, and in others, there may be justification for an uneven split. Whilst our advice on every case - [Overseas Assets and Cross Border Estates](https://rfblegal.co.uk/services/personal-law/wills-probate-services/overseas-assets-and-cross-border-estates/) - Cross Border Succession, Taxation and Domicile Status If you own assets abroad, the laws of that country may dictate who inherits these on your death rather than your UK will. We can advise as to whether a separate will may be needed to distribute assets outside the UK and which legal system will govern the - [Transfer of Equity](https://rfblegal.co.uk/services/personal-law/residential-property/transfer-of-equity/) - [Buying a House or Property](https://rfblegal.co.uk/services/personal-law/residential-property/buying-a-house-or-property/) - Buying a House or Property - [Combine with above? Or no?](https://rfblegal.co.uk/services/business-law/regulatory-investigations/combine-with-above-or-no/) - Combine with above? Or no? - [TUPE and Business Sales](https://rfblegal.co.uk/services/business-law/employment-business/tupe-and-business-sales/) - TUPE and Business Sales - [Employment Tribunal Litigation](https://rfblegal.co.uk/services/business-law/employment-business/employment-tribunal-litigation/) - Employment Tribunal Litigation - [Mitigating Reputational Damage](https://rfblegal.co.uk/services/personal-law/regulatory-law/mitigating-reputational-damage/) - Mitigating Reputational Damage - [Professional Discipline](https://rfblegal.co.uk/services/personal-law/regulatory-law/professional-discipline/) - Professional Discipline - [Professional Conduct Advice](https://rfblegal.co.uk/services/personal-law/regulatory-law/professional-conduct-advice/) - Professional Conduct Advice - [High Net Worth and Off-Shore Assets](https://rfblegal.co.uk/services/personal-law/divorce-family/high-net-worth-and-off-shore-assets/) - High Net Worth and Off-Shore Assets - [Revocation of a Deportation Order](https://rfblegal.co.uk/services/personal-law/immigration-services/revocation-of-a-deportation-order/) - Revocation of a Deportation Order - [Judicial Reviews](https://rfblegal.co.uk/services/personal-law/immigration-services/judicial-reviews/) - Judicial Reviews - [Marriage Visitor Visa](https://rfblegal.co.uk/services/personal-law/immigration-services/marriage-visitor-visa/) - Marriage Visitor Visa - [Employment Contracts](https://rfblegal.co.uk/services/personal-law/employment/employment-contracts/) - Employment Contracts - [Auction Property (Purchase & Sale)](https://rfblegal.co.uk/services/personal-law/residential-property/auction-property-purchase-sale/) - Auction Property (Purchase & Sale) - [Buy to Let](https://rfblegal.co.uk/services/personal-law/residential-property/buy-to-let/) - Buy to Let - [New Build Conveyancing](https://rfblegal.co.uk/services/personal-law/residential-property/new-build-conveyancing/) - New Build Conveyancing - [Shared Ownership](https://rfblegal.co.uk/services/personal-law/residential-property/shared-ownership/) - Shared Ownership - [Selling a House or Property](https://rfblegal.co.uk/services/personal-law/residential-property/selling-a-house-or-property/) - Selling a House or Property - [title page](https://rfblegal.co.uk/services/personal-law/title-page/) - test 1234 ## Insights - [Opposing a Commercial Tenant’s Lease Renewal Under the Landlord and tenant Act 1954: A Technical Guide ](https://rfblegal.co.uk/insights/opposing-a-commercial-tenants-lease-renewal-under-the-landlord-and-tenant-act-1954-a-technical-guide/) - The Landlord and Tenant Act 1954 (the "Act") provides qualifying commercial tenants with statutory security of tenure. This means a business tenancy does not automatically expire at the end of the contractual term. Instead, it continues under statutory continuation until terminated in accordance with the Act. For commercial landlords wishing to regain possession of their property at contractual expiry or during - [Structural Reform of the Private Rented Sector: Further Developments Under the Renters’ Rights Act 2025 ](https://rfblegal.co.uk/insights/structural-reform-of-the-private-rented-sector-further-developments-under-the-renters-rights-act-2025/) - Our previous article focused specifically on the abolition of ‘section 21 evictions’ following the Renters’ Rights Act 2025 (the “Act”) and the implications on possession. This article considers further reforms introduced by the Act and those which are due to be implemented in the future. These have, and will continue to, alter the framework in which landlords and tenants operate. Short-Term Residential Tenancies Over the last 30 years, most short-term residential tenancies were structured - [Fixed Charge Receivers and Possession in Bridging Loan Disputes ](https://rfblegal.co.uk/insights/fixed-charge-receivers-and-possession-in-bridging-loan-disputes/) - Introduction The use of bridging finance has grown significantly, offering property developers, investors, and homeowners quick access to liquidity. However, because bridging loans feature short maturities and high interest rates, they also experience a high rate of default. When a borrower fails to exit the facility on time, bridging lenders typically bypass lengthy court channels and immediately appoint Fixed - [Changing the Rules of Homeownership: A Guide to the Leasehold and Freehold Reforms ](https://rfblegal.co.uk/insights/changing-the-rules-of-homeownership-a-guide-to-the-leasehold-and-freehold-reforms/) - The rules governing who owns and controls residential property in England and Wales are undergoing their biggest shake-up in a generation. For decades, buying a flat meant entering the complex world of leasehold, a system that often left buyers dealing with rising ground rents, expensive lease extensions, and disputes with freeholders. A dual-track legal overhaul aims to permanently shift power away - [Bridging Lender Receivership Appointments: Q&A Guide ](https://rfblegal.co.uk/insights/bridging-lender-receivership-appointments-qa-guide/) - Bridging lenders often appoint receivers pursuant to statutory and contractual powers to quickly recover outstanding debts when borrowers default on their loans. This article sets out some of the frequently asked questions around the appointment process, constitutional frameworks, and recovery mechanisms governing fixed-charge and Law of Property Act (LPA) receiverships. 1. Statutory Foundations & Constitutional Authority Q: Under what statutory provisions does a bridging lender - [The Dawn of a New Era: A Comprehensive Guide to the Renters’ Rights Act ](https://rfblegal.co.uk/insights/the-dawn-of-a-new-era-a-comprehensive-guide-to-the-renters-rights-act/) - The private rented sector in England is undergoing its most profound transformation in nearly forty years. The Renters’ Rights Act 2025, which received Royal Assent on 27 October 2025, has officially dismantled the traditional frameworks governing tenancies. With its core structural provisions having taken practical effect on 1 May 2026, the legislation fundamentally rebalances the relationship between the country’s - [Boundary Disputes: Protecting Your Property Rights and Resolving Neighbour Disagreements ](https://rfblegal.co.uk/insights/boundary-disputes-protecting-your-property-rights-and-resolving-neighbour-disagreements/) - Boundary disputes are among the most common and emotionally charged property disputes encountered by homeowners, landlords, developers, and commercial property owners. What may begin as a disagreement over a fence, hedge, wall, or driveway can quickly escalate into a costly and stressful legal dispute. At Ronald Fletcher Baker, our Property Litigation team regularly advises clients on all aspects of - [Navigating Bridging Loan Disputes and the Impact of HNW Lending Ltd v Lawrence ](https://rfblegal.co.uk/insights/navigating-bridging-loan-disputes-and-the-impact-of-hnw-lending-ltd-v-lawrence/) - Introduction The UK short-term finance sector has experienced historic growth, driven by a fast-moving real estate market and a heightened demand for versatile corporate capital. Bridging finance fills this market need by offering fast liquidity to property developers, investors, and homeowners. Completed in days rather than months, these facilities bypass traditional bank underwriting timelines. However, - [My Bridging Lender Has Appointed Receivers: Can I Stop Them? ](https://rfblegal.co.uk/insights/my-bridging-lender-has-appointed-receivers-can-i-stop-them/) - Introduction Discovering that your bridging lender has appointed a Law of Property Act (LPA) or fixed charge receiver is one of the most critical moments in a property development or investment project. Bridging loans are designed as short-term, fast-liquidity options. However, their high interest rates and rigid maturity dates mean that if an exit strategy fails, default - [The Minimum Age for Making A Will is Set to be Lowered](https://rfblegal.co.uk/insights/the-minimum-age-for-making-a-will-is-set-to-be-lowered/) - The Wills Act 1837 has been largely unchanged for almost two centuries but in recent years it has become clear that in the age of digital communication, more complex family structures and longer life expectancy, it is in need of updating. In May 2025, the Law Commission published a number of proposals for a new Wills Act in England and Wales. These include reducing the minimum age for making a will to - [Bridging loan default interest: Enforceable or unenforceable? The Redetermination of Houssein v London Credit Ltd ](https://rfblegal.co.uk/insights/bridging-loan-default-interest-enforceable-or-unenforceable/) - Introduction The boundary between a legally enforceable default interest rate and an unenforceable contractual penalty has long been a source of intense litigation in English commercial law. The long-running dispute in Houssein and others v London Credit Limited stands as a landmark case study in how courts evaluate short-term financing risks. Following a complex procedural journey involving - [Pride Month 2026 at RFB: How we are celebrating, what it means to us, and why representation in the legal industry is crucial. ](https://rfblegal.co.uk/insights/pride-month-at-rfb-how-we-are-celebrating-what-it-means-to-us-and-why-representation-in-the-legal-industry-is-crucial-2/) - At RFB, Pride Month is an opportunity to reflect—not just on progress made, but on the experiences, voices, and people at the heart of our firm. This year, we spoke with LGBTQ+ colleagues and allies across the business to hear what Pride means to them, how they experience inclusion in the legal profession, and what - [Bridging Loan Defaults: Commonly Asked Questions ](https://rfblegal.co.uk/insights/bridging-loan-defaults-commonly-asked-questions/) - 1. What is a bridging loan? A bridging loan is a short-term finance solution designed to “bridge” a gap between two financial transactions. These loans are commonly used in property purchases, auction acquisitions, renovations, business cash flow support, or when a borrower needs quick access to funds before long-term financing is arranged. Bridging loans are typically - [Flexible Working and Day-One Family Rights: A Practical Guide for Employers ](https://rfblegal.co.uk/insights/flexible-working-and-day-one-family-rights-a-practical-guide-for-employers/) - Flexible working and family leave rights are becoming increasingly important issues for employers. Requests for hybrid working, adjusted hours, compressed hours, part-time arrangements, paternity leave, parental leave, carer’s leave and neonatal care leave are now a regular part of workplace management. For employers, this is not simply an HR administration issue. It involves legal risk, employee relations, consistency, workforce planning and - [Redundancy, Restructure and Fire-and-Rehire: A Practical Guide for Employers ](https://rfblegal.co.uk/insights/redundancy-restructure-and-fire-and-rehire-a-practical-guide-for-employers/) - Redundancy and restructuring are among the most difficult issues employers face, often leading to potential employment claims. Whether a business is reducing headcount, closing a site, changing roles, cutting costs, reorganising teams or trying to change contractual terms, the process needs to be handled carefully. For employers, this is not simply an operational or financial issue. - [Sickness Absence, Disability and Reasonable Adjustments: A Practical Guide for Employers ](https://rfblegal.co.uk/insights/sickness-absence-disability-and-reasonable-adjustments-a-practical-guide-for-employers/) - Sickness absence is one of the most common and difficult issues employers have to manage. Whether an employee is off for a few days, has repeated short-term absences, is signed off with stress, or is absent because of a longer-term health condition, employers need to balance operational needs with legal duties and fair treatment. For employers, this - [Pay Compliance, Minimum Wage and Payroll Deductions: A Practical Guide for Employers ](https://rfblegal.co.uk/insights/pay-compliance-minimum-wage-and-payroll-deductions-a-practical-guide-for-employers/) - Pay compliance is an increasingly important issue for employers. Many businesses are dealing with rising wage costs, variable hours, staff shortages, salary sacrifice arrangements, overtime, commission, uniforms, deductions, repayment clauses and changing National Minimum Wage rates. For employers, this is not simply a payroll issue. It also involves employment law, worker status, record-keeping, contracts, staff communication and management control. - [AI in the Workplace: A Practical Guide for Employers ](https://rfblegal.co.uk/insights/ai-in-the-workplace-a-practical-guide-for-employers/) - Artificial intelligence is becoming an increasingly important issue for employers. Many businesses are already using AI, or considering using AI, in areas such as recruitment, HR administration, document production, customer service, performance management, workplace monitoring, data analysis and internal communications. For employers, AI is not simply an IT or productivity issue. It also involves understanding how AI - [Employment Rights Act 2025: A Practical Guide for Employers ](https://rfblegal.co.uk/insights/employment-rights-act-2025-a-practical-guide-for-employers/) - The Employment Rights Act 2025 represents one of the most significant changes to UK employment law in recent years. The Act became law on 18 December 2025 and will introduce a wide range of employment law changes during 2026 and 2027. For employers, this is not simply a legal update. It also involves understanding how the changes - [Dismissals Disciplinaries and Probation: A Practical Guide for Employers ](https://rfblegal.co.uk/insights/dismissals-disciplinaries-and-probation-a-practical-guide-for-employers/) - Dismissals and disciplinary issues are among the most common and difficult workplace problems employers face. Whether an employer is dealing with misconduct, poor performance, absence, attitude concerns, a failed probationary period or a breakdown in trust, the decision to dismiss should not be rushed. For employers, this is not simply an HR issue. It involves legal - [Holiday Pay, Irregular Hours and Record-Keeping: A Practical Guide for Employers ](https://rfblegal.co.uk/insights/holiday-pay-irregular-hours-and-record-keeping-a-practical-guide-for-employers/) - Holiday pay remains one of the most technical and commonly misunderstood areas of employment law. For employers with part-time staff, casual workers, zero-hours arrangements, seasonal staff, shift workers, commission payments or regular overtime, the rules can be particularly difficult to apply in practice. For employers, this is not simply a payroll issue. It involves contracts, - [Bridging Loan Defaults and Regulatory Considerations (FSMA & CCA) ](https://rfblegal.co.uk/insights/bridging-loan-defaults-and-regulatory-considerations-fsma-cca/) - Bridging loans occupy a unique position in UK finance: they are short-term, high-interest, and security-driven lending products designed to “bridge” a temporary funding gap, often in property transactions. Their speed and flexibility make them attractive for auction purchases, chain breaks, refurbishment projects, and investment acquisitions. However, the same features that make them useful also make - [Can You Evict a Commercial Tenant For Not Paying Rent? ](https://rfblegal.co.uk/insights/can-you-evict-a-commercial-tenant-for-not-paying-rent/) - Evicting a commercial tenant in the UK for non-payment of rent is a powerful tool which is, depending on the specific circumstances of the case, potentially available to a landlord when the tenant has failed to pay rent. For both landlords and tenants in the UK, understanding the legal framework governing forfeiture of the lease is crucial. This article explores the complexities - [A Night to Remember: RFB at the Richmond May Ball](https://rfblegal.co.uk/insights/a-night-to-remember-rfb-at-the-richmond-may-ball/) - On Friday 8th May, nine members of the RFB team joined over 450 guests on the historic Richmond Green for this year's Richmond May Ball- one of the most beloved fixtures in the local calendar. RFB was proud to be a sponsor of the event, which has raised more than a million pounds for local - [Can a Commercial Tenant Withhold Rent? ](https://rfblegal.co.uk/insights/can-a-commercial-tenant-withhold-rent/) - In the challenging landscape of commercial property, disputes between landlords and tenants are almost inevitable. Contentious issues often arise when a tenant feels justified in withholding rent. Whether due to a landlord’s alleged failure to repair, a breach of quiet enjoyment, or economic hardship, the question we look at in this article is: can a - [Personal Guarantees and Commercial Rent Arrears: Are Directors at Risk? ](https://rfblegal.co.uk/insights/personal-guarantees-and-commercial-rent-arrears-are-directors-at-risk/) - In the commercial property sector, the "corporate veil" is often thinner than directors realise. While a limited company provides a shield for many business activities, landlords often require a Personal Guarantee (PG) from company directors / suitable guarantors as a condition of the lease. This document provides a very powerful tool for landlords, linking the director’s personal wealth—including their home and savings—directly to compliance with - [Commercial Rent Arrears: A Practical Guide for Commercial Tenants ](https://rfblegal.co.uk/insights/commercial-rent-arrears-a-practical-guide-for-commercial-tenants/) - As a Senior Litigation Partner at Ronald Fletcher Baker LLP, I frequently see instances of commercial rent arrears and issues around breaches of commercial of commercial leases. The commercial property landscape is fraught with financial pressures, and for many businesses, rent is the single largest overhead. When cash flow tightens and rent arrears begin to accumulate, the situation can escalate with - [Neurodiversity in the Workplace: A Practical Guide for Employers ](https://rfblegal.co.uk/insights/neurodiversity-in-the-workplace-a-practical-guide-for-employers/) - Neurodiversity in the workplace is becoming an increasingly important issue for employers. As awareness grows around conditions such as autism, ADHD, dyslexia, dyspraxia, dyscalculia and Tourette’s syndrome, employers are more likely to encounter employees and job applicants who either identify as neurodivergent or who require additional support at work. For employers, this is not simply an HR or wellbeing issue it also involves - [Renters Rights Act 2025 – Evictions after 1 May 2026](https://rfblegal.co.uk/insights/renters-rights-act-2025-evictions-after-1-may-2026/) - The Renters’ Rights Act 2025 (the “Act”) comes into force on 1 May 2026. The Act executes a pledge of many prior Governments to create a more tenant protective legal framework within the private rented sector. This Act has been met with a mixed reaction by Landlords and warrants consideration on their part as it introduces - [UK Company Law Reforms from April 2026: What Businesses and Directors Need to Know ](https://rfblegal.co.uk/insights/uk-company-law-reforms-from-april-2026-what-businesses-and-directors-need-to-know/) - April 2026 marks a significant consolidation point in the UK’s most far‑reaching company law reforms. While many of the changes were legislated earlier, this year represents the moment when the practical and enforcement consequences of those reforms begin to be felt across the market. At the centre of these developments is the Economic Crime and Corporate Transparency Act 2023 - [The Golden Rule and testamentary capacity](https://rfblegal.co.uk/insights/the-golden-rule-and-testamentary-capacity/) - Whenever a lawyer prepares a will on behalf of a client, they need to be satisfied that the client has the necessary capacity to make a will. The test for testamentary capacity was established in the 1870 case of Banks v Goodfellow. Despite the introduction of the Mental Capacity Act 2005, which sets out a different test for assessing - [New Financial Year Guide (2026): Ensuring Your Business Legal Documents Are Up-to-Date](https://rfblegal.co.uk/insights/new-financial-year-guide-2026-ensuring-your-business-legal-documents-are-up-to-date/) - The start of a new financial year is the perfect time for businesses to review whether their legal documents, governance framework and compliance arrangements are still fit for purpose. With significant regulatory changes now in force or coming into effect during 2026, particularly in employment law, data protection and company administration, an annual legal health check is - [Q&A: Business Structuring & Investment ](https://rfblegal.co.uk/insights/qa-business-structuring-investment/) - Q. What is the difference between a limited company and a limited liability partnership? A limited company (Ltd or PLC) is the most common business structure in England and Wales. It is a separate legal entity from its owners (shareholders) and its managers (directors). The shareholders' liability for the company's debts is limited to the amount they - [The PRS Database & Landlord Ombudsman ](https://rfblegal.co.uk/insights/the-prs-database-landlord-ombudsman/) - Accountability, Transparency & Dispute Resolution under the Renters' Rights Act 2025 Part 3 of the Renters' Rights Act 2025 establishes two transformative new institutions — a national landlord registration database and a binding Ombudsman scheme — that will fundamentally reshape accountability and dispute resolution in the private rented sector. While much of the commentary surrounding the Renters' - [The Renters' Rights Act 2025: What Every Landlord Needs to Know](https://rfblegal.co.uk/insights/the-renters-rights-act-2025-what-every-landlord-needs-to-know/) - The Renters' Rights Act 2025 represents the most significant overhaul of the private rented sector in a generation. With core provisions coming into force on 1 May 2026, the window to prepare is closing. This is your comprehensive guide. The Renters' Rights Act 2025 received Royal Assent on 27 October 2025 and represents the most - [A Guide to Buying an SME Business in the UK ](https://rfblegal.co.uk/insights/a-guide-to-buying-an-sme-business-in-the-uk/) - Acquiring a small or medium-sized enterprise (SME) can be one of the most rewarding business decisions you make. Whether you are an entrepreneur seeking your first acquisition, a company pursuing strategic growth, or an investor looking to deploy capital, buying an established business offers immediate access to revenue streams, existing customers, a trained workforce, and a - [Warranties and Indemnities in Share Purchase Agreements ](https://rfblegal.co.uk/insights/warranties-and-indemnities-in-share-purchase-agreements/) - What they are, why they matter, and how they are limited The acquisition of a company is, for most buyers, one of the most significant commercial decisions they will ever make. Unlike a straightforward asset purchase, buying shares means acquiring the company in its entirety — its assets and its liabilities, its history and its obligations, known and unknown. - [Shareholders' Agreements- Why Every Company Needs One — and What It Should Contain  ](https://rfblegal.co.uk/insights/shareholders-agreements-why-every-company-needs-one-and-what-it-should-contain/) - A shareholders' agreement is one of the most important legal documents a company can have. Yet it is one of the most frequently overlooked — particularly by start-ups and early-stage businesses, where founders often feel that a formal legal agreement is unnecessary between people who know and trust each other. That view, however understandable, is mistaken when considering - [Choosing the Right Business Structure: A Guide for Entrepreneurs and Start-Ups in England ](https://rfblegal.co.uk/insights/choosing-the-right-business-structure-a-guide-for-entrepreneurs-and-start-ups-in-england/) - One of the first and most consequential decisions any new business owner faces is how to structure their enterprise. The legal structure you choose will affect how you pay tax, the extent to which your personal assets are exposed to business risk, how easily you can bring in investment, the administrative obligations you must meet, - [SMEs: The Backbone of Britain — and the Weight They're Being Asked to Bear ](https://rfblegal.co.uk/insights/smes-the-backbone-of-britain-and-the-weight-theyre-being-asked-to-bear/) - Since Labour's election victory in July 2024, small and medium-sized enterprises have faced a succession of policy and legislative changes that have materially altered the cost of doing business and the environment in which they operate. In this piece, I look at what SMEs mean to the UK economy, what has changed, and what the next - [Q&A: Buying & Selling a Company](https://rfblegal.co.uk/insights/qa-buying-selling-a-company/) - A comprehensive legal resource for business owners, directors and investors Mergers, Acquisitions and Business Sales — what every buyer and seller needs to know Q. What is the Difference Between a Share Sale and an Asset Sale? This is one of the most fundamental questions in any business acquisition and the answer has significant tax, - [Q&A: Share Purchase Agreements ](https://rfblegal.co.uk/insights/qa-share-purchase-agreements/) - Warranties, indemnities, conditions and completion mechanics — your questions answered Q. What is a Share Purchase Agreement? A share purchase agreement (SPA) is the principal legal document governing the sale and purchase of shares in a company. It sets out the terms on which the seller agrees to sell and the buyer agrees to buy the shares, including the consideration, - [Q&A: Shareholders' Agreements ](https://rfblegal.co.uk/insights/qa-shareholders-agreements/) - Q. What is a Shareholders' Agreement, and Do I need One? A shareholders agreement is a private contract between some or all of the shareholders of a company that governs the relationship between them and regulates how the company is managed. Unlike the company's articles of association — which are a public document filed at Companies House and which establish the basic constitutional framework — - [Q&A: Restrictive Covenants ](https://rfblegal.co.uk/insights/qa-restrictive-covenants/) - Q. Are restrictive covenants enforceable in England and Wales? The short answer is: yes, but only if they are carefully drafted and meet specific legal requirements. English law starts from the position that any clause restricting a person's freedom to trade or work is prima facie void as contrary to public policy — it is a restraint of trade. A - [Q&A: Deferred Consideration & Security ](https://rfblegal.co.uk/insights/qa-deferred-consideration-security/) - Q. What is deferred consideration in a share sale? Deferred consideration is any element of the purchase price that is not paid in full on the day of completion. It arises in a variety of deal structures and for a variety of reasons. Common forms include: Earn-out payments — additional consideration payable if the business meets agreed financial - [Q&A: Business Contracts ](https://rfblegal.co.uk/insights/qa-business-contracts/) - Q. What makes a commercial contract legally enforceable in England and Wales? For a contract to be legally enforceable in England and Wales, it must contain four essential elements: Offer — one party must make a clear offer to contract on specified terms. Acceptance — the other party must accept that offer, without material qualification (a qualified acceptance - [Q&A: Employment Law in a Corporate Context ](https://rfblegal.co.uk/insights/qa-employment-law-in-a-corporate-context/) - Q. What must an employment contract include under English law? Under the Employment Rights Act 1996 (as amended by the Employment Act 2002 and the Good Work Plan reforms of 2020), an employer must provide all employees and workers with a written statement of particulars of employment from the first day of employment. Historically this could - [Protecting Deferred Consideration in a Share Sale ](https://rfblegal.co.uk/insights/protecting-deferred-consideration-in-a-share-sale/) - Security options for sellers — and the alternatives available to buyers who cannot or will not provide a personal guarantee In an ideal world, a seller of shares in a company would receive the entire purchase price in cash on the day of completion. In practice, the structure of many transactions means that some or all - [What Is My Business Worth? A Guide to SME Valuation Methods ](https://rfblegal.co.uk/insights/what-is-my-business-worth-a-guide-to-sme-valuation-methods/) - Understanding how your business will be valued is one of the most important things a business owner can do before approaching a sale. Different methods produce very different numbers — and knowing which approaches are most relevant to your business can make the difference between an excellent deal and a missed opportunity. If you are thinking about - [Restrictive Covenants: Why Precision Matters ](https://rfblegal.co.uk/insights/restrictive-covenants-why-precision-matters/) - When businesses are sold, key employees are hired, or shareholders join forces, the parties involved often need assurance that their investment, relationships and confidential information will be protected once the deal is done. Restrictive covenants — clauses that limit what a person can do after a transaction or employment relationship ends — are among the most powerful - [Borrowers Defaulting on Bridging Loans: Risks and Legal Realities ](https://rfblegal.co.uk/insights/borrowers-defaulting-on-bridging-loans-risks-and-legal-realities/) - The bridging loan industry continues to see high demand and is continuing to grow, but the risk of defaults remains high. As a Senior Litigation Partner, I frequently see instances of default. Bridging loans rely on a strict exit strategy, such as selling a property or refinancing, which can be impacted by a slow market. Bridging loans are high-speed, short-term financing solutions designed to "bridge" - [The 'Pay-As-You-Go' Era: Navigating Commercial Rent Arrears in Tenant Insolvency](https://rfblegal.co.uk/insights/the-pay-as-you-go-era-navigating-commercial-rent-arrears-in-tenant-insolvency/) - In the traditional landscape of commercial landlord and tenant law, a tenant entering administration once triggered a "winner takes all" scenario based purely on the calendar. For decades, the timing of an insolvency appointment relative to the "Quarter Day" determined whether a landlord received full payment or nothing at all. However, modern case law and - [Navigating Commercial Lease Challenges: Strategic Options for Landlords When a Tenant Enters Insolvency ](https://rfblegal.co.uk/insights/navigating-commercial-lease-challenges-strategic-options-for-landlords-when-a-tenant-enters-insolvency/) - In the current economic climate, the stability of a commercial property lease can change overnight. As a Senior Litigation Partner at Ronald Fletcher Baker LLP, I frequently see landlords caught off guard when a reliable rent roll is suddenly threatened by a tenant’s financial distress. When a tenant becomes insolvent, the legal framework governing your commercial lease agreement shifts from being governed by - [International Women's Day 2026](https://rfblegal.co.uk/insights/international-womens-day-2026/) - Sunday, 8th March, marks International Women’s Day 2026. This year, the theme is ‘Give to Gain’, which emphasises the power of reciprocal support for women and girls. When people give, opportunities and support for women increase. From knowledge, resources, education and training to time and support, women thrive. At RFB, we place women at the heart of our business. We - [Missing beneficiaries and Benjamin orders](https://rfblegal.co.uk/insights/missing-beneficiaries-and-benjamin-orders/) - A recent High Court decision considered how an estate could be dealt with when a beneficiary is not responding to those administering it. In the case of Nicola Anne Lowe v Lucy Daniells [2025] EWHC 3297 (Ch), the residue of the estate had been left to the deceased’s granddaughter. The solicitors acting on the administration of - [Fraud Risks in Commercial Relationships: When Your Partner or Supplier Is Not Who They Seem ](https://rfblegal.co.uk/insights/fraud-risks-in-commercial-relationships-when-your-partner-or-supplier-is-not-who-they-seem/) - Commercial fraud rarely announces itself. A trusted supplier quietly inflates invoices over months. A joint venture partner diverts business away to a competitor. An agent pockets payments meant for advertising costs. By the time these schemes surface, losses have often escalated into disputes that consume years in litigation. Business organisations worldwide are grappling with increasingly sophisticated schemes that - [Facing Possession Proceedings: Mortgage Default, Lender Enforcement and Borrower Rights ](https://rfblegal.co.uk/insights/facing-possession-proceedings-mortgage-default-lender-enforcement-and-borrower-rights/) - Falling into mortgage arrears can be one of the most stressful experiences a homeowner faces. For many borrowers, the first indication that matters have escalated is the arrival of a formal demand letter and often this is followed by correspondence threatening possession proceedings. Mortgage default does not automatically result in repossession. The legal framework governing lender enforcement in residential property places - [Making Changes Without Consent: The Legal Risks of Unauthorised Leasehold Alterations](https://rfblegal.co.uk/insights/making-changes-without-consent-the-legal-risks-of-unauthorised-leasehold-alterations/) - Residential leaseholders frequently wish to improve, modernise or reconfigure their homes. Whether it is removing an internal wall, installing wooden flooring, or re-positioning a kitchen or bathroom, such works are often seen as a natural incident of home ownership. However, in leasehold properties, the right to carry out alterations is often restricted by the terms of the lease. Unauthorised - [The Effects of Cryptocurrency on Wills, Estate Planning and Inheritance Tax ](https://rfblegal.co.uk/insights/the-effects-of-cryptocurrency-on-wills-estate-planning-and-inheritance-tax/) - We have come a long way since the 7th century, when the first banknotes were used in China. Today, digital assets such as Cryptocurrency, play an increasingly important role in modern finance and estate planning. Cryptocurrency is not only used for investment purposes, but it is also used for making payments. There are now over two thousand different cryptocurrencies worldwide, with some of the most well-known being Bitcoin, Ethereum, Dogecoin and Solana. It is now possible - [Making a Will and planning for the future ](https://rfblegal.co.uk/insights/making-a-will-and-planning-for-the-future/) - The National Wills Register has been carrying out surveys for the past three years in order to understand peoples’ attitudes towards making Wills and estate planning in the UK. They also publish annual reports setting out their findings and statistics on Will-writing trends. According to the 2024 report, 57% of men and 50% of women - [Commercial Property: A Landlord’s Guide to Opposing a Commercial Lease Renewal Under the LTA 1954 Due to Breaches of Lease ](https://rfblegal.co.uk/insights/commercial-property-a-landlords-guide-to-opposing-a-commercial-lease-renewal-under-the-lta-1954-due-to-breaches-of-lease/) - Introduced at the end of World War II, at a time when commercial property was at a premium, the Landlord and Tenant Act 1954 (‘the Act’) was designed to address both landlord and commercial tenants' concerns and find an equilibrium of interests. The Conservative government at the time, led by Winston Churchill, responded by granting commercial tenants ‘security - [Revoking a grant of representation ](https://rfblegal.co.uk/insights/revoking-a-grant-of-representation/) - A grant of representation is the legal document which gives authority to a named person or people to administer the estate of someone who has died. Once this has been issued, those appointed are able to sell the deceased’s properties, close their accounts and distribute their assets. However, it is possible for a grant to be revoked by a court - [Opposing Commercial Lease Renewal - Landlord’s intention to Redevelop under Ground F ](https://rfblegal.co.uk/insights/opposing-commercial-lease-renewal-landlords-intention-to-redevelop-under-ground-f/) - For over seventy years, the Landlord and Tenant Act 1954 (‘the Act’) has formed the cornerstone of commercial property law in England and Wales, attempting to balance the interests of business tenants and the legitimate property rights of landlords. Does a Commercial Tenant Have to Leave at the End of the Lease Term? Unless a commercial lease is ‘contracted out’ of - [Civil Penalties for Illegal Working](https://rfblegal.co.uk/insights/civil-penalties-for-illegal-working/) - In the UK, employers have a legal responsibility to make sure that every person they hire has the right to work. This sounds simple, but the reality can be more complicated, especially with changing immigration rules and increased Home Office enforcement. When something goes wrong, even unintentionally, the consequences can be serious. If the Home - [Autumn 2025 Budget: What It Means for Private Clients](https://rfblegal.co.uk/insights/autumn-2025-budget-what-it-means-for-private-clients/) - Inevitably, in the run-up to each autumn budget, there’s an air of speculation and unease because of what may be announced, the likelihood of certain changes being announced, and how this helps or hinders our clients moving forward. The focus of our Private Client department when re-examining our advice to clients post-budget is what this means in terms of - [Energy and Utility Disputes: Are you an individual or business being overcharged by your energy or utility provider?](https://rfblegal.co.uk/insights/energy-and-utility-disputes-are-you-an-individual-or-business-being-overcharged-by-your-energy-or-utility-provider/) - Are you an individual or business being overcharged by your energy or utility provider? If so, you may wish to seek advice to better understand your rights and options. The cost of gas and electricity continues to rise and, as a result, there has been an uptick in claims being issued by utility suppliers against - [Default on bridging loans: what happens if a receiver is appointed following default on a bridging loan?](https://rfblegal.co.uk/insights/default-on-bridging-loans-what-happens-if-a-receiver-is-appointed-following-default-on-a-bridging-loan/) - In this article, we address some common questions that arise when a receiver is appointed following a default on a loan. What Is the Difference Between LPA Receiver & Fixed Charge Receiver? It is often assumed that a ‘LPA Receiver’ and a ‘Fixed Charge Receiver’ are the same and the terms are often used interchangeably. - [Historic Rent Reviews: Risks and Remedies for Commercial Landlords and Tenants](https://rfblegal.co.uk/insights/historic-rent-reviews-risks-and-remedies-for-commercial-landlords-and-tenants/) - Rent review clauses are a standard feature of modern commercial leases. They are generally designed to ensure that rent keeps pace with the market over the term of the lease. In practice, however, reviews are sometimes missed, delayed, or simply not actioned. The result is what is often referred to as a “historic rent review”, - [Bridging Loan Disputes: How to Manage Defaults, Enforcement and Unfair Terms](https://rfblegal.co.uk/insights/bridging-loan-disputes-how-to-manage-defaults-enforcement-and-unfair-terms/) - Bridging loans are short-term loans, typically secured against property, designed to provide fast finance. They are usually for 6 to 18 months, carry higher interest rates than standard mortgages, and often include fees for arrangement, repayment, and default. Used properly, bridging loans can be a valuable tool. They can help landlords buy at auction, enable - [Navigating Boundary Disputes: Essential Tips for Homeowners](https://rfblegal.co.uk/insights/navigating-boundary-disputes-essential-tips-for-homeowners/) - Owning a home is a significant milestone, yet it often comes with unexpected challenges, such as boundary disputes with neighbours. These disagreements can arise from something as simple as a misplaced fence or a misunderstanding about property lines. Understanding the legal intricacies and having the right tools at your disposal can make all the difference - [What Every Commercial Landlord Needs to Know About Tenant Lease Breaches](https://rfblegal.co.uk/insights/what-every-commercial-landlord-needs-to-know-about-tenant-lease-breaches/) - Navigating the world of commercial property can be a complex endeavour, particularly when it comes to managing tenant relationships and lease agreements. As a commercial landlord, understanding the nuances of tenant lease breaches is crucial in safeguarding your investment and ensuring a steady flow of income. When faced with challenges such as a tenant failing - [Section 146 Notices: A Guide for Commercial Landlords](https://rfblegal.co.uk/insights/section-146-notices-a-guide-for-commercial-landlords/) - A notice served under Section 146 of the Law of Property Act 1925 is a crucial legal instrument for landlords. It is a formal notice issued to a tenant, notifying them of a breach of the lease and requesting them to remedy the breach within a specified period. In many cases, a landlord’s right to - [A Guide for Commercial Landlords: Does Acceptance of Rent by an Agent Amount to a Waiver of the Right to Forfeit? ](https://rfblegal.co.uk/insights/a-guide-for-commercial-landlords-does-acceptance-of-rent-by-an-agent-amount-to-a-waiver-of-the-right-to-forfeit/) - A landlord can, in certain circumstances, forfeit a commercial lease either by peaceable re-entry to the property or by issuing forfeiture proceedings against the tenant in the event of a breach of the lease terms. Re-entry occurs when the landlord exercises a right under the lease to terminate it and regain possession of the property. - [Breach of a Commercial Lease: Landlords Beware of Waiving the Right to Forfeit](https://rfblegal.co.uk/insights/breach-of-a-commercial-lease-landlords-beware-of-waiving-the-right-to-forfeit/) - Note: This article continues our series offering practical guidance for landlords on the theme of forfeiture, more specifically on the issue of landlords waiving their right to forfeit. Do I Have a Right to Forfeit the Lease? The right to forfeit must be expressly reserved in the lease. If the lease does not expressly reserve - [Bridging Loan Defaults: Lender Enforcement and Your Options](https://rfblegal.co.uk/insights/bridging-loan-defaults-lender-enforcement-and-your-options/) - This article explores some key factors a bridging lender may consider when deciding whether to enforce its security, as well as the main methods of enforcement available to lenders. Considerations for a Bridging Lender When Deciding Whether to Enforce Its Security 1. Has the borrower defaulted? If so, is the breach serious enough to justify - [Bridging Loans – Does a Bridging Lender’s Default Interest Rate Constitute an Unenforceable Penalty?](https://rfblegal.co.uk/insights/bridging-loans-does-a-bridging-lenders-default-interest-rate-constitute-an-unenforceable-penalty/) - In January 2024 we published an article about the case of the case of Houssein & Ors v London Credit Ltd & Ors [2023] EWHC 1428 (Ch) where the High Court held that a default interest rate in a bridging loan agreement secured by residential property constituted a penalty clause and was unenforceable - "Bridging - [Bridging Loan Defaults - What Happens if You Can’t Repay a Bridging Loan on Time?](https://rfblegal.co.uk/insights/bridging-loan-defaults-what-happens-if-you-cant-repay-a-bridging-loan-on-time/) - Bridging finance is often used by property developers and investors in various situations, for example, where investors are buying a new property while waiting for the sale of another property or waiting for a refinance on another property. Before obtaining bridging finance it is worthwhile considering your exit strategies and understanding the consequences in the - [What to Do if Your Commercial Tenant Is in Breach of the Lease](https://rfblegal.co.uk/insights/what-to-do-if-your-commercial-tenant-is-in-breach-of-the-lease/) - Note: This article examines the remedies available to landlords when a commercial tenant breaches a lease. It does not cover remedies for non-payment of rent, as this is detailed in the article "What to Do If Your Commercial Tenant Is Not Paying Rent". When a tenant breaches the terms of its commercial lease, the landlord - [What to Do If Your Commercial Tenant Is Not Paying Rent](https://rfblegal.co.uk/insights/what-to-do-if-your-commercial-tenant-is-not-paying-rent/) - When a commercial tenant fails to pay rent and other sums due under a lease, there are several remedies a landlord can pursue to remedy the breach and recover payment. These include: Forfeiture Drawing down on a deposit Pursuing a guarantor or former tenant Court proceedings to recover debt Commercial Rent Arrears Recovery (CRAR) Statutory - [Property Joint Ventures – Key Considerations (Guide)](https://rfblegal.co.uk/insights/property-joint-ventures-key-considerations-guide/) - What are Property Joint Ventures? A Property Joint Venture is a business arrangement where two or more parties agree to collaborate for the purpose of creating value, typically through the acquisition, development, and/or management of a property. Joint ventures are a popular method of sharing risk and pooling knowledge and expertise, enabling investors to access - [Bridging Loans: Understanding the Advantages and Risks](https://rfblegal.co.uk/insights/bridging-loans-understanding-the-advantages-and-risks/) - Bridging finance is a popular short-term funding option for both individuals and businesses. However, understanding the benefits and risks associated with bridging loans is crucial. Our article examines the key features of bridging loans and potential issues that may arise. What is a Bridging Loan? A bridging loan is a short-term financial solution frequently utilised - [Bridging Lender’s Default Interest Rate: High Court Deems 4% Default Interest an Unenforceable Penalty Charge](https://rfblegal.co.uk/insights/bridging-lenders-default-interest-rate-high-court-deems-4-default-interest-an-unenforceable-penalty-charge/) - Note: The case has subsequently been dealt with by the Court of Appeal. You can read the outcome of the Court of Appeal judgment in our new article "Bridging Loans – Does a Bridging Lender’s Default Interest Rate Constitute an Unenforceable Penalty?" In a recent case – the High Court has held that a default interest - [Section 21 of the Housing Act 1988 to stay until improvements are made to the courts](https://rfblegal.co.uk/insights/section-21-of-the-housing-act-1988-to-stay-until-improvements-are-made-to-the-courts/) - Following campaigns by the National Residential Landlords Association and others, the Government have accepted that the courts need to be reformed before section 21 ‘no fault evictions’ are abolished. There was also positive news for student landlords with the Government announcing that it will now introduce a new ground for possession for student landlords to enable them - [Tenant Evictions: A Guide for Landlords in England](https://rfblegal.co.uk/insights/tenant-evictions-a-guide-for-landlords-in-england/) - Tenant Evictions: A Guide for Landlords in England This FAQ guide aims to provide answers to frequently asked questions in relation to possession of residential properties let on Assured Shorthold Tenancies in England for private landlords. How do I legally evict my tenant? As a landlord of an assured shorthold tenancy in England, if the - [Article 1: The Renters reform Bill: The end of ‘no fault’ section 21 evictions and a new ground for possession](https://rfblegal.co.uk/insights/article-1-the-renters-reform-bill-the-end-of-no-fault-section-21-evictions-and-a-new-ground-for-possession/) - The Government has confirmed a commitment to abolishing the “no fault” section 21 notice procedure through the Renters Reform Bill. Current Procedure to recover possession At the moment, there are various ways in which a landlord can obtain possession of their property which has been rented to tenants under assured shorthold tenancies through the existing - [Enforcement of Foreign Judgment: UK joins 2019 Hague Convention which came into effect on 1 July 2025](https://rfblegal.co.uk/insights/enforcement-of-foreign-judgment-uk-joins-2019-hague-convention-which-came-into-effect-on-1-july-2025/) - As of 1 July 2025, following its ratification in June 2024, the UK officially becomes a contracting party to the 2019 Hague Convention on the Recognition and Enforcement of Foreign Judgments in Civil or Commercial Matters. This marks a key milestone in the UK’s post-Brexit legal landscape, strengthening cross-border cooperation and simplifying the enforcement of - [Shadow and De Facto Directors: Which One Are You and What Liability Do You Have?](https://rfblegal.co.uk/insights/shadow-and-de-facto-directors-which-one-are-you-and-what-liability-do-you-have/) - Directors of a company hold significant responsibilities and duties. However, not all individuals who exert influence over a company’s affairs are formally appointed as directors. A person who has been validly appointed as a director is known as a ‘de jure director’. Identifying a de jure director is usually straightforward, as they are registered at - [Partnership Disputes: Legal Insights and Resolutions](https://rfblegal.co.uk/insights/partnership-disputes-legal-insights-and-resolutions/) - Partnerships can be established formally through a partnership agreement or informally under the Partnership Act 1890. While the ease of informal formation is often advantageous, it is also a common source of partnership disputes. Challenges frequently arise when individuals find themselves party to a partnership without any formal written agreement, often without even realising they - [Directors’ Duties: What Are They and What Happens If You’re in Breach? ](https://rfblegal.co.uk/insights/directors-duties-what-are-they-and-what-happens-if-youre-in-breach/) - Directors of companies hold positions of trust and responsibility, and their actions are governed by legal duties designed to protect the company, its shareholders, and other stakeholders. Breaching these duties can lead to significant legal and financial consequences. Below are answers to some common questions relating to breaches of directors’ duties. What Are the Primary - [CIFAS Markers Explained: Causes, Consequences, and Solutions](https://rfblegal.co.uk/insights/cifas-markers-explained-causes-consequences-and-solutions/) - A CIFAS marker is a record placed by CIFAS, the UK’s fraud prevention service, to alert financial institutions about potential fraud risks associated with an individual. While these markers are instrumental in combating fraud, they can sometimes be applied incorrectly, resulting in significant consequences for the affected individual. If you suspect that a CIFAS marker - [Shareholder Deadlocks: How to Break the Deadlock](https://rfblegal.co.uk/insights/shareholder-deadlocks-how-to-break-the-deadlock/) - In the corporate world, shareholder deadlocks can present significant challenges to the governance and operational stability of a company. A shareholder deadlock occurs when two or more shareholders, usually with equal power, are unable to agree on major corporate decisions, resulting in a stalemate. This is most common in closely-held companies or 50/50 ownership structures, - [Share Purchase Agreement Disputes: Disputes Relating to Earn-out Provisions](https://rfblegal.co.uk/insights/share-purchase-agreement-disputes-disputes-relating-to-earn-out-provisions/) - Share Purchase Agreements (SPAs) are essential documents that govern the private sale and purchase of shares in a company. Increasingly, these agreements include earn-out mechanisms, which, while valuable, often lead to disputes regarding their interpretation and enforcement. What Are Earn-outs in Share Purchase Agreements? Earn-out provisions are frequently included in SPAs to align the interests - [Enforcing a Foreign Judgment in England and Wales: Checklist for Enforcement under the Common Law Regime](https://rfblegal.co.uk/insights/enforcing-a-foreign-judgment-in-england-and-wales-checklist-for-enforcement-under-the-common-law-regime/) - Globalisation and cross-border transactions have led to an increase in litigation involving parties from different jurisdictions. When a party obtains a judgment in a foreign court, enforcing that judgment in England and Wales can be crucial for obtaining the desired relief. This article discusses the legal mechanisms and procedural steps for enforcing foreign judgments in - [Share Purchase Agreement Disputes: Breach of Warranty Claim Checklist](https://rfblegal.co.uk/insights/share-purchase-agreement-disputes-breach-of-warranty-claim-checklist/) - Share Purchase Agreements (‘SPAs’) are key documents which govern the private sale and purchase of shares in a company. Inevitably, disputes arise in relation to the sale and purchase of shares, often revolving around breaches of warranties contained in the SPA, typically provided by the seller. Here, we delve into the practical considerations for breach - [Navigating the Surge in International Arbitration: Frequently Asked Questions](https://rfblegal.co.uk/insights/navigating-the-surge-in-international-arbitration-faq/) - Navigating the Surge in International Arbitration: Frequently Asked Questions There has been a notable increase in the utilisation of international arbitration, which is now widely recognised as the preferred dispute resolution mechanism for cross-border and multijurisdictional transactions. But what exactly is international arbitration? This FAQ guide aims to provide answers to frequently asked questions regarding - [When considering Section 9 of the Arbitration Act 1996 - What’s the “matter”?](https://rfblegal.co.uk/insights/when-considering-section-9-of-the-arbitration-act-1996-whats-the-matter/) - UK Supreme Court answers the question: When considering Section 9 of the Arbitration Act 1996 - What’s the “matter”? On 20 September 2023, the Supreme Court (Lords Hodge, Lloyd-Jones, Hamblen, Leggatt and Richards) handed down judgment in Republic of Mozambique v Privinvest Shipbuilding SAL (Holding) & Ors [2023] UKSC 32, being the first time the Supreme Court - [Protecting Your Interests When a Fellow Shareholder-Director Faces Bankruptcy](https://rfblegal.co.uk/insights/protecting-your-interests-when-a-fellow-shareholder-director-faces-bankruptcy/) - When a shareholder who is also a director faces bankruptcy proceedings, it can create significant uncertainty and risk for the business and its stakeholders. The remaining shareholder(s) must act swiftly to safeguard their interests and ensure the company’s stability. In this article, we explore the key risks faced by the remaining shareholder(s), how to mitigate - [Shareholder Disputes: Navigating Breakdowns in Trust and Confidence](https://rfblegal.co.uk/insights/shareholder-disputes-navigating-breakdowns-in-trust-and-confidence/) - Understanding Quasi-Partnerships in Shareholder Disputes In shareholder disputes, the concept of a quasi-partnership plays a crucial role in determining how courts view the relationships between parties in closely held companies. Ordinarily, companies are owned through shareholdings, and shareholders owe fiduciary duties to the company, rather than to each other. However, they often establish mutual obligations - [Shareholder Disputes in Family Businesses: Navigating Conflict with Care](https://rfblegal.co.uk/insights/shareholder-disputes-in-family-businesses-navigating-conflict-with-care/) - Family businesses are the backbone of many economies, including the UK's, accounting for a significant portion of private sector employment. These enterprises often carry a deep emotional connection, intertwining multi-generational legacies with commercial success. However, the same factors that foster loyalty and commitment within family businesses can also lead to shareholder disputes, especially when personal - [Minority Shareholders: Rights and Protections](https://rfblegal.co.uk/insights/minority-shareholders-rights-and-protections/) - Under English law, minority shareholders have statutory rights designed to safeguard their interests, though enforcing these rights can be both costly and time-consuming. In our experience, the most effective way to safeguard your rights is to take precautionary measures at the point of investment. This can be achieved by reaching agreements with other shareholders and - [Navigating Shareholder Disputes: A Guide to Prevention, Resolution, and Remedies](https://rfblegal.co.uk/insights/navigating-shareholder-disputes-a-guide-to-prevention-resolution-and-remedies/) - Navigating Shareholder Disputes: A Guide to Prevention, Resolution, and Remedies Shareholder disputes are common occurrences that affect companies of all sizes, impacting business operations and investor confidence. Understanding the common causes of disputes, implementing preventative measures, and knowing the appropriate steps and available remedies when conflicts arise can help maintain harmony, protect the interests of - [The Role of Arbitration in Commercial Disputes](https://rfblegal.co.uk/insights/the-role-of-arbitration-in-commercial-disputes/) - The Role of Arbitration in Commercial Disputes In today’s fast-paced global economy, businesses often find themselves embroiled in disputes that can carry significant financial and reputational consequences. Commercial disputes, ranging from contractual disagreements to conflicts over other matters, can arise across various sectors and often involve complex legal issues. For businesses, resolving these disputes efficiently - [Defences to Defamation: A Quick Guide to Protecting Free Speech and Reputation](https://rfblegal.co.uk/insights/defences-to-defamation-a-quick-guide-to-protecting-free-speech-and-reputation/) - Defamation law seeks to balance the protection of reputation and the right to free speech. Defamation occurs when false statements cause serious harm to a person's reputation. The UK's Defamation Act 2013 allows individuals to bring a claim against someone who has made a defamatory statement. However, several defences exist that can protect defendants from - [The Role of Adjudication in Construction Disputes ](https://rfblegal.co.uk/insights/the-role-of-adjudication-in-construction-disputes/) - Adjudication has become a cornerstone in resolving construction disputes in the UK, offering a swift and cost-effective alternative to litigation. Introduced by the Housing Grants, Construction and Regeneration Act 1996 (often referred to as the "Construction Act"), adjudication allows parties to obtain a binding decision on disputes without the delays and expenses associated with court - [Defamation: What to Do if Someone is Trying to Damage Your Reputation](https://rfblegal.co.uk/insights/defamation-what-to-do-if-someone-is-trying-to-damage-your-reputation/) - The laws of defamation in the UK are intended to protect the reputations of both individuals and companies. Online platforms like social media websites and apps have come under significant scrutiny for allowing and hosting numerous defamatory remarks. Whether these statements appear as tweets, videos, reviews, articles, or other types of comments, defamatory content can - [The End of Section 21: What Landlords and Tenants Should Expect](https://rfblegal.co.uk/insights/the-end-of-section-21-what-landlords-and-tenants-should-expect/) - For over three decades, Section 21 of the Housing Act 1988 has allowed landlords of assured shorthold tenancies (ASTs) to recover possession without proving tenant fault. The landscape is about to change. The Government’s Renters’ Rights Bill (“the Bill”) is in its final parliamentary stages and, once commenced, will abolish Section 21 and move the - [Leasehold Reform: Judicial Challenge Puts Future of Key Provisions in Doubt ](https://rfblegal.co.uk/insights/leasehold-reform-judicial-challenge-puts-future-of-key-provisions-in-doubt/) - The Leasehold and Freehold Reform Act 2024 (LFRA 2024) was introduced with the promise of transforming leasehold ownership in England and Wales. For decades, the system had been criticised for complexity, imbalance, and cost. By removing marriage value, capping the treatment of ground rent, and reducing cost burdens, Parliament sought to make lease extensions and - [Possession Proceedings and Time Limits: Where Do We Stand After Brent LBC v Hajan?](https://rfblegal.co.uk/insights/possession-proceedings-and-time-limits-where-do-we-stand-after-brent-lbc-v-hajan/) - In landlord and tenant law, few words have carried as much practical weight as “begun”. The Housing Acts of 1985 and 1988 require possession proceedings to be “begun” within strict statutory periods following the service of a notice. For decades, the conventional understanding was clear: proceedings are “begun” when the court issues the claim form, - [Disrepair Claims: A Guide for Private Residential Landlords](https://rfblegal.co.uk/insights/disrepair-claims-a-guide-for-private-residential-landlords/) - As a private residential landlord, one of the most costly and time-consuming challenges you may face is a tenant's claim for disrepair. It is not uncommon for landlords dealing with tenants in substantial rent arrears to also face a disrepair counterclaim when attempting to recover possession under section 8 of the Housing Act 1988. In - [Renters Rights Bill - What to Expect](https://rfblegal.co.uk/insights/the-renters-rights-bill-what-changes-has-labour-made/) - On 11 September 2024, the Labour Government published the long-anticipated Renters’ Rights Bill. It is expected that this legislation will become an Act before the new year. The Labour Government has been instrumental in proposing and advancing this bill, which aims to enhance tenant protections and improve conditions in the private rented sector. The Bill - [Keeping up with the law: latest legal developments for Landlords and Managing Agents](https://rfblegal.co.uk/insights/keeping-up-with-the-law-latest-legal-developments-for-landlords-and-managing-agents/) - The Supreme Court has recently handed down two judgments with important consequences for residential landlords and managing agents, as set out below. Aviva Investors Ground Rent GP Ltd and another -v- Williams and others [2023] UKSC 6 This case involved flats in Southsea, which formed part of a mixed-use commercial and residential block. The Leaseholders - [The Classic Disrepair Defence Fails](https://rfblegal.co.uk/insights/the-classic-disrepair-defence-fails/) - Rudi Ramdarshan and Marissa Lawrence were successful in obtaining possession of a high-value property in Westminster, despite the tenant being an Assured Tenant, the original tenancy being lost, and issues of disrepair being raised. Background The firm was instructed by one of its portfolio landlords in respect of residential premises in Westminster. The premises was - [Disputing the Validity of a Will: Can an interested party prevent the extraction of the Grant of Probate, and How Caveats can Assist.](https://rfblegal.co.uk/insights/disputing-the-validity-of-a-will-can-an-interested-party-prevent-the-extraction-of-the-grant-of-probate-and-how-caveats-can-assist/) - Contentious probate claims are on the rise and there are increasing numbers of people challenging the validity of a Will. Clients are often unsure how to prevent the extraction of the Grant of Probate, especially in instances where there are concerns about the testamentary capacity of a testator or testatrix. Caveats are becoming increasingly commonplace - [Disputing the Validity of a Will?: What Steps can be Taken, and Will I Need to Obtain a Copy of the Deceased’s Will File?](https://rfblegal.co.uk/insights/disputing-the-validity-of-a-will-what-steps-can-be-taken-and-will-i-need-to-obtain-a-copy-of-the-deceaseds-will-file/) - From personal experience, I have noted a significant increase in contentious probate instructions. In the last few years, I have instituted (as well as defended) numerous CPR 57 claims and claims pursuant to the Inheritance (Provision for Family and Dependants) Act 1975. To dispute / challenge the validity of a Deceased’s Will and understand the - [Reforms to Inheritance Tax reliefs: Is it the right time to set up a trust? ](https://rfblegal.co.uk/insights/reforms-to-inheritance-tax-reliefs-is-it-the-right-time-to-set-up-a-trust/) - At the Autumn Budget 2024, the government announced their intention to restrict ‘the generosity of agricultural property relief and business property relief’. Despite public uproar, it appears that the government will proceed with reforms from April 2026 that will expose numerous estates to additional Inheritance Tax. Currently it is possible to claim 100% business property - [Inheritance in Islam](https://rfblegal.co.uk/insights/inheritance-in-islam/) - "Work for this world as if you would never die, and work for the hereafter as if you would die tomorrow," is generally attributed as a saying of Amr ibn As, who was an Arab commander and companion of Prophet Muhammad (SWS). This saying reinforces the duty of a Muslim who has anything to bequeath - [Employment Appeal Tribunal Victory](https://rfblegal.co.uk/insights/employment-appeal-tribunal-victory/) - RFB’s Employment Law Team has secured a significant victory at the Employment Appeal Tribunal (‘EAT’), successfully appealing a case that reinforces the importance of fair and reasoned assessment in employment dismissal claims. In October 2023, the Employment Department successfully represented Jacqueline Davidson, a PCV driver, in her unfair dismissal claim against National Express Limited. Ms. - [The World's Largest Cryptoasset Seizure and The Changing Legal Landscape: Key Impacts Explained](https://rfblegal.co.uk/insights/the-worlds-largest-cryptoasset-seizure-and-the-changing-legal-landscape-key-impacts-explained/) - The largest cryptoasset seizure in history, involving 61,000 Bitcoin, has reshaped the legal landscape for digital assets, This massive case has led to new legal frameworks and strategies for law enforcement in tackling cryptocurrency crimes. Key Takeaways Yadi Zhang’s conviction and the seizure of 61,000 Bitcoin mark a significant development in cryptocurrency law enforcement, setting - [Squat do I do? – Squatters in Commercial Properties ](https://rfblegal.co.uk/insights/squat-do-i-do-squatters-in-commercial-properties/) - A nightmare scenario many landlords fear is squatters breaking into their commercial premises, settling, and refusing to vacate without a court order. Many squatters often know what they’re doing and know their rights. Landlords may find that the squatters have affixed some sort of notice to the door that says ‘THIS IS A NON-RESIDENTIAL BUILDING - [“New Financial Year Guide: Ensuring Your Business Legal Documents Are Up-to-Date" ](https://rfblegal.co.uk/insights/new-financial-year-guide-ensuring-your-business-legal-documents-are-up-to-date/) - The start of a new financial year is an ideal time for businesses to ensure their legal affairs are in order. A crucial part of this process involves reviewing and updating the various legal documents your business should maintain. Whether you are an experienced business owner or just beginning your entrepreneurial journey, this guide will - [Disclosure Orders ](https://rfblegal.co.uk/insights/disclosure-orders/) - Disclosure orders are court mandates that compel parties to provide essential documents or information in legal cases. They are crucial for uncovering liabilities, identifying defendants, and tracing hidden assets. This article will explore their types, uses, and recent developments, helping you understand their importance in litigation. Key Takeaways Disclosure orders are essential legal tools that - [Stamp Duty Land Tax: Multiple Dwelling Relief Abolished (Budget 2024) ](https://rfblegal.co.uk/insights/stamp-duty-land-tax-multiple-dwelling-relief-abolished-budget-2024/) - Chancellor Jeremy Hunt has officially announced the abolition of Multiple Dwelling Relief (MDR) for Stamp Duty Land Tax (SDLT), effective from 1st June 2024. For those who have already exchanged contracts on or before 6th March 2024, the relief will still be available, regardless of when they complete. However, any contracts entered into after 6th - [My Legal Life: An Interview With RFB Partner Rudi Ramdarshan](https://rfblegal.co.uk/insights/my-legal-life-an-interview-with-rfb-partner-rudi-ramdarshan/) - At Ronald Fletcher Baker, we champion diversity and empower our solicitors to reach their full potential. Rudi Ramdarshan's journey as a solicitor and partner embodies our commitment to pushing boundaries and making a meaningful difference in the legal industry. Learn more about Rudi's career in this article from the Law Society Gazette. Read the article - [LGBTQ+ Pride 2025: a reflection on past achievements and future endeavours](https://rfblegal.co.uk/insights/lgbtq-pride-2025-a-reflection-on-past-achievements-and-future-endeavours/) - To mark the anniversary of the New York’s Stonewall Riots of 1969, and the beginning of pivotal cultural changes in the western world, June is the month dedicated to celebrating LGBTQ+ Pride. It is also the time to reflect on the journey and improvements that the UK has implemented in the last few decades, to - [A Victory for Procedural Fairness: Oxford Business College Wins Judicial Review Against Department for Education ](https://rfblegal.co.uk/insights/a-victory-for-procedural-fairness-oxford-business-college-wins-judicial-review-against-department-for-education/) - A Victory for Procedural Fairness: Oxford Business College Wins Judicial Review Against Department for Education By Rudi Ramdarshan 26 August 2025 As part of the legal team for Oxford Business College (OBC), I have witnessed firsthand a case that strikes at the heart of administrative justice and governmental overreach. The successful Judicial Review of the - [Section 28: the increasing use of pre-recorded evidence in criminal trials. Part 2](https://rfblegal.co.uk/insights/section-28-the-increasing-use-of-pre-recorded-evidence-in-criminal-trials-part-2/) - In his second article about the use of pre-recorded video evidence in courts, Piers Desser, Criminal Litigation Partner at Ronald Fletcher Baker, gives further insight into the scheme through personal experience and wraps-up with a look to the future. My own recent experiences of Section 28 recordings touches upon three important areas for consideration. During - [Ronald Fletcher Baker Presents: The Ultimate Auction Workshop with Hammered](https://rfblegal.co.uk/insights/ronald-fletcher-baker-presents-the-ultimate-auction-workshop-with-hammered/) - At Ronald Fletcher Baker, we pride ourselves on providing the most up-to-date information to our clients, especially when it involves making significant financial decisions. It's why we're incredibly excited to bring to your attention an upcoming event that we believe is a game-changer for anyone interested in the property auction world. The Hammered Two-Day Auction - [Limited Liability in Jeopardy: Navigating Director Liability in the Supreme Court](https://rfblegal.co.uk/insights/limited-liability-in-jeopardy-navigating-director-liability-in-the-supreme-court-2/) - Ronald Fletcher Baker is set to bring a landmark directors’ liability case to the Supreme Court this February, with the goal of reversing a recent judgment that could have significant ramifications for directors of small and medium-sized businesses. Litigation partners Rudi Ramdarshan and Victoria Huxley share the reasons behind the firm's decision to help their - [Considerations for GCC businesses in light of Russia-Ukraine conflict](https://rfblegal.co.uk/insights/considerations-for-gcc-businesses-in-light-of-russia-ukraine-conflict/) - Piers Desser, our Criminal Litigation Partner, writes for Lexis Nexisabout the key considerations for GCC businesses in the light of the Russian-Ukraine conflict. Date: 15 March 2022 The recent imposition of unprecedented sanctions against Russia following its invasion of Ukraine has generated global economic tensions and poses substantial considerations for those multinationals and individuals who - [Limitations of attorneys under Lasting Powers of Attorney to make gifts](https://rfblegal.co.uk/insights/limitations-of-attorneys-under-lasting-powers-of-attorney-to-make-gifts/) - Lasting Powers of Attorney for property and financial affairs give attorneys wide powers to manage the donor’s assets. However, as Katharine Whittingham explains, the recent case of Chandler v Lombardi confirms that these powers do not necessarily extend to making gifts. Date: 28 January 2022 Lasting Powers of Attorney for property and financial affairs give - [Immigration and Asylum Appeals: How We Can Help You Get the Outcome You Want](https://rfblegal.co.uk/insights/immigration-and-asylum-appeals-how-we-can-help-you-get-the-outcome-you-want/) - Ronald Fletcher Baker prides itself on providing professional and seamless expert immigration guidance, which is crucial when navigating the court system. We have been ranked in the Legal 500, and trusted by numerous businesses and individuals across the UK and beyond. We understand that the appeals process can be very daunting and difficult to understand - [Obtaining British citizenship, deprivation and renunciation of citizenship and passport issues  ](https://rfblegal.co.uk/insights/obtaining-british-citizenship-deprivation-and-renunciation-of-citizenship-and-passport-issues/) - Ronald Fletcher Baker prides itself on providing professional and seamless expert immigration guidance we have been Ranked in Legal 500 and trusted by several businesses and individuals across the UK and beyond. We understand that the immigration process, can become very daunting, especially with the ever-changing legislation and policy which is driven by politics and - [Learn How to Buy and Sell Property at Auction](https://rfblegal.co.uk/insights/learn-how-to-buy-and-sell-property-at-auction/) - The ability to add value is a must when purchasing property through auction. In equal measure, you need to be aware of a lot of pitfalls. For those interested in purchasing properties at auction, it can be challenging to know how the game is played.We are delighted to announce that RFB Legal have partnered with - [A Tear in the Cloth for Apparel: RFB Successful in Setting Aside Freezing Injunction](https://rfblegal.co.uk/insights/a-tear-in-the-cloth-for-apparel-rfb-successful-in-setting-aside-freezing-injunction/) - A Tear in the Cloth for Apparel: RFB Successful in Setting Aside Freezing Injunction By Rudi Ramdarshan, Nii-Amaa Ollennu, and Harry Medway. Introduction: A Flaw in Apparel's Legal Fabric On 09 February 2024 Apparel FZCO ("Apparel"), a renowned fashion retailer, sought a without notice freezing injunction against our client. It is a crucial part - [UK Sponsor Licence Applications Guidance via Skilled Worker Visa Route ](https://rfblegal.co.uk/insights/uk-sponsor-licence-applications-guidance-via-skilled-worker-visa-route/) - Our experienced London-based immigration solicitors specialise in UK business immigration law, helping individuals and companies secure sponsor licences and sponsor migrant workers under the Skilled Worker and Global Business Mobility visa routes. Our expert immigration solicitors support businesses and individuals across diverse sectors—including tech and entertainment. What is a Sponsor Licence Application? A sponsor licence - [Laughing All the Way to the UK: How Comedians Can Qualify for the Global Talent Visa](https://rfblegal.co.uk/insights/laughing-all-the-way-to-the-uk-how-comedians-can-qualify-for-the-global-talent-visa/) - The UK has long been a global stage for comedy—home to Edinburgh Fringe, the BBC, Soho Theatre, and a vibrant stand-up scene stretching from London to Leeds. For international comedians with growing profiles, there’s a visa that could put you at the centre of it all: the UK Global Talent Visa. What is the Global - [Global Talent Visa](https://rfblegal.co.uk/insights/global-talent-visa/) - Our experienced London-based immigration solicitors specialise in UK business immigration law, helping talented individuals in specific fields such as Science, Engineering, Digital Technology and Films and Arts industry. Our expert immigration solicitors provide a bespoke immigration service to leaders or potential leaders who wish to break into the United Kingdom talent pool and contribute to - [Data Protection Updates and Key Considerations for Businesses](https://rfblegal.co.uk/insights/data-protection-updates-and-key-considerations-for-businesses/) - The UK is committed to maintaining high standards of data protection for individuals, and businesses can suffer severe repercussions for failing to adhere to the relevant laws. However, this commitment is balanced with the aim of encouraging innovation, which is particularly evident from the introduction of the new Data (Use and Access) Act 2025. In - [Ronald Fletcher Baker LLP & Selborne Chambers Secure permission to appeal in Insurance Premium Case](https://rfblegal.co.uk/insights/ronald-fletcher-baker-llp-selborne-chambers-secure-permission-to-appeal-in-insurance-premium-case/) - In a significant development for the commercial property sector, the High Court has granted permission to appeal in London Trocadero (2015) LLP v Picturehouse Cinemas Ltd. The legal team at Ronald Fletcher Baker LLP, assisted Nicholas Trompeter KC of Selborne Chambers, to successfully argue for the appeal, which will now proceed to the Court of - [The Importance of Shareholders’ Agreements](https://rfblegal.co.uk/insights/the-importance-of-shareholders-agreements/) - In an ideal world, everyone in business would get along, with no disagreements between owners and a shared vision for the future of the company. Unfortunately, we do not live in an ideal world. This is why a shareholders’ agreement is one of the critical documents essential for companies with more than one shareholder. It - [A Guide to Preparing to Sell Your Shares in a Private Limited Company, Especially When Considering Selling Shares](https://rfblegal.co.uk/insights/a-guide-to-preparing-to-sell-your-shares-in-a-private-limited-company-especially-when-considering-selling-shares/) - Selling your shares in a private limited company can be a complex legal process, even when it concerns companies which are not trading. Inaccuracies in the target company’s records can, in particular, lead to delays and complications. However, taking preparatory steps and identifying potential issues early on can help ensure that the transaction runs smoothly - [How a Commercial Lawyer Can Propel Your Business Forward](https://rfblegal.co.uk/insights/how-a-commercial-lawyer-can-propel-your-business-forward/) - Your business is more than just a job, it is your ‘work-baby’, the reason you get up in the morning, and often is part of your lasting legacy. Every proficient corporate commercial solicitor understands this. Sam Glascow, a corporate commercial solicitor, evaluates what you should be looking at when selecting such a solicitor. Relying on - [What Happens to Shares When a Shareholder Dies?](https://rfblegal.co.uk/insights/what-happens-to-shares-when-a-shareholder-dies/) - The difficult task of managing what happens when a shareholder passes away, including the management of the deceased’s shares and estate, is often overlooked by company members (shareholders). Perhaps this is because of its morbid nature, or that it is just not a priority amongst all the other day-to-day needs of the company. When a - [Child Influencers and Commercial Challenges](https://rfblegal.co.uk/insights/child-influencers-and-commercial-challenges/) - In today's fast-paced world of online content creation, a remarkable trend is emerging – young influencers are taking centre stage. These budding internet stars, often best understood by their fellow Gen Z enthusiasts, amass huge followings through engaging vlogs and attention-grabbing social media content. Child influencers can be as young as six years old (take - [Can a Will cancel my previous agreements?](https://rfblegal.co.uk/insights/can-a-will-cancel-my-previous-agreements/) - In most cases, making a Will means that your affairs are finally put in order. Zyginta Urbonaite, a solicitor in the Private Client department explains how two recent court decisions offer important reminders that your Will can impact trust arrangements made many years earlier. The case of Equiom v Velarde concerned the will of Patricia - [Beyond Graduation: The UK Graduate Visa Route](https://rfblegal.co.uk/insights/beyond-graduation-the-uk-graduate-visa-route/) - Renowned for its globally acclaimed education sector, the United Kingdom (UK) extends a warm invitation to all those who are wishing to develop their academic skills. It is home to distinguished, global leading educational institutions, welcoming thousands of talented and high potential students every year. “The new Graduate route will open for applications on 1 July - [Artist Beware NFTs and Breach of Copyright](https://rfblegal.co.uk/insights/artist-beware-nfts-and-breach-of-copyright/) - Artist Beware NFTs and Breach of copyright. This article is about the recent sale of the Artist Miltos Manetas’ NFT SuperMario Sleeping (with butterflies), 1997 on Artnet (we assume on or around the 21st December 2021) and the potential issues it can cause in regards to breach of copyright under English law. In this article we are - [Investment in UK property by Iranians](https://rfblegal.co.uk/insights/investment-in-uk-property-by-iranians/) - Investment in UK property by Iranians London is home to a large Iranian community, and investment in UK properties has historically been one of the safest ways to secure assets. Therefore, after the lifting of secondary US sanctions in January 2016, Iranians were expected to become major investors in London’s residential property market. ‘The lifting - [Understanding Bridging Loans: A Safety Net for Borrowers in Need](https://rfblegal.co.uk/insights/understanding-bridging-loans-a-safety-net-for-borrowers-in-need/) - In the complex world of finance, bridging loans emerge as a crucial lifeline for borrowers navigating temporary cash flow gaps. These short-term loans offer a financial cushion, allowing individuals to secure funding while waiting for a more permanent financing solution to materialise. Often utilised in property transactions, bridging loans enable buyers to seize opportunities without - [Pride Month at RFB: How we are celebrating, what it means to us, and why representation in the legal industry is crucial. ](https://rfblegal.co.uk/insights/pride-month-at-rfb-how-we-are-celebrating-what-it-means-to-us-and-why-representation-in-the-legal-industry-is-crucial/) - At RFB, Pride Month is an opportunity to reflect—not just on progress made, but on the experiences, voices, and people at the heart of our firm. This year, we spoke with LGBTQ+ colleagues and allies across the business to hear what Pride means to them, how they experience inclusion in the legal profession, and what - [Tribunal Delivers Crushing Defeat to Gerard Airey’s Claims Against Ronald Fletcher Baker LLP](https://rfblegal.co.uk/insights/tribunal-delivers-crushing-defeat-to-ex-partner-gerard-aireys-claims-against-ronald-fletcher-baker-llp/) - "Tribunal Delivers Crushing Defeat to Gerard Airey’s Claims Against Ronald Fletcher Baker LLP" Ronald Fletcher Baker LLP celebrates a decisive victory following an Employment Tribunal judgment that utterly dismissed all claims brought by former head of employment and salaried partner, Gerard Airey. In a comprehensive ruling, the Tribunal rejected allegations of constructive unfair dismissal and - [Serving Up Justice: Using the Companies Act for Effective Service of Registration of a Isle of Man Judgment](https://rfblegal.co.uk/insights/serving-up-justice-using-the-companies-act-for-effective-service-of-registration-of-a-isle-of-man-judgment/) - In the recent case of FJ 118/24 Shafe Buksh -v- (1) Habib Bush (2) Omar Bush (also known as Oliver Bush) the team at Ronald Fletcher Baker (RFB Legal) encountered a challenge familiar to many legal professionals: the difficulty of serving legal documents on individuals who have a history of evading service. The case involved - [Can companies with one director and model articles make valid decisions?](https://rfblegal.co.uk/insights/can-companies-with-one-director-and-model-articles-make-valid-decisions/) - Rebecca Sewali, a solicitor in the Corporate and Commercial department discusses the ‘weight’ of the recent High Court case of Fore Fitness Investments Holdings Ltd [2022] EWHC 191 (Ch). Can companies with one director and model articles make valid decisions? Re Fore Fitness Investments Holdings Ltd [2022] EWHC 191 (Ch) demonstrated the importance of ensuring - [The Right of First Refusal: Key Insights for Landlords and Tenants](https://rfblegal.co.uk/insights/the-right-of-first-refusal-key-insights-for-landlords-and-tenants/) - The Right of First Refusal under the Landlord and Tenant Act 1987 (the “1987 Act”) grants qualifying tenants an option to purchase their home before the landlord sells it to a third party or on the open market. The 1987 Act is a maze of rules and obligations, which are complicated and have farther-reaching implications - [How to handle defamatory content on the internet or social media](https://rfblegal.co.uk/insights/how-to-handle-defamatory-content-on-the-internet-or-social-media/) - Social media has revolutionised the way in which we communicate with each other – but it can also be a fertile breeding ground for defamation. Ursula Van Hezel, Reputational Management solicitor, describes what steps can be taken when someone has been defamed online. Defamation is a tort that lowers an individual in the estimation of right-thinking members of society generally - [After Brexit: 5 Ways for Investors to Invest and Immigrate to The United Kingdom](https://rfblegal.co.uk/insights/after-brexit-5-ways-for-investors-to-invest-and-immigrate-to-the-united-kingdom/) - The United Kingdom (“UK”) is one of the most attractive places in the world to live, to do business and invest. The UK also boasts some of the world’s best Universities and many investors are drawn to this when they buy properties and invest in the UK. Date: 19 January 2022 The United Kingdom (“UK”) - [AI, Logos, and Trademark: Navigating Ownership and Liability](https://rfblegal.co.uk/insights/ai-logos-and-trademark-navigating-ownership-and-liability/) - The Law Trademarks come in various forms, often appearing as images (such as the iconic Nike Tick logo/figurative trademark) or catchy phrases (like Nike's famous "Just Do It" motto/literal trademark). Before a logo obtains trademark registration, it is considered a graphic work under the Copyright, Design, and Patent Act of 1988 (Section 4(1)(a)). This means - [A Guide to an Enforceable Contract: How to Ensure Your Business Contract is Legally Binding](https://rfblegal.co.uk/insights/a-guide-to-an-enforceable-contract-how-to-ensure-your-business-contract-is-legally-binding/) - Contracts are essential for business operations, required whenever a business buys or sells goods or services or enters partnerships with other businesses or individuals. It is therefore crucial for business owners to understand the law governing the enforceability of contracts. In this article, we discuss the key elements of a contract and its formation, which - [Beyond Borders: How to Protect Offshore Assets in Divorce](https://rfblegal.co.uk/insights/beyond-borders-how-to-protect-offshore-assets-in-divorce/) - Although they can often be demonised as simple tax avoidance schemes, well-ordered offshore trusts can be a valuable form of asset management and protection under international family law. However, leading cases in the English courts have highlighted both the benefits and the vulnerabilities of such trusts in the event of divorce, particularly when it comes - [EPC Regulations for Commercial Properties (2025)](https://rfblegal.co.uk/insights/epc-regulations-for-commercial-properties-2025/) - Starting from 1st April 2023, in accordance with government proposals, all leased commercial properties are required to maintain an Energy Performance Certificate (EPC) rating of E or above. Failure to meet this standard may subject property owners and landlords to sanctions under the Minimum Energy Efficiency Standard Regulations (MEES). Minimum EPC Rating and Future Standards - [Deniz Oguzkanli Takes Over as Senior Partner at RFB](https://rfblegal.co.uk/insights/deniz-oguzkanli-takes-over-as-senior-partner-at-rfb/) - Deniz Oguzkanli takes over as Senior Partner at RFB and sets out his core values of justice, intellectual rigour and social responsibility. "Justice has always been at the heart of it for me" says Deniz Oguzkanli, a Commercial Real Estate and Finance Partner at national law firm Ronald Fletcher Baker. It all started as a - [Testing the Jurisdictional Limits: Diagnosing CPR 6.33(2B)(b) in Pantheon v Co-Diagnostics](https://rfblegal.co.uk/insights/testing-the-jurisdictional-limits-diagnosing-cpr-6-332bb-in-pantheon-v-co-diagnostics/) - The issue of service outside the jurisdiction is always a core consideration for any party looking to bring transnational litigation. CPR 6.33(2B)(b) introduced in April 2021 sought to provide a pathway for parties to serve proceedings without first obtaining permission from the Court where “a contract contains a term to the effect that the court - [The Hidden Dangers of Cohabitation: What Happens if You Die Without a Will?](https://rfblegal.co.uk/insights/the-hidden-dangers-of-cohabitation-what-happens-if-you-die-without-a-will/) - The Hidden Dangers of Cohabitation: What Happens if You Die Without a Will? Rights of Cohabitees: What You Need to Know Last year the UK government rejected recommendations to reform the current position on cohabitation law and decided not to extend the inheritance tax treatment of spouse and civil partners to cohabiting partners. Considering that - [UK Visitor Visas: How to obtain one and what to do when things go wrong](https://rfblegal.co.uk/insights/uk-visitor-visas-how-to-obtain-one-and-what-to-do-when-things-go-wrong/) - The United Kingdom (UK) hosts hundreds of thousands of visitors each year, drawn by its rich array of attractions, from Stonehenge to the British Museum. Whether for tourism, business, short courses, or family visits, the demand for UK visitor visas continues to rise. In the year ending March 2023 alone, there were 2,012,116 visa applications—an increase - [Updates and Challenges to the Lease Extension & Collective Enfranchisement Reform](https://rfblegal.co.uk/insights/updates-and-challenges-to-the-lease-extension-collective-enfranchisement-reform/) - Abolishing The 2-Year Rule The passing of the Leasehold and Freehold Reform Act 2024 (LFRA 2024) was seen as a starting point for the long-awaited reform to the areas of lease extension, collective enfranchisement and right to manage. The proposed reforms were, it is fair to say, overwhelmingly tenant friendly with some of the key - [Section 28: the increasing use of pre-recorded evidence in criminal trials](https://rfblegal.co.uk/insights/section-28-the-increasing-use-of-pre-recorded-evidence-in-criminal-trials/) - In the first of two articles, Piers Desser, Criminal Litigation Partner at Ronald Fletcher Baker, explains the origins of pre-recorded video evidence used in courts and describes how the scheme works in practice. The concept of pre-recorded oral testimony in criminal courts is not new. Despite the fact that video-recorded evidence played at trial feels - [Renewing Business Leases & Commercial Property Leases – A Guide for Landlords and Tenants ](https://rfblegal.co.uk/insights/renewing-business-leases-commercial-property-leases-a-guide-for-landlords-and-tenants/) - This article explains the procedures involved when either a landlord or tenant wishes to renew a business lease under the Landlord and Tenant Act 1954 (LTA 1954). Does a Business Tenant’s Lease Terminate at the End of the Term or Renew Automatically? A tenancy protected by the LTA 1954 does not terminate automatically at the - [Potential Reform to Lease Extensions and Collective Enfranchisement under the Leasehold and Freehold Reform Bill](https://rfblegal.co.uk/insights/potential-reform-to-lease-extensions-and-collective-enfranchisement-under-the-leasehold-and-freehold-reform-bill-2/) - The Government first indicated that they are looking into the potential of overhauling the current leasehold enfranchisement process back in 2017 when it asked the Law Commission to review certain areas of leasehold. Fast forward to January 2021, and a government press release announced that the Government were looking to make significant changes to the - [Lambo to the Moon and Trademark (NFT Artist Defences or NAD Part 1)](https://rfblegal.co.uk/insights/lambo-to-the-moon-and-trademark-nft-artist-defences-or-nad-part-1/) - Is Lamborghini’s Trademark infringement claim on NFT Artwork legitimate under English Law? If so, what does it mean for artists and brands? This article is a case study about alleged Artist infringement of a trademark deriving from this tweet the (“Tweet”). The artist is @bigcomicart (the “Artist”) who a via SuperRare notification email of complaint from Lamborghini - [Groundbreaking Victory for Ronald Fletcher Baker in the Supreme Court: Directors Liability](https://rfblegal.co.uk/insights/groundbreaking-victory-for-ronald-fletcher-baker-in-the-supreme-court-directors-liability/) - Groundbreaking Victory for Ronald Fletcher Baker in the Supreme Court: Directors Liability ‘Knowledge is the antidote to fear’. - Ralph Waldo Emerson Introduction Our victory for the Ahmeds in the Supreme Court involved navigating decades of complex legal concepts traversing the law of accessory liability, company law and evolution of the common law in the - [From Online Templates to Courtrooms: DIY Wills and Ingram and Whitfield v Abraham [2023]](https://rfblegal.co.uk/insights/from-online-templates-to-courtrooms-diy-wills-and-ingram-and-whitfield-v-abraham-2023/) - Whilst the percentage of people writing their own Wills has decreased in recent years, the range of online resources that invites people to write their own ‘DIY Will’ remains widely accessible. The recent case of Ingram and Whitfield v Abraham [2023] highlights the dangers associated with the DIY method and factors which may cause the validity of - [Deferred Prosecution Agreements – what they are and how they work](https://rfblegal.co.uk/insights/deferred-prosecution-agreements-what-they-are-and-how-they-work/) - In the second part of her article about legislation to combat international bribery, Ellen Sanchenko, Criminal Litigation solicitor, looks at Deferred Prosecution Agreements which were introduced with the intention of avoiding lengthy and expensive prosecutions of self-reporting companies. Date: 15 February 2022 In the second part of her article about legislation to combat international bribery, - [Afsheen Nasr Assumes the Managing Partner Role](https://rfblegal.co.uk/insights/afsheen-nasr-assumes-the-managing-partner-role/) - "We stand at a moment of significant opportunity," states Afsheen Nasr, the firm's new Managing Partner. Nasr assumes the Managing Partner role, following a period of 11 years under the previous leadership, which capped a 35-year tenure with the firm. “It’s exciting! We have a very solid foundation, but this really is a refresh. A - [Connecting Across Borders: Our Riyadh Journey at CityScape Expo 2023](https://rfblegal.co.uk/insights/connecting-across-borders-our-riyadh-journey-at-cityscape-expo-2023/) - In a year filled with commitments and ambitions, our firm, alongside my partners, Mustafa Abbas, Ali Chouhdry, and Afsheen Nasr, embarked on a remarkable journey to the heart of innovation and transformation — Riyadh, Saudi Arabia. The occasion was none other than the CityScape Expo, an impressive event that drew more than 150,000 attendees. Venturing - [AI and Compliance with Data Protection Laws: A Guide for Organisations](https://rfblegal.co.uk/insights/ai-and-compliance-with-data-protection-laws-a-guide-for-organisations/) - The use of Artificial Intelligence (AI) tools is becoming increasingly prevalent in both organisational and personal contexts. The range of AI tools and the types of information they process are expanding rapidly. This article explores key considerations that organisations should bear in mind when utilising AI tools to ensure compliance with data protection laws. UK - [The Key Requirements for Bringing a Derivative Claim](https://rfblegal.co.uk/insights/the-key-requirements-for-bringing-a-derivative-claim/) - A derivative claim can be brought by a shareholder on behalf of a company against a director or another person (or both), usually for alleged breaches of fiduciary duty, fraud, or mismanagement. The benefit of a derivative claim goes solely to the company, not to the shareholder who initiates it. As an equitable remedy, the - [How to Succeed in an Application for Summary Judgment](https://rfblegal.co.uk/insights/how-to-succeed-in-an-application-for-summary-judgment/) - An application for summary judgment allows a party to obtain a court decision on a claim without a full trial. This process aims to achieve swift resolutions, minimise unnecessary litigation, and reduce costs. In this article, we discuss the key factors in successfully making an application for summary judgment. The Grounds for Summary Judgment An - [The Essential Guide for First-Time Home Buyers ](https://rfblegal.co.uk/insights/the-essential-guide-for-first-time-home-buyers/) - Buying your first home is a big step. While the journey may seem daunting at the beginning, understanding the key steps and factors can simplify the process and allow you to make well-informed decisions. To help guide you on your journey, let's break down the steps and considerations involved. Assessing Your Financial Situation Before diving into - [Residential Service Charges: A Practical Guide for Landlords](https://rfblegal.co.uk/insights/residential-service-charges-a-practical-guide-for-landlords/) - One common issue faced by landlords and managing agents of leasehold properties is leaseholders challenging the reasonableness of service charges. When determining whether a particular service charge item is payable, the first step is to assess whether it falls within the service charge provisions of the lease. If it does, the Landlord and Tenant Act - [What Are Your Options Following a Breach of Contract? ](https://rfblegal.co.uk/insights/what-are-your-options-following-a-breach-of-contract/) - Ensuring that a contract contains all the necessary legal elements is crucial for its enforceability. However, this alone does not prevent the other party from breaching the contract. Therefore, it is essential for businesses and individuals to understand the remedies available under the law in the event of a breach. In this article, we will - [Ronald Fletcher Baker: The Legal 500 Ranking 2024](https://rfblegal.co.uk/insights/ronald-fletcher-baker-the-legal-500-ranking-2024/) - "The firm has exceptional solicitors at all level. When you instruct a solicitor at RFB you feel the full force of the team supporting you." We’re thrilled to announce that The Legal 500 has recommended Ronald Fletcher Baker LLP in all 9 of its core practice areas for 2024. A total of 16 of our lawyers have been - [Labour Party Employment Law Reforms 2024](https://rfblegal.co.uk/insights/labour-party-employment-law-reforms-2024/) - The Labour Party has recently announced a comprehensive plan to reform employment rights in the UK. This initiative, part of Labour's 'New Deal for Working People,' aims to address unfair work practices and enhance workers' rights. Below is a summary of the proposed changes in the new Employment Rights Bill: 1. Immediate Worker Protections: Labour - [UK Visas 2024: The Minimum Salary and Income Requirements](https://rfblegal.co.uk/insights/uk-visas-2024-the-minimum-salary-and-income-requirements/) - What Do We Mean by Minimum Salary Requirement? The minimum salary requirement is a mandatory requirement for migrant workers applying for and obtaining skilled worker visas in the UK. All prospective and current migrant workers, sponsored under the skilled worker route by a UK sponsor, must meet this requirement. The minimum salary for a specific - [Prenuptial Agreements: An International Perspective ](https://rfblegal.co.uk/insights/prenuptial-agreements-an-international-perspective/) - At the outset, many people see a Prenuptial Agreement as a simple document signed in 2024 that will protect their assets in case of a divorce in 2050. Unfortunately, it is not that straightforward. It is crucial for the parties involved to consider whether the Agreement will need a review in the future and, importantly, - [What to Do if Your Biometric Residence Permit (BRP) is Expiring in December 2024](https://rfblegal.co.uk/insights/what-to-do-if-your-biometric-residence-permit-brp-is-expiring-in-december-2024/) - Biometric Residence Permits (BRP) are being phased out by the end of 2024. The Home Office introduced a new policy in January 2020, issuing BRP cards with an expiry date of 31 December 2024 if your original visa was valid beyond this date. The Home Office is now inviting some BRP holders who do not - [Statutory Nuisance: Advice for Landlords and Managing Agents ](https://rfblegal.co.uk/insights/statutory-nuisance-advice-for-landlords-and-managing-agents/) - Tenants seeking redress and resolution for a statutory nuisance arising from the condition of their home often turn to legal firms offering 'no win, no fee' assistance for private prosecutions under the Environmental Protection Act 1990 (EPA). Section 82 of the EPA allows a magistrate’s court to act on complaints made by any person aggrieved - [LIBOR to SONIA – the final stretch of the transition](https://rfblegal.co.uk/insights/libor-to-sonia-the-final-stretch-of-the-transition/) - As we enter the final stages of the transition from LIBOR to SONIA, Ahmed Butt a Trainee Solicitor in the Corporate and Commercial department, outlines the transition and changes in law thus far, as well as the related... Date: 1 March 2022 LIBOR to SONIA – the final stretch of the transition On the 9th February - [Deemed Service: What to Do if Your Spouse Does Not Engage in Divorce Proceedings](https://rfblegal.co.uk/insights/deemed-service-what-to-do-if-your-spouse-does-not-engage-in-divorce-proceedings/) - When a spouse fails to respond to a divorce petition, it can significantly delay proceedings. However, this obstacle doesn't have to be insurmountable. In this article, we explore Deemed Service Applications in divorce proceedings, discussing what they are, why they're important, and how they offer a remedy to applicants facing this issue. No-Fault Divorce The - [Freezing injunctions: Delays and the Duty of Full and Frank Disclosure](https://rfblegal.co.uk/insights/freezing-injunctions-delays-and-the-duty-of-full-and-frank-disclosure/) - What is a Freezing Injunction? Freezing injunctions serve as a powerful tool in safeguarding assets pending the resolution of disputes. They prevent respondents from dissipating or disposing of assets, thereby protecting the claimant's ability to enforce any judgment that is ultimately obtained. This relief can be extremely disruptive for respondents and can potentially cause significant - [Social Class: The next protected characteristic?](https://rfblegal.co.uk/insights/social-class-the-next-protected-characteristic/) - In this article, we delve into the compelling question of whether social class should be recognised as a protected characteristic. Presently, we'll examine the current legal landscape and explore the potential impact of extending protection to social class. The Current Legal Landscape The Equality Act 2010 (EqA) serves as a legal fortress, shielding individuals from - [Disputing a Freezing Injunction](https://rfblegal.co.uk/insights/disputing-a-freezing-injunction/) - What is a freezing injunction? In simple terms, it's a powerful legal tool allowing an Applicant (typically the Claimant) to safeguard the value of the Respondent’s assets until a judgment is obtained against them. Upon initial success of the application, the court will order that the Respondent’s assets cannot be disposed of, dealt with, or - [OnlyFans and Contracts - the importance of timing…](https://rfblegal.co.uk/insights/onlyfans-and-contracts-the-importance-of-timing/) - The recent news of OnlyFans trying to update (or clean up) its image, which has been likened at times to a porn site with a subscription service, has left me thinking about the commercial contractual consequences for Creators. The purge of pornographic content has been given in a form of a notice in August 2021 - [Government’s answer to COVID commercial rent arrears](https://rfblegal.co.uk/insights/governments-answer-to-covid-commercial-rent-arrears/) - The Commercial Rent (Coronavirus) Bill (“the Bill”)is anticipated to become law from 25 March 2022. This is the Government’s solution to the estimated total of £7.5 billion of commercial rent arrears caused by COVID. Date: 17 March 2022 The Commercial Rent (Coronavirus) Bill (“the Bill”) is anticipated to become law from 25 March 2022. This is the - [Sink or Swim](https://rfblegal.co.uk/insights/sink-or-swim/) - The war in Ukraine has some interesting consequences for those live or making a living in social media, both in terms of content and commerce. Date: 19 April 2022 The war in Ukraine has some interesting consequences for those lives or making a living in social media, both in terms of content and commerce. Speedo - [Pets and Social Media](https://rfblegal.co.uk/insights/pets-and-social-media/) - Pets have become a staple of content and at times a revenue generator for their owners (and sponsors). The question is, does a pet have rights in Social Media law? Can the pet financially benefit? What are Pet-nups? And what are the Family law implications? Despite Britain’s love of pets, pets do not have the - [Success in whistleblowing and H & S claims](https://rfblegal.co.uk/insights/success-in-whistleblowing-and-h-s-claims/) - RFB’s Employment Team has successfully acted on behalf of a Forklift Truck Driver who was suspended and then dismissed by his employer for whistleblowing about dangerous loading of pallets in a warehouse. The Facts The Claimant was operating a forklift truck to move a pallet when it fell at a height of 9m. This was - [Exploring Bitcoin and jurisdiction](https://rfblegal.co.uk/insights/exploring-bitcoin-and-jurisdiction/) - Are cryptocurrencies outside the reach of conventional law? The Criminal Litigation department, examines an intriguing case that presented a dilemma for judges when it came before the High Court. On March 25 2022 the High Court passed a judgment which deliberated upon significant questions in relation to jurisdiction and cryptocurrency in the case of Tulip - [When Parents go Cold Turkey](https://rfblegal.co.uk/insights/when-parents-go-cold-turkey/) - Globalisation and the ease of travel (Covid aside) have given rise to a preponderance of international romantic partnerships. Many of us will have spent Christmas navigating the thorny dilemmas of shared family time, shuttling in different directions between relatives and in-laws; a challenging enough mission without the additional complexities of long-distance travel when other cities - [Another Successful Office for Students Registration](https://rfblegal.co.uk/insights/another-successful-office-for-students-registration/) - We are delighted to share the news of our client, UK Business College (‘UKBC’) in successfully achieving registration with the Office for Students (‘OfS’). This accomplishment is a testament to the unwavering dedication and legal expertise of our exceptional team. The collaboration and tireless efforts put forth by UKBC and Ronald Fletcher Baker LLP have - [Lessons in Freedom of Expression and Equality Laws](https://rfblegal.co.uk/insights/lessons-in-freedom-of-expression-and-equality-laws/) - Lessons in Freedom of Expression and Equality Laws from Higgs v Farmor's School Can an employer dismiss an employee for controversial social media posts? Do contentious views enjoy protection under equality laws, and can they give rise to discrimination claims? Join me as I delve into the thought-provoking case of Higgs v Farmor's School to - [Navigating the UK Sponsorship Licence Application Process](https://rfblegal.co.uk/insights/navigating-the-uk-sponsorship-licence-application-process/) - Ronald Fletcher Baker’s Immigration Team presents a concise overview of the process for businesses to obtain and maintain a UK sponsorship licence. Jump to our FAQ's UK Sponsorship Licences: What are they and how do I obtain one for my business? In recent times, there has been a growing demand for sponsorship licences due to various - [Employment Tribunal Success: Unfair and Wrongful Dismissal](https://rfblegal.co.uk/insights/employment-tribunal-success-unfair-and-wrongful-dismissal/) - Success in the Employment Tribunal in an Unfair Dismissal and Wrongful Dismissal claim Ronald Fletcher Baker's Employment Team recently achieved a resounding victory on behalf of a client who had suffered unfair and wrongful dismissal. Not only did they secure a favourable outcome, but they also obtained a substantial compensation package exceeding £50,000. Let's delve - [Meme Marketing: Social Media Managers Beware of Legal Pitfalls](https://rfblegal.co.uk/insights/meme-marketing-social-media-managers-beware-of-legal-pitfalls/) - Promoting products or events through social media platforms presents a formidable challenge, particularly for social media managers operating within limited budgets. Amidst this challenge, memes emerge as a budget-friendly approach to skilfully communicate messages. Memes have a unique ability to cut through the noise of social media and resonate with people, making them a valuable - [The Future of Inheritance Tax: Scrapped or Reformed?](https://rfblegal.co.uk/insights/the-future-of-inheritance-tax-scrapped-or-reformed/) - In the lead-up to the upcoming general election, there's a buzz about potential changes to the inheritance tax landscape in the UK. The Conservatives are contemplating a bold move: scrapping inheritance tax altogether. This tax, often labelled as 'the most hated tax in Britain', has long been a point of contention for many. The idea ## Jobs - [NQ Property Solicitor ](https://rfblegal.co.uk/job/nq-property-solicitor-exeter/) - Company Description A Legal 500 law firm with offices in Central London, Manchester, and Exeter, Ronald Fletcher Baker LLP has been serving its clients for over seventy-five years. Our firm has a reputation for providing the highest quality advice and representation within a friendly and supportive environment. Our clients are our priority, and we take ## Knowledge base - [Deputyship fees refund scheme](https://rfblegal.co.uk/knowledge-base/deputyship-fees-refund-scheme/) - Deputyship fees refund scheme A scheme has launched to refund those who may have paid more than they should for some deputyship fees. If you, or someone you are acting for, was a client of the Office of the Public Guardian (OPG) and paid fees relating to a deputyship between 1 April 2008 and 31 - [Lifetime Transfers: Normal Gifts out of Income](https://rfblegal.co.uk/knowledge-base/lifetime-transfers-normal-gifts-out-of-income/) - Anyone with assets above the inheritance tax allowance of £325,000 is likely to be concerned about the amount that may have to be paid in tax after their death. If circumstances permit, they may want to consider trying to reduce the value of their estate by making lifetime gifts to friends and relatives. In general, - [Declarations of Trust](https://rfblegal.co.uk/knowledge-base/declarations-of-trust/) - If a property is purchased in joint names, this can either be held on a joint tenancy or on a tenancy in common. If the property is held on a joint tenancy, the owners do not have distinct shares and the property would automatically pass to the survivor. If you are making unequal contributions to - [ A brief insight into contentious probate matters](https://rfblegal.co.uk/knowledge-base/a-brief-insight-into-contentious-probate-matters/) - It is often the case that when a person passes away, their personal representatives need to apply for a grant of representation in order to distribute their estate. Disputes often arise where a party contests the validity of a Will or how a personal representative has handled the administration of the estate. Until a dispute - [Why Hire Local Conveyancers](https://rfblegal.co.uk/knowledge-base/why-hire-local-conveyancers/) - "Why hire local conveyancers? When buying or selling a property, remortgaging, transferring equity, or dealing with another residential property matter, choosing the right conveyancer can make a real difference to how smoothly the transaction progresses. Many clients ask whether they should use a local conveyancer or simply choose a firm based on price or location. - [Who Pays For Conveyancing](https://rfblegal.co.uk/knowledge-base/who-pays-for-conveyancing/) - "How Much Are Conveyancing Fees? Conveyancing fees are the legal costs involved in transferring ownership of a property. If you are buying, selling, remortgaging, transferring equity, or dealing with another residential property matter, it is important to understand what these fees cover and how they are calculated. In simple terms, conveyancing fees pay for the - [Who Are Enact Conveyancing](https://rfblegal.co.uk/knowledge-base/who-are-enact-conveyancing/) - "Who Are Enact Conveyancing? Enact Conveyancing is a name many people come across when buying, selling, remortgaging, or transferring a residential property in England and Wales. In simple terms, Enact is a conveyancing service that deals with the legal work involved in property transactions. This includes checking contracts, reviewing title documents, carrying out searches, dealing - [What To Do If Your Conveyancer Is Slow](https://rfblegal.co.uk/knowledge-base/what-to-do-if-your-conveyancer-is-slow/) - "Conveyancing can take longer than many buyers and sellers expect, and this is often one of the most common concerns in residential property transactions. Whether you are buying your first home, selling a property, remortgaging, transferring equity, or dealing with a leasehold flat, there are several legal and practical steps that must be completed before - [What Searches Do Conveyancing Solicitors Do](https://rfblegal.co.uk/knowledge-base/what-searches-do-conveyancing-solicitors-do/) - "If you are buying or selling a property, it is common to ask: do conveyancers do surveys? The short answer is no, conveyancers do not usually carry out physical property surveys. A conveyancer’s role is to deal with the legal side of the transaction, while a survey is a separate inspection of the property’s condition. - [What Is The Online Conveyancing Process](https://rfblegal.co.uk/knowledge-base/what-is-the-online-conveyancing-process/) - "What are enquiries in conveyancing? In conveyancing, enquiries are questions raised during the legal checks on a property transaction. They are usually sent by the buyer’s solicitor or conveyancer to the seller’s solicitor after the contract papers have been reviewed. The purpose is to clarify anything that is unclear, missing, inconsistent, or potentially risky before - [What Is The Contract Rate In Conveyancing](https://rfblegal.co.uk/knowledge-base/what-is-the-contract-rate-in-conveyancing/) - "In conveyancing, the contract rate usually refers to the interest rate or financial rate set out in the contract or linked mortgage terms that may apply if a transaction is delayed, completed late, or affected by certain contractual provisions. In residential property transactions, this can be important because timing matters: exchange of contracts, completion dates, - [What Is Staircasing In Conveyancing](https://rfblegal.co.uk/knowledge-base/what-is-staircasing-in-conveyancing/) - "Staircasing is an important part of many leasehold home ownership arrangements, particularly shared ownership properties. In simple terms, it means buying extra shares in your home from the housing association or freeholder until you own a larger percentage, and in some cases up to 100%. For buyers, sellers, and existing leaseholders, understanding staircasing in conveyancing - [What Is Conveyancing When Selling A House](https://rfblegal.co.uk/knowledge-base/what-is-conveyancing-when-selling-a-house/) - "What Is Residential Conveyancing? Residential conveyancing is the legal process involved in transferring ownership of a home or other residential property from one person to another. It covers the legal work needed when buying, selling, remortgaging, transferring equity, or dealing with other residential property matters. In simple terms, it is the process that helps make - [What Is An Undertaking In Conveyancing](https://rfblegal.co.uk/knowledge-base/what-is-an-undertaking-in-conveyancing/) - "An undertaking in conveyancing is a formal promise made by a solicitor or conveyancer to do, or not do, something connected with a property transaction. It is a serious legal commitment, and other lawyers and lenders often rely on it when a purchase, sale, remortgage, transfer of equity or other residential property matter needs to - [What Is A Tr1 Form In Conveyancing](https://rfblegal.co.uk/knowledge-base/what-is-a-tr1-form-in-conveyancing/) - "What Is a TR1 Form in Conveyancing? A TR1 form is the Land Registry transfer deed used in residential conveyancing to transfer ownership of a registered property from one person or party to another. It is one of the most important documents in a property transaction because it records who is giving the property away - [What Is A Ta13 Form In Conveyancing](https://rfblegal.co.uk/knowledge-base/what-is-a-ta13-form-in-conveyancing/) - "What are requisitions in conveyancing? Requisitions in conveyancing are questions or requests for clarification raised during a property transaction, usually by the buyer’s conveyancer after reviewing the draft contract pack and search results. In simple terms, they are part of the process of checking that everything about the property is in order before contracts are - [What Is A Sim Search Conveyancing](https://rfblegal.co.uk/knowledge-base/what-is-a-sim-search-conveyancing/) - "What is a SIM search in conveyancing? A SIM search in conveyancing usually refers to a simultaneous search, where several property searches are ordered at the same time rather than one after another. In practice, this means your conveyancer or residential property solicitor requests the key searches needed for the transaction together, helping to keep - [What Is A Retention In Conveyancing](https://rfblegal.co.uk/knowledge-base/what-is-a-retention-in-conveyancing/) - "What is a retention in conveyancing? A retention in conveyancing is a sum of money that is held back from the sale proceeds or purchase funds after completion. It is usually kept by a conveyancer or solicitor for a short period because there is an issue that has not yet been fully resolved, but the - [What Is A Release In Conveyancing](https://rfblegal.co.uk/knowledge-base/what-is-a-release-in-conveyancing/) - "A key undertaking in conveyancing is a formal promise made by a solicitor or conveyancer to do something important within a property transaction. In simple terms, it is a professional assurance that one party’s solicitor gives to another, often to help a sale, purchase, remortgage, or transfer of equity progress safely and in the right - [What Is A Management Pack In Conveyancing](https://rfblegal.co.uk/knowledge-base/what-is-a-management-pack-in-conveyancing/) - "What is a management pack in conveyancing? A management pack is a set of documents and information provided during the sale of a leasehold property. It is usually requested by the seller’s conveyancer from the landlord, managing agent, or management company. The pack helps the buyer and their solicitor understand how the building or estate - [What Is A Legal Report In Conveyancing](https://rfblegal.co.uk/knowledge-base/what-is-a-legal-report-in-conveyancing/) - "A legal report in conveyancing is a written summary of key legal and practical matters affecting a property. It is usually prepared by a conveyancer or residential property solicitor after they have reviewed the title documents, searches, replies to enquiries, and other information relevant to the transaction. For buyers, it helps explain what they are - [What Is A Cot In Conveyancing](https://rfblegal.co.uk/knowledge-base/what-is-a-cot-in-conveyancing/) - "What is a COT in conveyancing? In conveyancing, COT usually means Certificate of Title. This is a legal document prepared by the conveyancer or residential property solicitor to confirm that, after carrying out the necessary checks, the property appears suitable for the transaction to complete and, where relevant, for the lender to release mortgage funds. - [What Is A Deed Of Variation Conveyancing](https://rfblegal.co.uk/knowledge-base/what-is-a-deed-of-variation-conveyancing/) - "What is a deed of variation in conveyancing? A deed of variation is a legal document used to change the terms of an existing property-related agreement or interest. In residential conveyancing, it is most often used to amend the terms of a lease, but it can also apply to other arrangements connected with a property - [What Is A Conveyancing Paralegal](https://rfblegal.co.uk/knowledge-base/what-is-a-conveyancing-paralegal/) - "A conveyancing paralegal is a key member of the residential property team who helps support the legal work involved in buying, selling, remortgaging or transferring ownership of a property. In practice, they assist a conveyancer or residential property solicitor with the day-to-day tasks needed to keep a transaction moving. For many clients, this means having - [Can a commercial tenant withhold rent?](https://rfblegal.co.uk/knowledge-base/can-a-commercial-tenant-withhold-rent/) - Many commercial tenants face a tough choice when their landlord fails to maintain the property. You might think withholding rent is your only option, but the rules are more complex than you realise. Understanding when and how you can legally withhold rent could save you from costly disputes or eviction. Let’s break down what you - [What Is A Conveyancing Fee Earner](https://rfblegal.co.uk/knowledge-base/what-is-a-conveyancing-fee-earner/) - "What is a conveyancing fee earner? A conveyancing fee earner is the legal professional who handles the day-to-day work on a residential property transaction. In simple terms, they are the person responsible for progressing a matter such as a house purchase, sale, remortgage, transfer of equity, lease extension, or other property transaction. At RFB Legal, - [What Does A Conveyancing Assistant Do](https://rfblegal.co.uk/knowledge-base/what-does-a-conveyancing-assistant-do/) - "What is a conveyancing assistant? A conveyancing assistant is a legal support professional who helps with the day-to-day administration of residential property transactions. In simple terms, they work alongside conveyancers, residential property solicitors, and conveyancing executives to help move a sale, purchase, remortgage, transfer of equity, or other property matter forward efficiently. If you are - [Does Conveyancer Pay Stamp Duty](https://rfblegal.co.uk/knowledge-base/does-conveyancer-pay-stamp-duty/) - "If you are buying a property in England or Wales, you may be wondering whether your conveyancer pays stamp duty for you. In most cases, the short answer is no in the sense that stamp duty land tax, often called SDLT, is a tax payable by the buyer, not by the conveyancer. However, a conveyancer - [Do I Need A Conveyancer For A New Build](https://rfblegal.co.uk/knowledge-base/do-i-need-a-conveyancer-for-a-new-build/) - Do I need a conveyancer for a new build? If you are buying a new build property in England or Wales, it is strongly advisable to instruct a conveyancer or residential property solicitor. A new build purchase is still a legal property transaction, but it often involves tighter deadlines, developer-led contracts, planning issues, warranty documents, - [Do Conveyancers Work Over Christmas](https://rfblegal.co.uk/knowledge-base/do-conveyancers-work-over-christmas/) - If you are buying, selling, remortgaging or transferring equity around the festive period, one of the most common questions is: do conveyancers work over Christmas? The short answer is that many do, but usually with reduced hours, limited staffing, and some important holiday deadlines to consider. In residential property transactions, timing matters. Even a short - [Do Conveyancers Check Source Of Funds](https://rfblegal.co.uk/knowledge-base/do-conveyancers-check-source-of-funds/) - Yes, conveyancers do check the source of funds in residential property transactions. This is a normal and important part of the conveyancing process, whether you are buying your first home, purchasing an investment property, remortgaging, or transferring equity. In simple terms, source of funds means where your money is coming from and how you obtained - [Are My Home Move Conveyancing Good](https://rfblegal.co.uk/knowledge-base/are-my-home-move-conveyancing-good/) - Are My Home Move Conveyancing Services Good? If you are buying, selling, remortgaging or transferring equity, it is natural to want to know whether your home move conveyancing is being handled properly. Conveyancing is the legal process that transfers ownership of a property or deals with related matters such as mortgage changes, leasehold issues, and - [Can A Solicitor Act For Themselves In Conveyancing](https://rfblegal.co.uk/knowledge-base/can-a-solicitor-act-for-themselves-in-conveyancing/) - "Yes, in England and Wales you can do your own conveyancing in some residential property transactions. However, just because it is allowed does not always mean it is a good idea. Conveyancing involves a series of legal, administrative and practical steps that must be handled correctly to protect your ownership, your money and your future - [Can I Change Conveyancer](https://rfblegal.co.uk/knowledge-base/can-i-change-conveyancer/) - Yes, in many cases you can change conveyancer during a property transaction, whether you are buying, selling, remortgaging or transferring equity. People often consider switching because of poor communication, delays, unexpected fees, or simply because they no longer feel confident in the service they are receiving. While changing conveyancer is possible, it should be done - [Can I Pay Conveyancing Fees With Credit Card](https://rfblegal.co.uk/knowledge-base/can-i-pay-conveyancing-fees-with-credit-card/) - Can I Pay Conveyancing Fees With a Credit Card? In many cases, yes, you may be able to pay conveyancing fees with a credit card, but it depends on the law firm’s own payment policy and the type of fee being paid. At RFB Legal, as with most residential property solicitors, the ability to accept - [Do I Need A Conveyancer To Remortgage](https://rfblegal.co.uk/knowledge-base/do-i-need-a-conveyancer-to-remortgage/) - Do I Need a Conveyancer to Remortgage? If you are remortgaging your home, one of the first questions you may ask is whether you need a conveyancer. In many cases, the answer is yes. A remortgage usually involves legal work, even if you are staying in the same property and only changing your mortgage deal. - [How Long Does Conveyancing Searches Take](https://rfblegal.co.uk/knowledge-base/how-long-does-conveyancing-searches-take/) - One of the most common questions in residential property transactions is: how long does conveyancing take? The short answer is that it depends on the property, the parties involved, and how quickly the legal and practical steps are completed. In many cases, conveyancing takes between 8 and 12 weeks from instruction to completion, but some - [How Long Does Leasehold Conveyancing Take](https://rfblegal.co.uk/knowledge-base/how-long-does-leasehold-conveyancing-take/) - Leasehold conveyancing often takes longer than freehold transactions because there are more documents, more parties involved, and more checks to complete before contracts can be exchanged and the purchase or sale can complete. In many straightforward cases, leasehold conveyancing takes around 8 to 12 weeks, but it can be quicker or slower depending on the - [How Long Does Conveyancing Take In Scotland](https://rfblegal.co.uk/knowledge-base/how-long-does-conveyancing-take-in-scotland/) - How long does conveyancing take in Scotland? Conveyancing in Scotland often takes around 6 to 12 weeks, but the exact timescale depends on the property, the parties involved, the strength of the chain, and how quickly searches, mortgage approvals, and contract documents are completed. In some straightforward cases, a transaction may move faster. In more - [How Much Are Conveyancing Fees In South Africa](https://rfblegal.co.uk/knowledge-base/9677-2/) - How much are conveyancing fees in South Africa? Conveyancing fees in South Africa can vary depending on the purchase price of the property, the type of transaction, and the professionals involved. In simple terms, conveyancing fees are the legal costs charged for transferring property from one person to another and for registering the transaction correctly. - [Should I Use Conveyancer Recommended By Estate Agent](https://rfblegal.co.uk/knowledge-base/should-i-use-conveyancer-recommended-by-estate-agent/) - Should I Use a Conveyancer Recommended by the Estate Agent? If you are buying or selling a home, you may be offered a conveyancer recommended by the estate agent. This is common in residential property transactions, but it is natural to wonder whether you should use them or choose your own solicitor. The short answer - [What Are Conveyancing Enquiries](https://rfblegal.co.uk/knowledge-base/9726-2/) - What are conveyancing enquiries? Conveyancing enquiries are questions raised during a property transaction to help clarify legal, practical and title-related issues before exchange of contracts. They are a normal part of residential conveyancing in England and Wales and are often raised after the buyer’s solicitor has reviewed the draft contract pack, title documents and search - [How Long Should Solicitors Keep Conveyancing Files](https://rfblegal.co.uk/knowledge-base/how-long-should-solicitors-keep-conveyancing-files/) - "How long solicitors should keep conveyancing files is a common question for buyers, sellers, landlords, and property owners. In residential property transactions, the paperwork can be important long after completion, especially if there is a query about title, boundaries, defects, leasehold issues, mortgage matters, or tax. For that reason, law firms such as RFB Legal - [How Much Can I Claim For Conveyancing Negligence](https://rfblegal.co.uk/knowledge-base/how-much-can-i-claim-for-conveyancing-negligence/) - How Much Can I Claim for Conveyancing Negligence? If a conveyancer or residential property solicitor makes a mistake during a purchase, sale, remortgage, transfer of equity, lease extension, or other property transaction, you may be able to claim compensation. The amount you can claim for conveyancing negligence depends on the loss you have actually suffered, - [How To Check If A Conveyancer Is Registered](https://rfblegal.co.uk/knowledge-base/how-to-check-if-a-conveyancer-is-registered/) - "How to Check if a Conveyancer is Registered If you are buying, selling, remortgaging, transferring equity, or dealing with another residential property matter, it is important to know that the person or firm handling your transaction is properly authorised to act. Checking whether a conveyancer is registered helps protect you from delays, poor service, and - [How To Get A Conveyancer](https://rfblegal.co.uk/knowledge-base/how-to-get-a-conveyancer/) - What is conveyancing? Conveyancing is the legal process of transferring ownership of a property from one person to another. It is involved when you buy a home, sell a property, remortgage, transfer equity, or deal with other residential property matters. In simple terms, conveyancing makes sure the legal title to the property is properly checked, - [Are Conveyancing Fees Tax Deductible](https://rfblegal.co.uk/knowledge-base/are-conveyancing-fees-tax-deductible/) - "Are Conveyancing Fees Tax Deductible? Many people ask whether conveyancing fees are tax deductible when buying, selling, remortgaging or transferring a property. The short answer is that it depends on the type of transaction and the purpose of the property. In some cases, certain legal and professional fees may be treated as allowable for tax - [RFB secures Law Society's new quality mark](https://rfblegal.co.uk/knowledge-base/rfb-secures-law-societys-new-quality-mark/) - Ronald Fletcher Baker LLP has secured membership to the Law Society's Conveyancing Quality Scheme - the mark of excellence for the home buying process. RFB underwent rigorous assessment by the Law Society in order to secure CQS status, which marks the firm out as meeting high standards in the residential conveyancing process. Law Society President - [Collective enfranchisement – tenants entitled to acquire leases of basement, airspace and subsoil](https://rfblegal.co.uk/knowledge-base/collective-enfranchisement-tenants-entitled-to-acquire-leases-of-basement-airspace-and-subsoil/) - Landlords, developers and investors may not initially give much thought to collective enfranchisement claims but the potential for such claims should be carefully considered where there is scope for future development.Collective enfranchisement – tenants entitled to acquire leases of basement, airspace and subsoil Landlords, developers and investors may not initially give much thought to collective - [Co-habitation Agreements: Prevention preferable to cure](https://rfblegal.co.uk/knowledge-base/co-habitation-agreements-prevention-preferable-to-cure/) - According to the Office of National Statistics (ONS) there are approximately 3.3 million families living in the United Kingdom where the family members are unmarried couples: this is a steadily growing family model. Many unmarried couples are surprised and dismayed when their relationship breaks down, to be advised by their solicitors that unlike married couples, - [Financial Remedy – Why not to throw caution to the wind](https://rfblegal.co.uk/knowledge-base/financial-remedy-why-not-to-throw-caution-to-the-wind/) - Our Family law solicitors based in our London City and West End explore the implications for financial arrangements arising out of divorce proceedings following the Supreme Court decision in Wyatt v Vince 2015 UKSC 14. In this case the Supreme Court allowed an ex-wife to bring a claim against her ex-husband 22 years after being divorced. - [Private Client](https://rfblegal.co.uk/knowledge-base/private-client/) - We act for a variety of clients including high net worth families, foreign domiciled individuals, entrepreneurs and elderly and vulnerable clients. We provide an efficient and empathetic approach to help clients through some of the toughest times in their lives and some of the most important decisions they will have to make. The team comprises - [Five reasons why you should have a co-habitation agreement](https://rfblegal.co.uk/knowledge-base/five-reasons-why-you-should-have-a-co-habitation-agreement/) - How to avoid falling into a black hole: top 5 reasons why you should have a co-habitation agreement A survey carried out by Resolution in 2017 found two-thirds of cohabiting couples wrongly believe that "common-law marriage" laws exist when dividing up finances.The reality for unmarried couples is that in fact there is no such thing - [The New London Plan - what does it mean for the property developer?](https://rfblegal.co.uk/knowledge-base/the-new-london-plan-what-does-it-mean-for-the-property-developer/) - Ronald Fletcher Baker LLP were a proud sponsor of the National Development Summit which took place on 20 January 2018. Partner David Burns and Solicitors Laura Gomme and Ben Frost spoke about the new London Plan and the impact of this on developers. The London Plan is published by the Mayor of London and is - [Judicial Scrutiny in the Financial Services Sector:](https://rfblegal.co.uk/knowledge-base/judicial-scrutiny-in-the-financial-services-sector/) - The Supreme Court of UK quashed the Treasury’s restrictions against a major Iranian bank Bank Mellat (Appellant) v Her Majesty’s Treasury (Respondent) (No 2) [2013] UKSC 39 Jonathan Roberts and Mahgol Sharili *1Ronald Fletcher Baker LLP Introduction Since the Financial Restrictions (Iran) Order came into force on 12 October 2009 (“the Order”), on the same - [Deniz Oguzkanli](https://rfblegal.co.uk/knowledge-base/deniz-oguzkanli/) - Deniz acts for clients in connection with their investments development projects, and high net worth transactions. He also acts in the sale and purchase of businesses in the UK. He advises overseas constructions companies in relation to their UK projects. Deniz has been a longstanding Recommended Lawyer in the Legal 500 rankings. The latest 2019 - [R (on the application of D) and General Medical Council [2013] EWHC 2839.](https://rfblegal.co.uk/knowledge-base/r-on-the-application-of-d-and-general-medical-council-2013-ewhc-2839/) - While the second complaint was not proceeded with by the GMC the historical allegation was. In order to do so the GMC had to invoke the waiver to the five year limitation rule placed on complaints. This could only be done “in the public interest…in the exceptional circumstances of the case” The Registrar found: “taking - [Russia, Ukraine & CIS Desk](https://rfblegal.co.uk/knowledge-base/russia-ukraine-cis-desk/) - Ronald Fletcher Baker’s Russia, Ukraine & CIS Desk specialises in advising Russian, Ukrainian and CIS companies and individuals. Our Russia, Ukraine & CIS Desk team comprises enthusiastic lawyers with extensive experience in advising clients on a broad range of matters, including transactions, disputes and other matters relating to the Russian, Ukrainian and CIS markets. Our - [Ronald Fletcher Baker Istanbul](https://rfblegal.co.uk/knowledge-base/ronald-fletcher-baker-istanbul/) - Via Ronald Fletcher Baker Foreign Attorney Partnership, the firm is able to advise Turkish firms and individuals on English law matters. With such technical expertise in place Ronald Fletcher Baker's Foreign Attorney Partnership is very well placed to assist you and your business in international and domestic matters. Istanbul is a key location in the - [Investor & Entrepreneur Visas](https://rfblegal.co.uk/knowledge-base/investor-entrepreneur-visas/) - Entrepreneur Visas If you wish to set up or invest in a business in the UK and have access to £200,000 (or £50,000), you may qualify to live and work in the UK as a Tier 1 Entrepreneur. You can also switch into the entrepreneur immigration category if you are already in the UK under - [Professional Discipline](https://rfblegal.co.uk/knowledge-base/professional-discipline/) - Disciplinary complaints and ensuing disciplinary proceedings might be brought at any time by a professional’s regulator. This can happen as a student or trainee before you are even qualified through charges of misbehaviour or examination malpractice and thus cut short a promising career. It might happen after years of devotion to your chosen profession. Your - [Suspending an Employee](https://rfblegal.co.uk/knowledge-base/suspending-an-employee/) - When there is an allegation of serious misconduct, medical grounds or a workplace risk to an employee who is a new mother or is expected to give birth, an employer may decide that it has grounds to suspend an employee. Suspension will have the effect of removing an employee from the workplace. Suspending an employee - [Lease extensions](https://rfblegal.co.uk/knowledge-base/lease-extensions/) - With the property market in London and other major cities, such as Manchester, continuing to grow, it is important to ensure that if you own leasehold property you are fully aware of your rights to protect your investment. Ownership of a long residential lease can be a valuable asset, however as the lease term decreases - [Private Nuisance in the Magistrates’ Court: Can I make a claim?](https://rfblegal.co.uk/knowledge-base/private-nuisance-in-the-magistrates-court-can-i-make-a-claim/) - The right of use and enjoyment of land or property by an owner or occupier has long been established in law. However, property owners don’t have the absolute right to use their land in any way they wish. This is because one person’s right to do whatever they want on their land could conflict with - [Do I need a Shareholders' Agreement?](https://rfblegal.co.uk/knowledge-base/do-i-need-a-shareholders-agreement/) - Attila Hunter of our Corporate and Commercial department sets out the reasons why shareholders in a business should consider putting a shareholder's agreement in place and how it may help the running of the business. Attila Hunter of our Corporate and Commercial department sets out the reasons why shareholders in a business should consider putting - [When will a Tenant be Granted Relief from Forfeiture for a Deliberate Breach?](https://rfblegal.co.uk/knowledge-base/when-will-a-tenant-be-granted-relief-from-forfeiture-for-a-deliberate-breach/) - Introduction The ability to forfeit a lease is one of the most draconian but necessary remedies available to a landlord. In an ideal world breaches will be remedied and the relationship mended, but often that is not the case with forfeiture being the only realistic available option. This can often lead to what on the - [Settlement in the UK](https://rfblegal.co.uk/knowledge-base/settlement-in-the-uk/) - Long Residence in the UK If you are a non-UK national and have lived in the United Kingdom continuously and lawfully for 10 years, then you may qualify for indefinite leave to remain (ILR) in the UK on the basis of long residence. You can apply for indefinite leave to remain on the ground of - [FIFA – New Regulations on Working with Intermediaries](https://rfblegal.co.uk/knowledge-base/fifa-new-regulations-on-working-with-intermediaries/) - Head of the Sports Law Department at Ronald Fletcher Baker LLP, David Winnie, explores the impact of the new FIFA regulations on working with intermediaries. Should you have a sports law enquiry, please contact David Winnie on 0207 467 5760. The role played by football agents has come under intense scrutiny and criticism in recent - [How do I protect my business idea – our step by step guide](https://rfblegal.co.uk/knowledge-base/how-do-i-protect-my-business-idea-our-step-by-step-guide/) - The law surrounding the protection of distinctive business ideas (such as business names, materials, inventions, and product designs) is known as Intellectual Property law. It is relevant to every type of business – from a family owned manufacturer of jewellery to a global brand like Coca-Cola. What is Intellectual Property (IP)? IP can be generated - [What does immigration salary list mean?](https://rfblegal.co.uk/knowledge-base/what-does-immigration-salary-list-mean/) - You might think hiring international talent is as easy as posting a job ad, but there's a critical piece of the puzzle many overlook: the immigration salary list. If you're an employer, understanding this can mean the difference between securing top talent and missing out. For job seekers, it’s crucial to know how this list - [Bounce Back Loan Scheme Fraud Investigations on the Rise](https://rfblegal.co.uk/knowledge-base/bounce-back-loan-scheme-fraud-investigations-on-the-rise/) - Among the financial lifelines thrown to businesses by the government in the first weeks of the coronavirus lockdown was the Bounce Back Loan Scheme. The scheme allows banks to lend small firms up to £50,000 which is backed by a 100% state guarantee. By early October it had provided loans of more than £38 billion. - [The Use of Intermediaries for Defendants](https://rfblegal.co.uk/knowledge-base/the-use-of-intermediaries-for-defendants/) - In a notable recent Murder trial in which Gillian Frost (Advocacy Department) was instructed to represent one of the defendants, a trial which resulted in an acquittal, one of the more novel aspects of the case was the use of an intermediary to assist her client. The defendant in question had significant learning difficulties and - [Regulatory Law](https://rfblegal.co.uk/knowledge-base/regulatory-law/) - The ever increasing regulation of individuals and businesses has seen government and local authority agencies bringing proceedings with greater frequency and vigour. You can count on Ronald Fletcher Baker’s energy and diligence to protect your interest throughout, to strenuously fight your corner and manage, with the utmost discretion, what can be a difficult process. We - [Stamp duty on additional properties](https://rfblegal.co.uk/knowledge-base/stamp-duty-on-additional-properties/) - Stamp duty changes in April have seriously affected those who are purchasing their second homes and additional properties. They now have to pay extra stamp duty when buying properties that will not become their main home. Property investors, buy to let owners, second home owners, and many others are concerned about the extra stamp duty - [BREXIT, EU and EEA Applications, Permanent Residence Card and Appeals](https://rfblegal.co.uk/knowledge-base/brexit-eu-and-eea-applications-permanent-residence-card-and-appeals/) - Following the recent Brexit vote, Ronald Fletcher Baker LLP considers the British Nationality (General) (Amendment No.3) Regulations 2015, and the impact this will have on individuals relying on the automatic EU right of Permanent Residence after five years. Under these Regulations an individual is now required to show they have been issued a Residence Permit or Permanent - [Buying a property in the UK – Freehold vs Leasehold](https://rfblegal.co.uk/knowledge-base/buying-a-property-in-the-uk-freehold-vs-leasehold/) - When buying a property we are always asked as to the difference between a freehold and a leasehold property. This is especially applicable to first time buyers. In this article we will look at the different types of residential properties you can invest in and potential issues that may arise. A property can either be - [How to Protect a Logo in the UK](https://rfblegal.co.uk/knowledge-base/how-to-protect-a-logo-in-the-uk/) - Investing into the protection of your logo is an important step in securing your brand, whether you are just starting up or you already have an established business. Your logo is a representation of brand identity and helps customers to differentiate your products from others in the market, fostering increased customer loyalty and trust. If there is - [A guide to Employment status and IR35 in the private sector](https://rfblegal.co.uk/knowledge-base/a-guide-to-employment-status-and-ir35-in-the-private-sector/) - IR35 is legislation that specifically relates to the employment status of contractors, their relationship to clients, and taxation. From 6th April 2020, medium and large companies will be liable for determining the status of any contractors they engage with, this guide is intended to help distil the essential points of the legislation. What is the background - [Brexit: EU, EEA Nationals and Family](https://rfblegal.co.uk/knowledge-base/brexit-eu-eea-nationals-and-family/) - BREXIT, EU and EEA Applications, Permanent Residence Card and Appeals The British Nationality (General) (Amendment No.3) Regulations 2015 which came into force on the 12th November 2015 requires individuals relying on the automatic EU right of Permanent Residence after five years must now show they have been issued a Residence Permit or Permanent Residence before making the application - [Withdrawing from a job after signing the contract? What to do if you have second thoughts](https://rfblegal.co.uk/knowledge-base/withdrawing-from-a-job-after-signing-the-contract-what-to-do-if-you-have-second-thoughts/) - IS MY CONTRACT LEGALLY BINDING? Once you have accepted the offer and the conditions to which the offer was subject to have been satisfied, a legally binding agreement will exist. For an agreement to be legally binding, the conditions for forming a contract would have to be met, namely there must be an offer, acceptance, - [New Build Purchases - What you need to know](https://rfblegal.co.uk/knowledge-base/new-build-purchases-what-you-need-to-know/) - There are many benefits and attractions to purchasing a new build home. Not only do you avoid the tedious drama of a seller with a related transaction and a long chain, but generally speaking new build properties are more energy efficient and require less maintenance once you move in. All of the fixtures and fittings - [Collective enfranchisement](https://rfblegal.co.uk/knowledge-base/collective-enfranchisement/) - With the property market in London and other major cities, such as Manchester, continuing to grow, it is important to ensure that if you own leasehold property you are fully aware of your rights to protect your investment. Ownership of a long residential lease can be a valuable asset, however as the lease term decreases - [What is Right of First Refusal?](https://rfblegal.co.uk/knowledge-base/what-is-right-of-first-refusal/) - In corporate and commercial transactions, the term “right of first refusal” (ROFR) frequently appears in contracts, shareholder agreements, and joint venture arrangements. Though often used interchangeably with other pre-emption rights, the right of first refusal carries distinct implications and should be carefully negotiated and clearly drafted to avoid disputes. This article provides a detailed overview of the right - [What is a Beneficial Interest in Property?](https://rfblegal.co.uk/knowledge-base/what-is-a-beneficial-interest-in-property/) - When it comes to owning property, understanding the concepts of beneficial interest and the differences between legal interest and beneficial interest can be crucial for making informed decisions. The starting assumption is that the beneficial interest in a property follows the legal interest; however, these interests can be different. In this guide, we will explore - [How to Rectify Errors in a Will After Death ](https://rfblegal.co.uk/knowledge-base/how-to-change-a-will-after-death/) - Discovering a mistake in a will after someone has died can be deeply frustrating—especially when the error means the estate won’t pass as the deceased intended. Perhaps a beneficiary’s name was misspelt, a property address was wrong, or a crucial gift was left out entirely. The good news is that the law provides a mechanism to correct errors in a will after - [What is a Life Interest Trust?](https://rfblegal.co.uk/knowledge-base/what-is-a-life-interest-trust/) - Navigating the world of trusts can seem daunting, but understanding life interest trusts is more straightforward than it appears. These trusts are a practical tool for managing assets, often used to provide financial security for loved ones while ensuring that your long-term wishes are respected. Whether you’re planning your estate or looking for ways to - [What If My Commercial Tenant Stops Paying Rent? ](https://rfblegal.co.uk/knowledge-base/what-if-my-commercial-tenant-stops-paying-rent/) - When a commercial tenant stops paying rent, as a landlord, you face an immediate challenge that requires decisive action. The longer rent arrears accumulate, the more complex and costly recovery becomes. Whether you ultimately want to preserve the tenancy or regain possession and find a new tenant, understanding your legal rights and the remedies is essential. This guide walks you through some practical steps - [What is a lifetime gift](https://rfblegal.co.uk/knowledge-base/what-is-a-lifetime-gift/) - With the current Inheritance Tax thresholds being frozen until April 2031, more and more individuals are concerned that their estates will become liable for Inheritance Tax after they pass away. An option to mitigate Inheritance Tax liability is to reduce the value of an individual’s estate, and one of the most common ways of doing this is through making lifetime gifts. These gifts can be in various forms such as - [Navigating Shareholder Dynamics: Balancing Majority and Minority Interests in Your Business](https://rfblegal.co.uk/knowledge-base/navigating-shareholder-dynamics-balancing-majority-and-minority-interests-in-your-business/) - Shareholder relationships form the backbone of any thriving organisation, shaping how decisions are made, how power is exercised, and ultimately how the company grows. When everything runs smoothly, these relationships can be a huge source of stability and strategic strength. However, when disagreements emerge—especially where ownership is split between majority and minority shareholders—the pressure rises - [What is a Joint Venture in Real Estate?](https://rfblegal.co.uk/knowledge-base/what-is-a-joint-venture-in-real-estate/) - In the world of property investment, joint ventures are becoming a popular choice for both novice and seasoned investors. But what is a joint venture in real estate, and why are people drawn to this method of collaboration? At its core, a joint venture is a business arrangement where two or more parties agree to pool - [Freezing Injunction – What Are They and How They Can Help ](https://rfblegal.co.uk/knowledge-base/freezing-injunction-what-are-they-and-how-they-can-help/) - In commercial disputes, there are situations where one party fears that the other may dispose of or conceal assets to frustrate the enforcement of a potential judgment. In such cases, a freezing injunction can be a vital tool. This article outlines the key concepts behind freezing injunctions—what they are, how they work, and when they - [Guide for Residential Landlords: What to Do If Your Tenant Has Not Paid the Rent](https://rfblegal.co.uk/knowledge-base/guide-for-residential-landlords-what-to-do-if-tenant-doesnt-pay-rent-in-the-uk/) - Non-payment of rent can be one of the most challenging aspects of being a residential landlord. Whether due to temporary financial difficulty or ongoing neglect, landlords must respond carefully and legally to protect their rights and potentially salvage the tenancy. This guide walks you through practical and legal steps you can take. Talk to Your - [What Are a Landlord's Legal Obligations When it Comes to Handling Damp and Mould?](https://rfblegal.co.uk/knowledge-base/what-are-a-landlords-legal-obligations-when-it-comes-to-handling-damp-and-mould/) - Damp and mould are common issues that can affect any rental property, and landlords must address these problems promptly to avoid further complications. Ignoring such matters can lead to legal challenges, as landlords have a duty to ensure their properties are safe and habitable. It's crucial to identify the root cause of dampness to implement - [How to deal with Tenant Disrepair Claims](https://rfblegal.co.uk/knowledge-base/how-to-deal-with-tenant-disrepair-claims/) - At Ronald Fletcher Baker LLP, we act for landlords across the country in navigating the challenges of residential property management. Our team provides clear, practical advice on tenancy disputes, possession proceedings, and issues of disrepair. Whether you are dealing with a single buy-to-let property or a wider portfolio, we ensure that you remain compliant with - [What is Bridging Finance?](https://rfblegal.co.uk/knowledge-base/what-is-bridging-finance/) - Navigating the world of finance can often feel like deciphering a foreign language, with countless terms and concepts to understand. Among these, bridging finance stands out as a particularly intriguing option, offering a unique solution for those in need of short-term funding. Whether you’re looking to cover a temporary cash flow issue, purchase property quickly, - [What is a Deed of Variation to a Will ](https://rfblegal.co.uk/knowledge-base/what-is-a-deed-of-variation-to-a-will/) - When someone dies, their estate is distributed in accordance with the terms of their Will, or if they have not made a Will, under the Rules of Intestacy. However, there may be certain circumstances where the beneficiaries of the estate may wish to vary how the estate is meant to be distributed. These could be - [Removing A Minority Shareholder](https://rfblegal.co.uk/knowledge-base/removing-a-minority-shareholder/) - Removing a minority shareholder from a private limited company registered in England or Wales can be a delicate process, requiring a clear understanding of both legal and business considerations. Whether due to disagreements, strategic shifts, or personal reasons, the decision to part ways with a shareholder must be handled with care to maintain the integrity ## Locations - [Solicitors in Manchester](https://rfblegal.co.uk/location/manchester/) - Manchester is widely recognised as the commercial heart of the North of England, blending a rich industrial heritage with a modern, innovative business community. Known for its thriving technology sector, dynamic financial services, and vibrant cultural scene, Manchester has become a magnet for entrepreneurs, startups, and multinational companies alike. The city’s excellent transport links, diverse - [Solicitors in Exeter](https://rfblegal.co.uk/location/exeter/) - Exeter has built a reputation as one of the most vibrant and business-friendly cities in the South West of England. With a unique mix of historical heritage, a flourishing university, and a steadily growing tech hub, Exeter is an attractive location for entrepreneurs, startups, and established corporations alike. The city combines strong transport links, excellent - [Solicitors in Richmond](https://rfblegal.co.uk/location/solicitors-in-richmond/) - Richmond is widely regarded as one of London’s most desirable places to live and work. Located on the banks of the River Thames and bordered by extensive green spaces, including Richmond Park, the area offers a rare combination of commercial opportunity and quality of life. Its strong local economy, affluent customer base, and excellent transport - [Solicitors in London](https://rfblegal.co.uk/location/solicitors-in-london/) - London is the UK’s most dynamic business hub and one of the world’s leading financial centres. With its rich history, diverse culture, and unparalleled global connections, the capital attracts entrepreneurs, multinational corporations, and investors from across the globe. From the skyscrapers of Canary Wharf and the City to the creative hubs of Shoreditch and Soho, - [Alternative Dispute Resolution Solicitors in Exeter](https://rfblegal.co.uk/location/exeter/alternative-dispute-resolution-solicitors-in-exeter/) - At Ronald Fletcher Baker LLP, our Exeter Alternative Dispute Resolution (ADR) team supports individuals and businesses across Exeter, Devon, and the wider South West in resolving disputes efficiently, commercially, and with discretion. While traditional litigation offers clear procedural safeguards and authoritative outcomes, it can also be time-consuming, costly, and adversarial. In many cases, clients prefer - [Property Litigation solicitors in Richmond](https://rfblegal.co.uk/location/london/__trashed-5/) - Property disputes can be stressful, disruptive, and financially significant—particularly in a sought-after area such as Richmond, where residential and commercial property values are high and legal issues often carry long-term consequences. If you are facing a property dispute in Richmond or the surrounding areas, experienced legal support is essential. Ronald Fletcher Baker LLP (RFB Legal) - [Regulatory Law solicitors in Richmond](https://rfblegal.co.uk/location/london/__trashed-6/) - Regulatory law is an increasingly complex area, shaped by constant legislative change and heightened scrutiny from regulators. For businesses and individuals operating in or around Richmond, staying compliant while managing risk requires informed, strategic legal advice. This is where experienced regulatory solicitors can play a vital role. 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This is where the expertise of regulatory law solicitors in London can make - [Corporate & Commercial solicitors in London](https://rfblegal.co.uk/location/london/corporate-commercial-solicitors-in-london/) - When it comes to corporate and commercial law in London, having a team of experienced solicitors on your side is crucial. Ronald Fletcher Baker LLP (“RFB Legal”) is a leading UK law firm with over 75 years of experience in providing expert legal advice and representation to medium to large national and international companies, governments, - [Immigration Solicitors in Manchester](https://rfblegal.co.uk/location/manchester/immigration-solicitors-in-manchester-2/) - Expert immigration guidance and support for every step of your immigration journey. At Ronald Fletcher Baker LLP, our Manchester Immigration team is dedicated to supporting individuals and families through every stage of their personal immigration journey. Whether you are applying for a UK visa, seeking to reunite with family members, or planning to settle permanently - [Employment Law Solicitor in Manchester](https://rfblegal.co.uk/location/manchester/employment-law-solicitor-in-manchester/) - Ronald Fletcher Baker LLP’s Legal 500–listed Employment Law team provides comprehensive, strategic advice to employers and employees across Manchester and the wider North West. Our Manchester employment solicitors are trusted by businesses, senior executives, and individuals alike for their technical expertise, commercial awareness, and practical approach to resolving workplace issues. Recent work has included advising - [Commercial Litigation Solicitors in Manchester](https://rfblegal.co.uk/location/manchester/commercial-litigation-solicitors-in-manchester/) - At Ronald Fletcher Baker LLP, our Manchester Commercial Litigation team is recognised for its ability to manage and resolve complex business disputes with clarity, speed, and technical precision. Serving Manchester’s dynamic commercial environment and the wider North West, we advise multinational organisations, growing SMEs, owner-managed businesses, and private clients across a broad spectrum of contentious - [Property Litigation Solicitors in Manchester](https://rfblegal.co.uk/location/manchester/property-litigation-solicitors-in-manchester/) - Expert Property Litigation for Landlords, Developers, and Investors At Ronald Fletcher Baker LLP, our Manchester Property Litigation team provides strategic, commercially focused advice across the full spectrum of real estate disputes. Acting for commercial and residential landlords, developers, investors, asset managers, social enterprises, charities, and private individuals, we are recognised for delivering pragmatic solutions to - [Your Residential Property Solicitors in Manchester](https://rfblegal.co.uk/location/manchester/your-residential-property-solicitors-in-manchester/) - At RFB Legal, our Manchester residential property solicitors understand that buying or selling a home is one of the most important financial and personal decisions you will ever make. For many clients across Manchester and the wider North West, a property transaction represents not only a significant investment of time and money, but also a - [Wills & Probate solicitors in Richmond](https://rfblegal.co.uk/location/london/wills-probate-solicitors-in-richmond/) - When dealing with wills and probate matters in Richmond, having the right legal support can provide clarity at an otherwise difficult time. Ronald Fletcher Baker LLP (RFB Legal) is a long-established law firm with a specialist wills and probate team supporting individuals and families across Richmond and the surrounding areas. With over 75 years of - [Residential Property solicitors in Richmond](https://rfblegal.co.uk/location/london/residential-property-solicitors-in-richmond/) - When dealing with residential property matters in Richmond, having an experienced and reliable solicitor can make the entire process far smoother. Ronald Fletcher Baker LLP (RFB Legal) advises buyers, sellers, landlords, and investors across Richmond and the surrounding areas, providing clear legal guidance at every stage of a property transaction. With more than 75 years - [Trust Services solicitors in Richmond](https://rfblegal.co.uk/location/london/trust-services-solicitors-in-richmond/) - When seeking advice on trust matters in Richmond, it is essential to work with solicitors who understand both the legal complexity and the long-term personal implications involved. Ronald Fletcher Baker LLP (RFB Legal) provides specialist trust services to individuals and families in Richmond, offering clear, considered advice designed to protect assets and give certainty for - [Copyright, Media & Intellectual Property Solicitors in Exeter](https://rfblegal.co.uk/location/exeter/copyright-media-intellectual-property-solicitors-in-exeter/) - At Ronald Fletcher Baker LLP, our Exeter Copyright, Media and Intellectual Property team advises individuals, businesses, and rights holders across Exeter, Devon, and the wider South West on protecting and enforcing their intellectual and reputational assets. Matters in this area often involve heightened sensitivity, urgency, and public exposure, and we place the highest importance on - [Energy and Utilities Litigation Solicitors in Exeter](https://rfblegal.co.uk/location/exeter/energy-and-utilities-litigation-solicitors-in-exeter/) - At Ronald Fletcher Baker LLP, our Exeter Energy and Utilities Litigation team advises businesses across Exeter, Devon, and the wider South West on complex disputes within the energy and utilities sector. The team is highly ranked by The Legal 500 and has established a strong reputation for litigating effectively across all levels and forums. Energy - [Insolvency Solicitors in Exeter](https://rfblegal.co.uk/location/exeter/insolvency-solicitors-in-exeter/) - At Ronald Fletcher Baker LLP, our Exeter Insolvency team provides clear, practical advice to individuals and businesses across Exeter, Devon, and the wider South West navigating what can be a highly technical and stressful area of law. Insolvency issues often affect every aspect of personal and commercial life, and our role is to guide clients - [Commercial Litigation — Exeter](https://rfblegal.co.uk/location/exeter/commercial-litigation-exeter/) - Commercial Litigation — Exeter At Ronald Fletcher Baker LLP, our Exeter Commercial Litigation team advises businesses and individuals across Exeter, Devon, and the wider South West on resolving complex commercial disputes with clarity, agility, and technical excellence. Acting for SMEs, owner-managed businesses, professionals, and private clients, we provide strategic, commercially focused advice at every stage - [Trust Services solicitors in London](https://rfblegal.co.uk/location/london/trust-services-solicitors-in-london/) - When it comes to trust services solicitors in London, you need a law firm that you can rely on to protect your assets and ensure that your wishes are carried out. At RFB Legal, we understand the importance of trust services and the impact they can have on your future and the future of your - [Wills & Probate solicitors in London](https://rfblegal.co.uk/location/london/wills-probate-solicitors-in-london/) - When it comes to wills and probate matters in London, having a knowledgeable and experienced solicitor on your side is essential. Ronald Fletcher Baker LLP (“RFB Legal”) is a leading UK law firm with a team of expert partners who specialise in wills and probate law. With over 75 years of experience, RFB Legal has - [Residential Property solicitors in London](https://rfblegal.co.uk/location/london/residential-property-solicitors-in-london/) - When it comes to navigating the complex world of residential property law in London, having a knowledgeable and experienced solicitor by your side can make all the difference. At Ronald Fletcher Baker LLP (“RFB Legal”), we understand the importance of finding a legal partner who can provide you with expert advice, tailored solutions, and peace - [Divorce Solicitors in Manchester](https://rfblegal.co.uk/location/manchester/divorce-solicitors-in-manchester/) - Divorce Solicitors in Manchester Divorce is never a simple decision. It can bring emotional challenges, financial pressures, and difficult choices about your future. At RFB Legal, our experienced divorce solicitors in Manchester are here to guide you through every stage of the process. We combine legal expertise with compassion, ensuring that your rights are protected - [Immigration Solicitors in Manchester](https://rfblegal.co.uk/location/manchester/immigration-solicitors-in-manchester/) - Immigration Solicitors in Manchester The UK immigration system is complex, constantly changing, and often difficult to navigate without expert guidance. At RFB Legal, our experienced immigration solicitors in Manchester provide clear, practical advice and robust representation for individuals, families, and businesses. Whether you are applying for a visa, seeking settlement, or challenging a refusal, our ## People - [Sonny James](https://rfblegal.co.uk/people/sonny-george-jay-james/) - Sonny graduated with an LLB in Law from the University of Exeter in 2024. Following graduation, Sonny worked as a paralegal in the Commercial Litigation department at a law firm in Kent before joining a commercial firm on the Strand in London as part of the Real Estate Disputes team, where he co-authored an article - [Samuel Glascow](https://rfblegal.co.uk/people/samuel-glascow/) - Sam is an Associate Solicitor in RFB’s Corporate & Commercial team, based in the London office. He joined the firm in February 2025. He specialises in corporate transactions, including company and business sales and acquisitions, as well as other corporate matters. He also has experience in company-commercial law, advising clients on a range of commercial - [John Andrews](https://rfblegal.co.uk/people/john-andrews/) - John joined RFB as a partner in October 2025 as head of Corporate and Commercial team. John is an experienced corporate/commercial lawyer, offering practical, proactive and cost effective advice to businesses of all types. His principal areas of work as a corporate lawyer include advising clients on buying and selling their businesses, business start-ups, fund - [Rajan Sandhu](https://rfblegal.co.uk/people/rajan-sandhu/) - Rajan Sandhu is a Litigation Paralegal, who has been working at Ronald Fletcher Baker since February 2025. Rajan holds a Law degree and a Post Graduate Diploma in Business Administration. Rajan gained valuable legal experience through roles at law firm and legal aid clinics, where he advised clients, drafted advice letters and legal correspondence, and - [Miguel Escoriza](https://rfblegal.co.uk/people/miguel-escoriza/) - Miguel joined Ronald Fletcher Baker as a Paralegal in the Secured Lending team, having previously gained experience supporting a busy Real Estate Finance team. He brings a strong background in project management, stakeholder management and commercial operations, enabling him to work effectively in fast-paced, client-focused environments. Miguel holds an LL.M. in Environment and Law from - [Rugile Talackaite](https://rfblegal.co.uk/people/rugile-talackaite/) - Rugile recently graduated from the University of Exeter with an LLB in Law and joined the firm as a Conveyancing Paralegal in Exeter’s Property Department. She gained practical legal experience through the University’s Community Law Clinic assisting clients with housing and immigration matters. Rugile is also fluent in Lithuanian and Spanish, and she enjoys connecting - [Nina Haxhiu](https://rfblegal.co.uk/people/nina-haxhiu/) - Nina qualified as a Family Solicitor in December 2023, having trained at a prominent North London firm, where she gained experience advising clients on a wide range of family matters, including financial remedy proceedings and private children disputes. Nina joined the Litigation team as an Associate in April 2026 embarking on a period of retraining - [Parleen Gabba](https://rfblegal.co.uk/people/parleen-gabba/) - Parleen graduated from King's College London in 2023 and gained experience in the financial services sector before joining the firm, where she now supports the Risk and Compliance function. In her role, Parleen supports the firm's complaints handling procedures, assists with audit preparation, serves as a point of contact for compliance queries, and assists with - [Melody Wan](https://rfblegal.co.uk/people/melody-wan/) - Melody is a Chartered Legal Executive at the firm’s Manchester office working in the Property department, predominantly dealing with residential conveyancing transactions. In the time outside of her work, Melody’s interests include playing the piano and violin, travelling, dining out, watching movies and socialising with family and friends. Expertise Melody has experience in dealing with residential purchases, sales, re-mortgages and assists on - [Caroline Walker](https://rfblegal.co.uk/people/caroline-walker/) - Caroline is a Paralegal in the Residential Property team based at the Richmond office. With over 16 years’ experience in residential conveyancing, Caroline supports both clients and the solicitors in the team. Having worked in the Richmond area throughout her career, she has extensive experience assisting with a wide range of residential property transactions and - [Veena Devji](https://rfblegal.co.uk/people/veena-devji/) - Veena joined our London Office as a Property Solicitor in April 2016. She specialises in a broad range of residential and commercial property matters, including freehold and leasehold sales and purchases, the granting of new leases, surrenders, assignments, and auction-related issues. Veena has a particular focus on Real Estate Finance, representing various lenders, including both - [Suzanne Nasery](https://rfblegal.co.uk/people/suzanne-nasery/) - Suzanne joined the firm in 2026, assisting the Real Estate Finance department. She graduated with a Bachelor of Laws (LLB) in 2021, following which she worked as a residential property paralegal. Suzanne completed the SQE in 2025 and provided pro bono support in legal clinics alongside her studies. Outside of work, Suzanne enjoys reading, travelling - [Zoë Winfield](https://rfblegal.co.uk/people/zoe-winfield/) - Zoë is a commercial, corporate and real estate solicitor in private practice, advising a diverse client base where no two matters are ever the same. She specialises in complex, transactional and project-driven work, including business and property acquisitions and disposals, real estate finance, landlord and tenant matters, and development projects. Alongside this, Zoë advises on - [Saifee Choudhury](https://rfblegal.co.uk/people/saifee-choudhury/) - Saifee is an Associate Solicitor in the firm’s Residential Property department, based in their London office. Their areas of expertise include, but are not limited to, freehold and leasehold sales and purchase, new build transaction, auctions, transfers of equity and company buy-to-let investments. Outside of work, Saifee enjoys travelling and spending quality time with family - [Ryan Grace](https://rfblegal.co.uk/people/ryan-grace/) - Ryan Grace is a Managing Associate specialising in commercial litigation, property litigation and construction disputes from the firm's London office. Ryan joined the firm in September 2025 following heading up the litigation department at a boutique UK national firm. Ryan advises clients across the full spectrum of complex business disputes. His practice covers all aspects - [Ozlem Akyol](https://rfblegal.co.uk/people/ozlem-akyol/) - Ozlem is a Residential Property Solicitor in the firm’s Property department, at our London office. Her specialism includes, but is not limited to, freehold/leasehold sales and purchases, auction purchases/sales and transfers of equity. Ozlem strives to ensure a smooth transaction for her clients by prioritising client care and takes pride in achieving the best possible - [Mohammad Shakerul Islam](https://rfblegal.co.uk/people/mohammad-shakerul-islam/) - Mohammad Islam is a qualified solicitor specialising in Conveyancing, based in at our London Office. Mohammad has completed LLB from Huddersfield University, LLM from East London University and LPC from London Metropolitan University. He has been working in the conveyancing industry since 2016. He is well versed in a variety of property matters such as - [Mahnoor Imran](https://rfblegal.co.uk/people/mahnoor-imran/) - Mahnoor Imran is a Senior Associate Solicitor in a Property department based at our Office in London. She deals with a diverse range of property matters which includes:- commercial and residential property transactions, (remortgage, transfer of equity, commercial leases, surrenders, new build properties and bridging finance). Mahnoor has particular expertise in advising first time buyers - [Nosheen Iqbal](https://rfblegal.co.uk/people/nosheen-iqbal/) - Nosheen is a Paralegal assisting with conveyancing transactions at the firm's London office. Nosheen graduated in Law from City University in 2003 and has worked as a Paralegal for more than 12 years gaining an extensive knowledge of conveyancing protocols and administrative procedures. In the time outside of work, Nosheen enjoys travelling and socialising with family and friends. - [Mizgin Beritan Van](https://rfblegal.co.uk/people/mizgin-beritan-van/) - Mizgin joined our London Office in 2024 as a Paralegal, where she assists Solicitors and Partners in the Property Department. She supports various aspects of property law, ensuring transactions are smooth and efficient. She graduated with a Bachelor of Laws (LLB) in 2023. Following this, she began her Legal Practice Course (LPC) and Master’s degree - [Maleka Latif](https://rfblegal.co.uk/people/maleka-latif/) - Maleka joined Ronald Fletcher Baker LLP in January 2019. Maleka is a Paralegal based in the London office and assists the Property Team. She provides assistance on a range of residential matters including purchase, sale, re-finance, transfer of equity and post-completion matters, she also implements the initial process on sales and purchases and takes over the file after exchange of contracts. In the time outside of work, - [Jamilah Akthar](https://rfblegal.co.uk/people/jamilah-akthar/) - Jamilah is a Paralegal based in the London Office and assists the Property Team. She provides assistance on a range of residential matters including purchase, sale, re-finance, transfer of equity and post-completion matters, she also implements the initial process on sales and purchases and taking over after exchange of contracts. In the time outside of - [Gauri Deepak Dalvi](https://rfblegal.co.uk/people/gauri-deepak-dalvi/) - Gauri is a Corporate & Commercial Law Trainee Solicitor based in our London office. She is a first class law graduate from University of Mumbai and has completed her LLM in Corporate and Commercial Law from Queen Mary University of London with Merit. She has work experience in Corporate, Banking and Compliance from some of - [Zyginta Urbonaite](https://rfblegal.co.uk/people/zyginta-urbonaite/) - Zyginta is an Associate Solicitor at Ronald Fletcher Baker LLP, specialising in both contentious and non-contentious Private Client matters. Zyginta qualified as a solicitor in September 2020 and joined the Private Client Team in the London Office in December 2021. Before joining Ronald Fletcher Baker LLP, Zyginta worked at a niche private client law firm - [Yashna Gudka](https://rfblegal.co.uk/people/yashna-gudka/) - Yashna has recently joined RFB's London office as an Associate Solicitor in the Property department. Yashna read Economics at Warwick. After completing her undergraduate degree, she pursued the Graduate Diploma in Law (GDL) and the Legal Practice Course (LPC) at BPP University, where she developed a comprehensive understanding of the legal field. Yashna qualified as - [Veena Maisuria](https://rfblegal.co.uk/people/veena-maisuria/) - Veena Maisuria is a Property Solicitor based in our London office. Veena has experience dealing with all aspects of residential property and has specifically dealt with freehold and leasehold sales, purchases and re-mortgages, right to buy purchases and buy to let transactions. Veena graduated from the University of Westminster with an LLB Law degree and - [Thomas Iraqi](https://rfblegal.co.uk/people/thomas-iraqi/) - Thomas Iraqi is an Associate Solicitor specialising in Residential and Commercial Property transactions from the firm's office in London. He is experienced in wide range of residential transactions in London and elsewhere, including Freehold Purchases & Sales, Leasehold Purchases & Sales, acting for lenders in dual representation basis or in transactions requiring acting for lenders - [Selda Ozcan](https://rfblegal.co.uk/people/selda-ozcan/) - Selda is a solicitor in the Property team based at our London office. She is experienced in acquisitions and disposals of commercial property, leases of retail, office, and industrial units, licences, deeds, option agreements, and refinancing She acts for regular clients on the purchase of commercial property and leases, deals with residential sales and acquisitions, - [Priya Karia](https://rfblegal.co.uk/people/priya-karia/) - Priya is a Senior Associate Solicitor in RFB’s London Office, specialising in the Real Estate Department. She has vast experience in residential transactions. Priya enjoys travelling, reading and badminton. Expertise Freehold and Leasehold transactions Company Buy to Lets Refinance Lease Extensions Auction Transactions Transfers of Part Unregistered Land - [Olivia Crolla](https://rfblegal.co.uk/people/olivia-crolla/) - Olivia is an Associate Solicitor in RFB's Corporate & Commercial team, based in the London office. She joined Ronald Fletcher Baker as a newly qualified solicitor in March 2024 following the completion of her training contract at a city firm. Prior to this, Olivia worked in banking and finance litigation at an international law firm - [Mashura Siddika](https://rfblegal.co.uk/people/mashura-siddika/) - Mashura Siddika is an Associate Solicitor based in the firm’s office in London, specialising in residential property. She has experience handling a broad range of matters including residential sales and purchases, remortgages, lease extensions, transfers of equity, and new build acquisitions. Mashura also has experience in transactions involving Islamic financing and bridging loans. Mashura graduated - [Londjana Gashi](https://rfblegal.co.uk/people/londjana-gashi/) - Londjana Gashi is a Property Solicitor based in our London office. Londjana has experience dealing with all aspects of residential property and has specifically dealt with real estate finance, re-mortgages, right to buy purchases and buy-to-let transactions. Londjana graduated from the University of Westminster with an LLB Law degree in 2020 and completed her LPC - [Leigh Robins](https://rfblegal.co.uk/people/leigh-robins/) - Leigh is a Qualified Conveyancer (CLC) based in the firm’s London office, specialising in residential property conveyancing. Having begun her legal career as a Paralegal, Leigh has worked full-time while studying over the past four years to qualify. She has experience handling a broad range of matters including sales and purchases of freehold and leasehold - [Joseph Humphreys](https://rfblegal.co.uk/people/joseph-humphreys/) - Joseph is a Solicitor in the Private Client team at Ronald Fletcher Baker based in the London office. Before joining Ronald Fletcher Baker in September 2024 Joseph studied law at the University of York and completed his Legal Practice Course in Leeds. He undertook his training contract at a high street firm in North-West London - [Emily Barker](https://rfblegal.co.uk/people/emily-kate-barker/) - Emily is an Associate Solicitor in the firm’s Private Client team based at their London office. Emily qualified in April 2024 having trained in both the Conveyancing and Private Client departments. Experience Emily specialises in a variety of Private Client work including: Preparation of Wills, codicils and Letters of Wishes; Advising on Lasting Powers of - [Elif Aydogdu](https://rfblegal.co.uk/people/elif-aydogdu/) - Elif is an Associate Solicitor based in our London office. Elif has experience dealing with all aspects of residential property and has especially dealt with freehold and leasehold sales and purchases as well as new builds. Elif graduated with an LLB Law degree and completed her LPC at the University of Law. She joined Ronald - [Rebecca Roberts](https://rfblegal.co.uk/people/rebecca-roberts/) - Rebecca is a Partner at the firm, practising at our London office. She specialises in Company and Commercial work and also has experience in the associated fields of Employment and Commercial Litigation. She is a Legal 500 Recommended Lawyer. Rebecca prides herself on being able to offer practical, commercial advice to her clients and on - [Ezgi Cetin](https://rfblegal.co.uk/people/ezgi-cetin/) - Ezgi is a Partner working in our Real Estate Department at our London Office. She has a wide range of experience in both residential and commercial property transactions covering matters such as sales and purchases, land purchases, new-build properties, leases and multi-portfolio refinances. Her clientele ranges from first-time buyers, property developers to overseas clients. She - [Berivan Erdogan](https://rfblegal.co.uk/people/berivan-erdogan/) - Berivan is a Partner based at the firm's London office. Berivan has a vast knowledge of all types of residential transactions including first-time buyers, company acquisitions and buy-to-let properties. She deals with Help to Buy equity scheme purchases as well as newly built properties. She has extensive experience in all aspects of landlord and tenant work for - [Adam Bowes](https://rfblegal.co.uk/people/adam-bowes/) - Adam is a Partner, and the Head of the Family Law Department, based in the firm's London Office. Adam has been recognised as a ‘Recommended Lawyer’ in the Legal 500. He has a busy and extensive family law practice reaching right across the spectrum of divorce, financial claims, civil partnership disputes, non-marital disputes and disputes - [Mustafa Abbas](https://rfblegal.co.uk/people/mustafa-abbas/) - Mustafa Abbas is a Partner based in the London office, specialising in commercial and residential property matters. He is experienced in dealing with a wide range of commercial and residential property matters, advising on all aspects of general commercial property work including landlord and tenant for owners/occupiers and secured lending. On the residential side he - [Deniz Oguzkanli](https://rfblegal.co.uk/people/deniz-oguzkanli/) - Deniz acts for clients in connection with their investment and development projects and high-net-worth transactions. He also advises overseas companies in relation to their UK investment and development projects. He deals with the purchase and sale of businesses as well as company takeovers along with our Corporate Team He also acts for banks in their - [Tamara Manojlovic](https://rfblegal.co.uk/people/tamara-manojlovic/) - Tamara is a specialist property lawyer with extensive experience in commercial and residential transactions. Tamara acts for developers, lenders (with a particular focus on secured lending work), domestic and overseas investors, landlords and tenants of a wide range of different premises including offices, restaurants, retail and mixed use properties. She has experience of dealing with - [Reshad Haniff](https://rfblegal.co.uk/people/reshad-haniff/) - Reshad has been a member of the RFB family for over 8 years. His presence is reassuring amidst the hum of technology. A master of systems and strategy, he navigates the digital realm with finesse, his expertise the cornerstone of the company's technological prowess. He manages an outstanding team that consists of some of the - [Tara Wallis](https://rfblegal.co.uk/people/tara-wallis/) - Tara is a Trainee Solicitor in the Commercial Property and Secured Lending Department. Originally from Manchester, Tara has since moved to London and graduated from Royal Holloway University with an LLB Law Degree in 2022. She is now completing her LLM Master of Laws (SQE1 & SQE2). Tara has extensive experience in both Residential and - [Siray Arslan](https://rfblegal.co.uk/people/siray-arslan/) - Siray is a Solicitor who is currently in the Real Estate department. Siray has a wide range of experience in residential property transactions, including new build development purchases, sales and purchases of freehold and leasehold properties, shared Ownership and re- mortgages. Siray is bilingual in both Turkish and English. Expertise Freehold and Leasehold purchases and - [Hafsa Sadiq](https://rfblegal.co.uk/people/hafsa-sadiq/) - Hafsa is a Senior Associate Solicitor in RFB's City Office, specialising in secured lending and bridging finance. She has vast experience in residential and commercial transactions, including lease extensions and large-scale portfolio re-finances. Hafsa enjoys travelling, baking and volunteering in her local food bank which she helped set up. - [Mohammed Abukar](https://rfblegal.co.uk/people/mohammed-abukar/) - Mohammed Abukar is a Senior Associate Solicitor and advises on Complex Immigration and Human Rights Cases, Corporate Immigration and Private Immigration. He has a varied clientele which include private immigration clients and high net worth entrepreneurs and individuals. Mohammed is highly experienced with applications for entry clearance or further leave to remain as a spouse, - [Karanveer Singh](https://rfblegal.co.uk/people/karanveer-singh/) - Karanveer is a motivated Trainee Solicitor and recent law graduate who provides you with services of the highest standard. Karanveer has become a valuable team member in the property department in a very short time, and his dedication, attention to detail and commitment shine through in the responsibilities he carries out. Away from the office, Karanveer enjoys - [Katharine Whittingham](https://rfblegal.co.uk/people/katharine-whittingham/) - Katharine is an Associate specialising in both non-contentious and contentious Private Client matters. After completing her training at a firm in South West London, Katharine joined Ronald Fletcher Baker on qualification in January 2022. As an undergraduate, Katharine read Classical Studies at Royal Holloway University before completing the GDL and LPC at the University of - [Maha Mohammed](https://rfblegal.co.uk/people/maha-mohammed/) - Maha is a dedicated solicitor and team player committed to delivering successful outcomes that satisfy all parties involved. She has developed a robust foundation in residential property and expertise in bridging and secured lending, allowing her to thrive under pressure and excel in fast-paced environments. Currently, Maha is expanding her focus to include commercial transactions - [Marisol Trujillo](https://rfblegal.co.uk/people/marisol-trujillo/) - Marisol joined as a Paralegal in our City Office in 2024, where she assists Fee earners in the Property Department. She enjoys working efficiently in a fast paced environment, where organisation and communication is key for smooth transactions. Outside of work Marisol enjoys a peaceful nature walk, Pilates and quality family time. Marisol is fluent - [Isobella Sinclair](https://rfblegal.co.uk/people/isobella-sinclair/) - Isobella has three years of hands-on experience within the residential property sector. Outside of her legal work, she enjoys going to see live music with her friends, swimming and baking. She has recently joined RFB and is excited to learn from the team. - [Jasmine Azaei](https://rfblegal.co.uk/people/jasmine-azaei/) - I joined RFB in November 2024, where I have been assisting fee earners in property transactions, ensuring that they progress smoothly and effectively. Having completed my LLB and LPC, I am keen to expand my knowledge and experience in the property sector and hope to qualify as a solicitor in the near future. Outside of - [Kivanc Yuvanc](https://rfblegal.co.uk/people/kivanc-yuvanc/) - Kivanc is a Senior Associate Solicitor and has many years of experience in dealing with a broad range of areas, including Residential & Commercial Property, Family Law and Wills & Probate. He has been working in these areas before and since he qualified, and has helped hundreds of families and individuals, as well as businesses. - [Devorah Ormonde](https://rfblegal.co.uk/people/devorah-ormonde/) - Devorah specialises in both contentious and non-contentious Private Client matters at the firm’s London offices. She has extensive experience in providing practical estate planning advice to a wide variety of clients both in the UK and abroad including high net worth individuals, entrepreneurs and trustees. Working together with their own accountants and financial advisers where - [Franek Buczkowski](https://rfblegal.co.uk/people/franek-buczkowski/) - [Gamze Bakir](https://rfblegal.co.uk/people/gamze-bakir/) - [Gamze Demir](https://rfblegal.co.uk/people/gamze-demir/) - Gamze has experience in residential and commercial property transactions covering matters such as sales and purchases of freehold and leasehold matters, new-build properties, Right to Buy, Auction Purchases, Shared Ownership, Bridging Loans, grant of new commercial leases as well as assignment of existing commercial leases, and Informal Lease extensions. Gamze's clientele ranges from first-time buyers, - [Ardra Pillai](https://rfblegal.co.uk/people/ardra-pillai/) - Ardra joined Ronald Fletcher Baker Solicitors around September 2022. She pursued her LLB Hons from Hertfordshire University before moving on to Legal Practitioners Course (LPC) from University of Law, with a special focus on Private Client and Family law. Ardra has also completed her Masters in Law from University of Law with distinction. She has - [Aysha Anderson](https://rfblegal.co.uk/people/aysha-anderson/) - Aysha joined the Employment Department in August 2023. A graduate of London Metropolitan University with an LLB Law degree, she furthered her expertise by pursuing a Graduate Fast Track Diploma with the Chartered Institute of Legal Executives. Prior to joining RFB, Aysha honed her skills as a Housing Law Paralegal within the public sector, gaining - [Beatrice De Burgh](https://rfblegal.co.uk/people/beatrice-de-burgh/) - Beatrice de Burgh is an Associate Solicitor within Ronald Fletcher Baker’s immigration team. She has significant experience in both private immigration and business immigration and takes instructions on all aspects of UK immigration law. Beatrice began her career working in 2015 working in a global corporate immigration firm and she has spent several years over - [Christine Cunliffe](https://rfblegal.co.uk/people/christine-cunliffe/) - [Claudie Gauriau](https://rfblegal.co.uk/people/claudie-gauriau/) - Claudie is based at the firm's West End office. Claudie assists with solicitors’ administrative work on files from opening to post-completion. She also deals with any application relating to Lenders’ panel of solicitors, drafting applications to Lexcel and CQS. Expertise Residential Property Commercial Property - [Ebru Serce](https://rfblegal.co.uk/people/ebru-serce/) - Ebru is dedicated in Conveyancing and has experience in a wide range of transactions, from re-mortgages, sales and purchases of freehold and leasehold transactions and Buy-to-Let company transactions. She enjoys working with clients in a professional manner to make the transaction as clear and smooth as possible by providing regular updates on the case progression. - [Deniz Sahin](https://rfblegal.co.uk/people/deniz-sahin/) - Deniz joined the firm in May 2024. She is a Turkish-qualified lawyer working towards qualifying in the UK. She holds an LLM in International Business and Commercial Law from the University of Essex. Since graduating, Deniz has gained valuable experience in both residential and commercial conveyancing. She works diligently every day to assist the solicitors - [Charlotte Denver](https://rfblegal.co.uk/people/charlotte-denver/) - Charlotte graduated from the University of Exeter in 2024 with an LLB in Law. Since graduating she has worked as a paralegal and has recently joined Ronald Fletcher Baker as a paralegal in the Residential Property team. Outside of work Charlotte enjoys exploring new places, baking cakes and spending time with family. - [Anisha Kaiyum](https://rfblegal.co.uk/people/anisha-kaiyum/) - Anisha is an experienced solicitor, qualified in England and Wales since 2019, specialising in Residential Conveyancing. She has extensive expertise in handling freehold and leasehold sales and purchases, including, but not limited to, right to buy, re-mortgages, transfers of equity, company purchases, probate transactions, new builds and Islamic Finance. Understanding that property transactions are often - [Aneesah Archer](https://rfblegal.co.uk/people/aneesah-archer/) - Aneesah graduated from the University of Leicester in 2023 with an LLB in Law. Following the completion of her degree, she joined the firm as a legal administrator. She has recently become a Paralegal and is excited to expand her property knowledge and assist fee earners during transactions. Outside of her role, Aneesah has a - [Melody Lee-Samy](https://rfblegal.co.uk/people/melody-lee-samy/) - Melody is a recent Law graduate from the University of Law. She is open to exploring all areas of law as she begins her legal career and is eager to develop her knowledge and skills within the profession. In her free time, Melody enjoys reading, having read over 70 books last year, as it enhances - [Vassilios Goulielmos](https://rfblegal.co.uk/people/vassilios-goulielmos/) - Vassilios joined the Litigation team as an Associate in September 2025, following completion of his training contract in London from a large UK regional firm. Vassilios has prior experience working as a Commercial Litigation Paralegal at an international firm and has experience in working on complex disputes often with a multijurisdictional element. When he is - [Richard Fyfe](https://rfblegal.co.uk/people/richard-fyfe/) - Richard is a Residential Property solicitor and has been working in both residential and commercial conveyancing for approximately 20 years. He lives in Glossop and enjoys football, cricket, rugby and watching most sports in general. - [Mark Yiu](https://rfblegal.co.uk/people/mark-yiu/) - Mark is a qualified solicitor working in the Property department in Manchester predominantly dealing with residential conveyancing transactions including re-mortgages, transfers of equity, sale, purchases and bridging loan. His clients range from first-time buyers, property investors and companies to overseas clients. He can speak English and Cantonese. - [Hasan Ali](https://rfblegal.co.uk/people/hasan-ali/) - Hasan Ali is an incoming NQ solicitor, qualifying in January 2026, with training focused on real estate finance, commercial property and residential property. During his training at RFB, he gained substantial experience in real estate finance, advising on both development and investment transactions. He has been involved in the negotiation of facility agreements and key - [Thomas Janda](https://rfblegal.co.uk/people/thomas-janda/) - Tom is a Council for Licensed Conveyancer (CLC) qualified, specialising in residential conveyancing based in the firm’s Manchester Office. He has over 8 years of experience working in all manner of property transactions and was awarded ‘Highly Commended' in the Conveyancer of the Year category at the national Modern Law Conveyancing Awards in 2021. Tom - [Adam Pavey](https://rfblegal.co.uk/people/adam-pavey/) - Adam Pavey is a Partner in the Employment Team at Ronald Fletcher Baker, specialising in tribunal litigation, strategic HR advisory work, and complex workplace disputes, including discrimination and whistleblowing claims. Adam advises a broad range of clients, from SMEs to senior executives and business owners, on the full spectrum of employment law issues. He is - [Robert Plant](https://rfblegal.co.uk/people/robert-plant/) - Rob Plant is Head of Real Estate Finance at Ronald Fletcher Baker LLP, based in the firm’s London office. With over 20 years’ post-qualification experience, Rob acts for specialist lenders, private banks, challenger banks, and borrowers across the full spectrum of secured real estate lending; from short-term bridging and auction finance through to development finance, - [Anna Seifert-Craggs](https://rfblegal.co.uk/people/anna-seifert-craggs/) - Anna is a Senior Associate Solicitor in the residential property team based in Exeter. Anna has experience in property transactions covering sales and purchases of Freehold and Leasehold matters, Self-Build properties, Auction purchases, Bridging Loans, Company Buy to Lets and Remortgages. Anna has a Distinction in her Master’s in Law and the Legal Practice Course, - [Mia Matthews](https://rfblegal.co.uk/people/mia-matthews/) - Mia Matthews is an Associate Solicitor based at the Richmond Office, specialising in all aspects of residential conveyancing, including the sale, purchase, and refinancing of high-value freehold and leasehold properties. Mia initially qualified as a specialist lawyer in Residential Property through the CILEX route, before furthering her legal education by studying the SQE at the - [Ben Lewis](https://rfblegal.co.uk/people/ben-lewis/) - Ben was admitted as a solicitor in August 2025, when he joined Ronald Fletcher Baker LLP as part of the litigation team. He has experience across a broad range of commercial and property litigation matters, with a particular specialism in loan disputes, including those involving bridging finance. Ben regularly acts for both lenders and borrowers, - [Kelvin Hackett](https://rfblegal.co.uk/people/kelvin-hackett/) - Kelvin is a dual-qualified solicitor in England and Wales and South Africa, working in the litigation department at Ronald Fletcher Baker. He has extensive experience handling complex disputes on behalf of major financial institutions and investors. Outside of work, he enjoys running, playing golf (on the rare occasions it goes well), and watching sports Expertise - [Charlie Lewis](https://rfblegal.co.uk/people/charlie-lewis/) - Charlie is a Paralegal in our Litigation department. She began her career as a Legal Secretary at an Essex firm and gained valuable experience within Conveyancing before pursuing Litigation. Outside of work, Charlie enjoys going to the gym and holidaying with family. She has a keen interest in psychology and is also a supporter of - [Billy Smith](https://rfblegal.co.uk/people/billy-smith/) - Billy Smith is a Partner at Ronald Fletcher Baker LLP, based in the firm's London office. Recognised as a Key Lawyer by the Legal 500, Billy is described as a lawyer who "has a good grasp of his clients' expectations and communicates very well with them, and provides them with prompt and helpful advice throughout - [Mariya Thomas](https://rfblegal.co.uk/people/mariya-thomas/) - Mariya Thomas is a Senior Associate Solicitor based in the Richmond Office specialising in all aspects of residential conveyancing including sale and purchase and refinance of high-value freehold and leasehold properties. Mariya joined RFB Legal in January 2026 and has over 10 years of property experience. Originally from Ukraine, Mariya moved to the UK 25 - [Abbi Smith](https://rfblegal.co.uk/people/abbi-smith/) - Abbi graduated from Durham University with a degree in psychology. She has two years of experience working within the property sector. In her free time, she enjoys reading, baking, and going out for food with her friends. - [Clara Hunt](https://rfblegal.co.uk/people/clara-hunt/) - Clara joined the Litigation team as an Associate in March 2026, after completing her training contract and qualifying as a solicitor in September 2025 at a regional firm. She has experience working on a range of complex and high‑value disputes, many of which involved cross‑border issues or international parties. Outside of work, Clara enjoys exploring - [Marissa Lawrence](https://rfblegal.co.uk/people/marissa-lawrence/) - Marissa Lawrence is a Senior Associate Solicitor at the firm’s London office. She is part of the Litigation Team, recognised by the Legal 500 as being a “technically minded, very responsive and strategic team”. Marissa is experienced in a wide variety of disputes in Property Litigation including lease extensions, possession proceedings, disputes concerning Rent Act tenants - [Faiza Raqeeb](https://rfblegal.co.uk/people/faiza-raqeeb/) - Faiza Raqeeb is an Associate Solicitor working at the firm’s London office. She is part of the Litigation Team, recognised by the Legal 500 as being a “technically minded, very responsive and strategic team”. Faiza joined the firm in 2019 working as a paralegal and studied the Legal Practice Course at the University of Law before commencing her - [Esin Taze](https://rfblegal.co.uk/people/esin-taze/) - Esin Taze is an Associate Solicitor in the residential property department at the firm’s London office. Esin specialises in a wide range of property matters and handles the purchase and sale of freehold and leasehold properties, buy-to-let investments, remortgages, transfers of equity, and new build transactions. Before joining RFB, Esin graduated from the University of - [Deema Chudasama](https://rfblegal.co.uk/people/deema-chudasama/) - Deema Chudasama is a Senior Associate in our London office, specialising in Commercial Property. Deema has expertise within both the private and public sectors. Her experience covers a wide spectrum of transactions including acting for both landlords and tenants in freehold, leasehold sales and acquisitions, the granting of leases, licences, lease extensions, leasehold enfranchisement, re-mortgages, - [Brandy Chu](https://rfblegal.co.uk/people/brandy-chu/) - Brandy Chu is an Associate Solicitor in the residential property department at the firm's London office. Specialising in a wide range of property matters, she handles the purchase and sale of freehold and leasehold properties, buy to let investments, remortgages, transfers of equity, and new build transactions. She also has experience in shared ownership leases. - [Victoria Huxley](https://rfblegal.co.uk/people/victoria-huxley/) - Victoria is a Partner in the firm’s property litigation and commercial litigation team based at the London office which is recognised in the Legal 500 as being “exceptionally talented at all levels from their Partners to the more Junior associate.” Victoria has individually been recognised by The Legal 500 as a Recommended Lawyer. Victoria is - [Simon Lawrence](https://rfblegal.co.uk/people/simon-lawrence/) - Simon advises individuals taking new business premises to major landlords on their investment portfolios. Much of his work is for overseas clients and he has expertise in dealing with multiple jurisdictions. He has particular expertise in the hotel and leisure sector acting for a large restaurant chain and dealing with its many outlets. Simon is - [Rudi Ramdarshan](https://rfblegal.co.uk/people/rudi-ramdarshan/) - Rudi Ramdarshan is a Partner and accredited mediator specialising in commercial and property litigation from the firm’s London office. For many years now Rudi has been listed as Recommended Lawyer in the Legal 500 and is now also listed as a Leading individual in various practice areas including Corporate Occupiers and Property Litigation. Rudi is - [Jonathan Chan](https://rfblegal.co.uk/people/jonathan-chan/) - Jonathan Chan is a Partner specialising in commercial litigation, international arbitration and property litigation from the firm’s London office. For many years Jonathan has been individually recognised by The Legal 500 as a Recommended Lawyer and a Key Lawyer. Jonathan is described as “one who fights hard” and “is sought out by East Asia and - [David Burns](https://rfblegal.co.uk/people/david-burns/) - David Burns is a Partner at Ronald Fletcher Baker, based in the firm’s London office. Recognised as a Leading Individual by The Legal 500, David is described as “a charming yet aggressive litigator” with “great technical knowledge, worn lightly, expertly guiding clients through complex and high-risk matters.” David specialises in property and commercial litigation, with - [Charles Ling](https://rfblegal.co.uk/people/charles-ling/) - Charles is an Associate Solicitor in the firm’s Property team, based in the Exeter office. He joined the team in June 2023 after previously having worked for his family’s property development business. He formerly studied Ancient History at Cardiff University before doing a Law conversion and completing the LPC LLM, also at Cardiff University. Outside - [Anam Naz](https://rfblegal.co.uk/people/anam-naz/) - Anam is a Real Estate Finance Associate Solicitor with extensive experience advising lenders, borrowers, and investors on complex property finance transactions. Known for a pragmatic and solutions-driven approach, Anam works with clients across the real estate and financial sectors to perfect security efficiently and effectively. She regularly advises on: Acquisition and development finance Investment property - [Nii-Amaa Ollennu](https://rfblegal.co.uk/people/nii-amaa-ollennu/) - Nii is a dedicated and meticulous solicitor who excels in handling complex litigation matters efficiently. Having qualified in 2023, Nii has been active in the legal industry since 2017, demonstrating a keen ability to tackle a diverse range of legal issues. Commercial Litigation Nii’s expertise encompasses various aspects of commercial litigation, including commercial contract disputes, - [Katinka Beamish](https://rfblegal.co.uk/people/katinka-beamish/) - Katinka is a Senior Associate in the firm’s Litigation Department, specialising in commercial litigation. She acts for both companies and individuals across a broad range of disputes, with particular expertise in director and shareholder disputes, quasi-partnership breakdowns, and unfair prejudice petitions. Recognised by The Legal 500 as a “key lawyer” in Commercial Litigation in both - [Ben Frost](https://rfblegal.co.uk/people/ben-frost/) - Ben is an experienced litigator who advises clients in complex disputes both in relation to commercial and property matters. Having litigated in the High Court, Court of Appeal and Supreme Court, this gives him the understanding to manoeuvre clients into the best position to achieve their desired outcomes. The Legal 500 has recognised Ben as - [Ali Chouhdry](https://rfblegal.co.uk/people/ali-chouhdry/) - Ali Chouhdry is a Partner specialising in high-value and complex commercial real estate transactions, development and real estate finance. He acts for HNW and UHNW individuals, institutional investors, funds, private equity, overseas corporates and family offices, particularly on matters involving cross-border and offshore structures. Ali is known for delivering commercially driven outcomes with clarity and precision, often within demanding timeframes and under complex deal structures. - [Yunus Abbasi](https://rfblegal.co.uk/people/yunus-abbasi/) - Yunus joined the firm in December 2025 and is a paralegal in the Property department. Prior to joining RFB, Yunus developed extensive experience and knowledge across all aspects of property transactions, having worked as a paralegal for a number of years. In 2021, Yunus graduated from Brunel University with an LLB law degree. The following - [Zorka Sara Schallinger](https://rfblegal.co.uk/people/zorka-sara-schallinger/) - Zorka joins the firm at the Manchester office under the supervision of Afsheen. Zorka is currently working as a paralegal in the Property department. Zorka's experience includes working on residential property purchases and assisting other fee-earners with property transactions. - [Katie El-Gamal](https://rfblegal.co.uk/people/katie-el-gamal/) - Katie graduated from the University of Nottingham where she studied Law and intends to qualify as a solicitor in the near future. Throughout her education, Katie played an active role in her community- singing in choirs, performing as a clarinettist in ensembles, attending musical theatre school, serving on the Student Wellbeing team during sixth form - [Liwen Gao](https://rfblegal.co.uk/people/liwen-gao/) - Liwen joined Ronald Fletcher Baker LLP in May, 2025 as an Associate Solicitor. He specialises in residential property matters, including purchase and sale of leasehold and freehold properties, buy-to-let transactions, remortgages, and new build property transactions. Liwen is fluent in Cantonese and Mandarin. Outside of work, he enjoys spending time with family and plays basketball - [Heidi Ali](https://rfblegal.co.uk/people/heidi-ali/) - Heidi has been a paralegal for 20 years dealing with residential and commercial matters ranging from refinance, shared ownership, commercial real estate and residential. She is able to assist with the running of the file and post completion matters. Heidi enjoys travelling when able, socialising with family and friends and being a mum to her - [Sage Evergreen](https://rfblegal.co.uk/people/sage-evergreen/) - Sage joined the firm in March 2025 after graduating from Exeter University in 2024 with a Law LLB (Hons) degree. Sage has previously completed internships in a London firm focusing primarily on commercial law, as well as volunteering at a law clinic. - [Serena Imbriani](https://rfblegal.co.uk/people/serena-imbriani/) - Serena is a paralegal in the Property Department. In 2023, she graduated from Anglia Ruskin University with an LLB Law Degree. She assists fee earners on a range of different matters, including sales, purchases, refinances, secured lending and bridging finance. - [Lela Turkia](https://rfblegal.co.uk/people/lela-turkia/) - Lela is a solicitor known for her positive, pragmatic, and client-focused approach to both residential conveyancing and commercial property matters, including transactions involving landlords and tenants. With a calm and solution-oriented mindset, she works closely with clients, estate agents, and fellow solicitors to navigate transactions efficiently and effectively—often using long-standing professional relationships to keep deals - [Lucy Pillinger](https://rfblegal.co.uk/people/lucy-pillinger/) - Lucy is a Senior Associate Solicitor in the firm's Residential Conveyancing department based in their Exeter office. She joined the team in 2025. Expertise Acting on residential conveyancing matters including sale and purchase, re-mortgages, transfer of equity, and equity release transactions. - [Anees Khan](https://rfblegal.co.uk/people/anees-khan/) - Anees is a Managing Associate Solicitor specialising in Real Estate and is based in the firm’s Manchester office. He is experienced in dealing with a broad range of residential conveyancing matters, having worked on varying property transactions and has acted nationally for clients ranging from first time buyers to high value property investors. Anees has - [Grace Lowry](https://rfblegal.co.uk/people/grace-lowry/) - Grace is an Managing Associate Solicitor specialising in Real Estate and is based in the firm’s Manchester office. She is skilled in residential conveyancing transactions, having experience of sale and purchase of freehold and leasehold properties, new build properties, transfers of equity, mortgages, shared ownership and enfranchisement. Grace prides herself on dealing with instructions quickly and efficiently. Grace acts for - [Bethany Bowring](https://rfblegal.co.uk/people/bethany-bowring/) - Bethany is an associate solicitor in the firms Exeter office. She works as part of the Property team seeing files through from the initial instruction to completion and beyond. She joined the firm in 2021 working as a paralegal after completing her law degree at Cardiff university. She completed her LPC at the university of - [Emily Maskrey](https://rfblegal.co.uk/people/emily-maskrey/) - Emily is an Associate Solicitor in the firm’s Residential Conveyancing department, based in their Exeter office. She joined the team in July 2022 after completing her Law undergraduate degree at the University of Exeter and achieving a distinction in her LPC MSc at the University of Law (Exeter). When she is not at work, Emily - [Harry Coombe](https://rfblegal.co.uk/people/harry-coombe/) - Harry is a solicitor within the property team who acts on a range of residential property transactions from the Exeter office. Since qualifying in September 2020, Harry has dealt with a broad base of transactions from freehold and leasehold sales and purchases to re-mortgages, unregistered land, shared ownership properties and transfers of part. Harry read - [Harry Medway](https://rfblegal.co.uk/people/harry-medway/) - Harry is an Associate Solicitor within the Litigation team. Since qualifying in July 2022, Harry has dealt with and advised upon a broad range of litigious matters. Harry has experience in County Court and High Court matters, advising both individuals and businesses. Harry has particular interest and experience in property litigation and commercial litigation, working - [Afsheen Nasr](https://rfblegal.co.uk/people/afsheen-nasr/) - Afsheen is the Managing Partner and heads our Manchester office and manages a large team specialising in Real Estate. She initially joined our London, West End office before returning to the North-West and opening our Manchester branch in June 2016. Afsheen is a Legal 500 Recommended Lawyer and is experienced in acting for first-time buyers and - [Peter Smith](https://rfblegal.co.uk/people/peter-smith/) - Peter Smith is a Conveyancer in the firm’s Exeter Office. He joined the firm back in July 2021 after completing his undergraduate degree in Criminology and Law at The Open University. Peter is now studying the SQE under Barbri with hopes of qualifying as a Solicitor in the near future. In March 2023, Peter was - [Sanah Ahmed](https://rfblegal.co.uk/people/sanah-ahmed/) - Sanah has experience and knowledge in dealing with a wide range of property matters, including assisting with sales and purchases of freehold and leasehold properties, transfer of equities and new build’s. Sanah has graduated with an LLB Law degree at the University of Manchester and has completed her Legal Practice Course with a Master’s at - [Sera Jones](https://rfblegal.co.uk/people/sera-jones/) - Sera joined Ronald Fletcher Baker LLP in January 2020 when she first qualified as a Solicitor. Sera specialises in residential property matters including the purchase and sale of freehold and leasehold properties, remortgages, transfers of equity, new build transactions, buy to let, HMO's and has experience dealing with bridging finance matters. Sera initially studied Business - [Saranya Slater](https://rfblegal.co.uk/people/saranya-slater/) - An Associate Solicitor in the conveyancing team based in Manchester. Saranya is currently completing her LPC at The University of Law Manchester. Outside of work she enjoys travelling, dining out, watching movies and socialising with family and friends. EXP Experience in Residential Conveyancing, supporting high-value transactions. Supporting other solicitors in the team with their purchase/sale/remortgages. - [Maryann Dara](https://rfblegal.co.uk/people/maryann-dara/) - Maryann is a qualified solicitor working in the Property department predominantly dealing with residential conveyancing transactions including re-mortgages, transfers of equity, shared ownership, sale, purchases and unregistered land. Expertise: Sales Purchases Buy to let investors Re-mortgages Shared ownership Transfer of Equity Assisting with a multi-million pound charitable investment portfolio purchasing properties which are then used to give back - [Laura Goodburn](https://rfblegal.co.uk/people/laura-goodburn/) - Laura is a Solicitor specialising in Real Estate and Secured Lending and is based in the firm's Manchester office.Laura has experience in acting for a number of mainstream lenders and bridging lenders in relation to both residential and commercial transactions. She handles a range of property matters including purchases, re-finances, buy-to-let investments, auctions, bridging loans - [Bethany Evans](https://rfblegal.co.uk/people/bethany-evans/) - Bethany joined Ronald Fletcher Baker LLP in September 2023 when she first qualified as a Solicitor with over 5 years of experience in residential property matters including the purchase and sale of freehold and leasehold properties, remortgages, transfers of equity, buy-to-let and HMOs. Bethany completed her Law Degree at Leeds Beckett University and subsequently completed - [Samantha Eaton](https://rfblegal.co.uk/people/samantha-eaton/) - Samantha is a Partner, specialising in Real Estate and is based in the firm’s Manchester office. Samantha is experienced in a range of residential property transactions, including re-mortgages, transfers of equity and assents; freehold, leasehold and shared ownership transactions, whether registered or unregistered; new build and Right to Buy purchases ranging in value from £40,000 to multi-million-pound properties. She is - [Lucy Bradley](https://rfblegal.co.uk/people/lucy-bradley/) - Lucy Bradley is a Trainee Solicitor in the Exeter Office. She joined the firm in July 2021 after completing her undergraduate degree in Law at University of Worcester. Whilst working full-time as a Trainee Solicitor Lucy studied part-time at the University of Exeter and achieved a Distinction in her Master’s in Law and Legal Practice Course. Lucy is looking forward to qualifying - [Kate Farkins](https://rfblegal.co.uk/people/kate-farkins/) - Kate is a Solicitor in the property team based at our Exeter office. She deals with sales and purchases of both freehold and leasehold properties and has experience assisting in a variety of transactions including: Unregistered land Lease extensions Deeds of Variation Transfer of equity and re-mortgage Company purchases and buy to lets Kate deals with her clients in - [Hannah Geaney](https://rfblegal.co.uk/people/hannah-geaney/) - Hannah is a paralegal based at the firm's Manchester Office. She has a wide range of experience in supporting a wide range of residential property matters of all values and types. She supports fee earners in every stage of the conveyancing process. Expertise: Experience in Conveyancing (7 years), both residential and commercial. Supported high value - [Vanessa Frankson](https://rfblegal.co.uk/people/vanessa-frankson/) - Vanessa is the firm's office manager. Based at our City office, Vanessa oversees the daily running of administrative activities which facilitate the smooth running of the offices. ## Categories - [Uncategorized](https://rfblegal.co.uk/category/uncategorized/) - [Residential Property](https://rfblegal.co.uk/category/residential-property/) - [Property Litigation](https://rfblegal.co.uk/category/property-litigation/) - [Wills & Probate](https://rfblegal.co.uk/category/wills-probate/) - [Criminal Litigation](https://rfblegal.co.uk/category/criminal-litigation/) - [Regulatory Law](https://rfblegal.co.uk/category/regulatory-law/) - [Commercial Litigation](https://rfblegal.co.uk/category/commercial-litigation/) - [Commercial Property](https://rfblegal.co.uk/category/commercial-property/) - [Conveyancing](https://rfblegal.co.uk/category/conveyancing/) - [Corporate](https://rfblegal.co.uk/category/corporate/) - [Divorce and Family](https://rfblegal.co.uk/category/divorce-and-family/) - [Employment](https://rfblegal.co.uk/category/employment/) - [Immigration](https://rfblegal.co.uk/category/immigration/) - [Trust Services](https://rfblegal.co.uk/category/trust-services/) ## Tags - [Partners](https://rfblegal.co.uk/tag/partners/) - [Solicitors & Barristers & Conveyancers](https://rfblegal.co.uk/tag/solicitors-barristers-conveyencers/) - [Trainee Solicitors & Paralegals](https://rfblegal.co.uk/tag/trainee-solicitors-paralegals/) - [Support Staff](https://rfblegal.co.uk/tag/support-staff/) - [London Office](https://rfblegal.co.uk/tag/london-office/) - [Manchester Office](https://rfblegal.co.uk/tag/manchester-office/) - [Exeter Office](https://rfblegal.co.uk/tag/exeter-office/) - [Litigation (Team DJ)](https://rfblegal.co.uk/tag/litigation-team-dj/) - [Richmond](https://rfblegal.co.uk/tag/richmond-office/) ## Law fields - [Divorce & Family](https://rfblegal.co.uk/law-field/divorce-family/) - [Immigration](https://rfblegal.co.uk/law-field/immigration/)