{"id":9499,"date":"2026-05-11T11:29:32","date_gmt":"2026-05-11T11:29:32","guid":{"rendered":"https:\/\/rfblegal.co.uk\/?post_type=insight&#038;p=9499"},"modified":"2026-05-11T13:45:51","modified_gmt":"2026-05-11T13:45:51","slug":"le-garanzie-personali-e-gli-arretrati-degli-affitti-commerciali-sono-a-rischio-per-gli-amministratori","status":"publish","type":"insight","link":"https:\/\/rfblegal.co.uk\/it\/approfondimenti\/le-garanzie-personali-e-gli-arretrati-degli-affitti-commerciali-sono-a-rischio-per-gli-amministratori\/","title":{"rendered":"Garanzie personali e arretrati di affitto commerciale: Gli amministratori sono a rischio?\u00a0"},"content":{"rendered":"<p class=\"wp-block-paragraph\">In the <a href=\"https:\/\/rfblegal.co.uk\/it\/servizi\/diritto-commerciale\/contenzioso-commerciale\/controversie-in-materia-di-proprieta-commerciale\/\">immobili commerciali<\/a> sector, the &#8220;corporate veil&#8221; is often thinner than directors realise. While a <a href=\"https:\/\/rfblegal.co.uk\/it\/approfondimenti\/una-guida-per-prepararsi-a-vendere-le-proprie-quote-di-una-societa-a-responsabilita-limitata-in-particolare-quando-si-pensa-di-vendere-le-azioni\/\">limited company<\/a> provides a shield for many <a href=\"https:\/\/rfblegal.co.uk\/it\/approfondimenti\/qa-business-contracts\/\">business<\/a> activities, landlords&nbsp;often&nbsp;require&nbsp;a&nbsp;<strong>Garanzia personale (PG)&nbsp;<\/strong>from company directors \/ suitable guarantors&nbsp;as a condition of the <a href=\"https:\/\/rfblegal.co.uk\/it\/approfondimenti\/violazione-di-un-contratto-di-locazione-commerciale-i-locatori-si-guardano-bene-dal-rinunciare-al-diritto-di-decadenza\/\">lease<\/a>. This document&nbsp;provides&nbsp;a very powerful&nbsp;tool for landlords, linking the director\u2019s personal wealth\u2014including their home and savings\u2014directly to&nbsp;compliance with all the terms of the lease.&nbsp;&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">As&nbsp;a <a href=\"https:\/\/rfblegal.co.uk\/it\/tag\/senior-partner\/\">Senior<\/a> <a href=\"https:\/\/rfblegal.co.uk\/it\/tag\/litigation-team-br\/\">Contenzioso<\/a> Partner at&nbsp;Ronald Fletcher Baker LLP,&nbsp;I see firsthand how these guarantees transform a <a href=\"https:\/\/rfblegal.co.uk\/it\/categoria\/aziendale\/\">corporate<\/a> setback into a personal crisis. When <a href=\"https:\/\/rfblegal.co.uk\/it\/approfondimenti\/cosa-fare-se-il-vostro-inquilino-commerciale-non-paga-laffitto\/\">rent arrears<\/a> mount, the director is not just a witness; they are often the landlord\u2019s primary target for recovery.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>La realt\u00e0 giuridica:&nbsp;<\/strong>&nbsp;<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">A common misconception among directors is that a <a href=\"https:\/\/rfblegal.co.uk\/it\/approfondimenti\/una-guida-per-i-locatori-commerciali-laccettazione-dellaffitto-da-parte-di-un-agente-equivale-a-una-rinuncia-al-diritto-di-recesso\/\">landlord<\/a> must &#8220;exhaust&#8221; the company\u2019s assets before turning to the guarantor.&nbsp;In reality, most&nbsp;commercial PGs are drafted so that the&nbsp;guarantor guarantees to the Landlord, as principal or primary obligor,&nbsp;that the Tenant <a href=\"https:\/\/rfblegal.co.uk\/it\/approfondimenti\/un-testamento-puo-annullare-i-miei-accordi-precedenti\/\">volont\u00e0<\/a> pay all the rents and&nbsp;observe&nbsp;the covenants of the lease.&nbsp;&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Responsabilit\u00e0 immediata:<\/strong>&nbsp;If the rent is unpaid&nbsp;in accordance with the terms of the <a href=\"https:\/\/rfblegal.co.uk\/it\/servizi\/diritto-commerciale\/contenzioso-immobiliare\/estensioni-di-contratti-di-locazione-commerciale\/\">locazione commerciale<\/a>,&nbsp;most modern commercial leases will include provisions that if the tenant fails to pay any of the rents or observe or perform any of those tenant covenants&nbsp;the&nbsp;Guarantor shall pay or observe and perform them.&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Responsabilit\u00e0 solidale:<\/strong>&nbsp;Il locatore pu\u00f2 quindi scegliere di citare in giudizio la societ\u00e0, l'amministratore\/fideiussore o entrambi contemporaneamente.&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Oltre l'affitto:<\/strong>&nbsp;The risk extends beyond the quarterly rent.&nbsp;If the landlord decides not to&nbsp;forfeit&nbsp;the&nbsp;lease&nbsp;then the rent <a href=\"https:\/\/rfblegal.co.uk\/it\/approfondimenti\/commercial-rent-arrears-a-practical-guide-for-commercial-tenants\/\">arrears<\/a> could continue&nbsp;accruing.&nbsp;In addition to rent, other potential liability can include&nbsp;service <a href=\"https:\/\/rfblegal.co.uk\/it\/approfondimenti\/spese-di-servizio-residenziali-una-guida-pratica-per-i-locatori\/\">charges<\/a>, insurance, and the &#8220;silent killer&#8221; of commercial leases:&nbsp;<strong>Dilapidazioni<\/strong>. A director could potentially&nbsp;be personally liable for six-figure repair <a href=\"https:\/\/rfblegal.co.uk\/it\/approfondimenti\/il-disegno-di-legge-sui-diritti-degli-affittuari-quali-modifiche-ha-apportato-il-lavoro\/\">bill<\/a> at the end of the term&nbsp;of the commercial lease.&nbsp;<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Rischi per gli amministratori di societ\u00e0 che forniscono garanzie<\/strong>&nbsp;<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Di solito, la dottrina della personalit\u00e0 giuridica distinta protegge i singoli amministratori. Tuttavia, un PG fornito da un amministratore della societ\u00e0 \u00e8 un'obbligazione contrattuale secondaria che crea una responsabilit\u00e0 potenzialmente significativa per il garante.&nbsp;&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If, for example,&nbsp;the company enters <a href=\"https:\/\/rfblegal.co.uk\/it\/servizi\/diritto-commerciale\/contenzioso-commerciale\/insolvenza\/\">liquidation<\/a>, the lease may be&nbsp;disclaimed, but the&nbsp;<strong>La responsabilit\u00e0 del garante pu\u00f2 rimanere in vita.<\/strong>.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Infatti, la richiesta di risarcimento del locatore nei confronti dell'amministratore spesso diventa&nbsp;<em>di pi\u00f9<\/em>&nbsp;aggressivo una volta che la societ\u00e0 fallisce, poich\u00e9 l'amministratore diventa l'unico soggetto solvibile in grado di soddisfare il debito.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Alternative strategiche alla garanzia personale<\/strong>&nbsp;<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Landlords require <a href=\"https:\/\/rfblegal.co.uk\/it\/approfondimenti\/qa-deferred-consideration-security\/\">security<\/a>, but a Personal Guarantee is not the only way to provide it. If you are negotiating a lease or a renewal,&nbsp;there are&nbsp;alternatives that keep personal assets off the table:&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>1. Depositi per l'affitto rafforzati<\/strong>&nbsp;<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Instead of a PG,&nbsp;it is possible to&nbsp;offer a larger deposit. While a <a href=\"https:\/\/rfblegal.co.uk\/it\/rfbtermsofbusiness0625\/\">standard<\/a> deposit is 3 months, offering 6 or 12 months can often satisfy a landlord\u2019s risk appetite.&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Il vantaggio:<\/strong>&nbsp;Si tratta di \u201cdenaro inutilizzabile\u201d nel bilancio della societ\u00e0, ma evita il rischio per il patrimonio personale dell'amministratore associato a una garanzia personale.&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Il meccanismo:<\/strong>&nbsp;Assicurarsi che il&nbsp;<strong>Rent Deposit <a href=\"https:\/\/rfblegal.co.uk\/it\/base-di-conoscenza\/cose-un-atto-di-variazione-di-un-testamento\/\">Deed<\/a><\/strong>&nbsp;clearly outlines when the money is returned and prevents the landlord from drawing down for minor, disputed <a href=\"https:\/\/rfblegal.co.uk\/it\/approfondimenti\/cosa-deve-sapere-ogni-locatore-commerciale-sulle-violazioni-dei-contratti-di-locazione-da-parte-degli-inquilini\/\">breaches<\/a>.&nbsp;<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>2. Garanzie aziendali<\/strong>&nbsp;<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Se l'azienda affittuaria fa parte di un gruppo pi\u00f9 ampio, un&nbsp;<strong>Garanzia della societ\u00e0 madre (PCG)<\/strong>&nbsp;\u00e8 una forte alternativa.&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Il vantaggio:<\/strong>&nbsp;The liability stays within the corporate world. The landlord gets security from a larger entity with a proven balance sheet, but the <a href=\"https:\/\/rfblegal.co.uk\/it\/approfondimenti\/energy-and-utility-disputes-are-you-an-individual-or-business-being-overcharged-by-your-energy-or-utility-provider\/\">individual<\/a> directors&nbsp;remain&nbsp;protected.&nbsp;<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>3. Garanzie o obbligazioni bancarie<\/strong>&nbsp;<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">A bank guarantee is a commitment from a financial institution to pay the landlord if the tenant <a href=\"https:\/\/rfblegal.co.uk\/it\/approfondimenti\/prestito-ponte-inadempiente-cosa-succede-se-non-riuscite-a-rimborsare-un-prestito-ponte-in-tempo\/\">defaults<\/a>.&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>La realt\u00e0:<\/strong>&nbsp;Di solito la banca richiede alla societ\u00e0 di \u201cincassare\u201d la garanzia o di fornire una garanzia aziendale. Si tratta di una procedura pi\u00f9 complessa, ma che offre al locatore una sicurezza di prim'ordine senza firma personale.&nbsp;<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>4. Pagamenti anticipati dell'affitto<\/strong>&nbsp;<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Nelle trattative ad alto rischio, il pagamento anticipato dei primi 6-12 mesi di affitto pu\u00f2 occasionalmente convincere il locatore a rinunciare alla richiesta di un PG. In questo modo si dimostra liquidit\u00e0 e si elimina il rischio immediato di arretrati durante le prime fasi critiche del contratto di locazione.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Il vantaggio del locatore nell'applicazione della legge<\/strong>&nbsp;<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">For landlords, the PG is the ultimate leverage. Unlike suing a company\u2014which might simply go into administration\u2014pursuing a director personally&nbsp;opens up&nbsp;aggressive <a href=\"https:\/\/rfblegal.co.uk\/it\/approfondimenti\/controversie-sui-prestiti-ponte-come-gestire-le-inadempienze-lesecuzione-e-le-clausole-abusive\/\">enforcement<\/a> routes:&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>1. Accesso diretto ai beni personali&nbsp;<\/strong>&nbsp;<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Se la societ\u00e0 affittuaria diventa insolvente o non paga l'affitto, il locatore pu\u00f2 rivalersi direttamente sul patrimonio personale del garante. A differenza di una societ\u00e0 che pu\u00f2 essere messa in liquidazione senza beni, il garante - spesso un amministratore della societ\u00e0 - \u00e8 personalmente responsabile, il che significa che i suoi risparmi personali, i suoi investimenti e la sua casa potrebbero essere esposti.&nbsp;&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><a href=\"https:\/\/rfblegal.co.uk\/it\/approfondimenti\/consulenza-legale-sui-disturbi-per-locatori-e-agenti-di-gestione\/\">Statutory<\/a> Demands:<\/strong>&nbsp;Il locatore pu\u00f2 potenzialmente notificare una richiesta di pagamento degli arretrati. In caso di mancato pagamento entro 21 giorni, il locatore pu\u00f2 presentare un'istanza per il pagamento degli arretrati.&nbsp;<strong>director\u2019s personal <a href=\"https:\/\/rfblegal.co.uk\/it\/approfondimenti\/proteggere-i-vostri-interessi-quando-un-amministratore-azionista-si-trova-ad-affrontare-un-fallimento\/\">bankruptcy<\/a><\/strong>.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>2. Responsabilit\u00e0 primaria (spesso)<\/strong>&nbsp;<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Many commercial leases are drafted to make the guarantor&#8217;s liability &#8220;primary&#8221; rather than &#8220;secondary&#8221;. This means the landlord does not have to exhaust all legal <a href=\"https:\/\/rfblegal.co.uk\/it\/approfondimenti\/navigare-nelle-controversie-tra-azionisti-una-guida-alla-risoluzione-preventiva-e-ai-rimedi\/\">remedies<\/a> against the <a href=\"https:\/\/rfblegal.co.uk\/it\/approfondimenti\/i-mutuatari-inadempienti-sui-prestiti-ponte-rischi-e-realta-legali\/\">defaulting<\/a> tenant company first; they can&nbsp;immediately&nbsp;demand payment from the guarantor.&nbsp;&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>3. Sicurezza estesa oltre i depositi&nbsp;<\/strong>&nbsp;<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Mentre il deposito cauzionale \u00e8 limitato all'importo riscosso (in genere 3-6 mesi di affitto), la garanzia personale di solito non ha limiti e copre tutti gli obblighi dell'inquilino per l'intera durata del contratto di locazione. Questo include:&nbsp;&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Affitto e spese di servizio non pagate.&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Dilapidazione (riparazioni e danni) alla fine del contratto.&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Legal costs incurred by the landlord in <a href=\"https:\/\/rfblegal.co.uk\/it\/approfondimenti\/esecuzione-di-una-sentenza-straniera-in-inghilterra-e-in-galles-lista-di-controllo-per-lesecuzione-nel-regime-di-common-law\/\">enforcing<\/a> the lease.&nbsp;&nbsp;<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>4. Continuazione della responsabilit\u00e0 dopo l'insolvenza<\/strong>&nbsp;<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">If a tenant company goes into liquidation, the lease is often&nbsp;disclaimed. A personal guarantee&nbsp;frequently&nbsp;includes a provision allowing the landlord to compel the guarantor to take on a new lease for the&nbsp;remainder&nbsp;of the term, preventing a loss of rental income on the vacant <a href=\"https:\/\/rfblegal.co.uk\/it\/categoria\/contenzioso-immobiliare-2\/\">propriet\u00e0<\/a>.&nbsp;&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>5. Maggiore leva e applicazione efficiente delle norme<\/strong>&nbsp;<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Contenzioso pi\u00f9 facile:<\/strong>&nbsp;La richiesta di risarcimento nei confronti di una persona fisica \u00e8 spesso pi\u00f9 semplice che trattare con i liquidatori di una societ\u00e0 insolvente.&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Una posizione legale pi\u00f9 forte:<\/strong>&nbsp;Il garante rimane responsabile anche se il credito del locatore nei confronti dell'inquilino \u00e8 ritenuto inopponibile, a condizione che la garanzia sia correttamente eseguita come atto notarile.&nbsp;<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>6. Responsabilit\u00e0 solidale<\/strong>&nbsp;<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Se pi\u00f9 amministratori o persone fisiche fungono da garanti, una clausola \u201csolidale\u201d consente al locatore di perseguire uno, alcuni o tutti per l'intero importo dovuto.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Ex inquilini<\/strong>&nbsp;<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Section 17 <a href=\"https:\/\/rfblegal.co.uk\/it\/approfondimenti\/avvisi-di-sezione-146-una-guida-per-i-locatori-commerciali\/\">Notices<\/a>:<\/strong>&nbsp;Ai sensi del&nbsp;<em>Legge sui proprietari e gli inquilini (patti) del 1995<\/em>, I proprietari devono notificare un \u201cAvviso di Sezione 17\u201d entro&nbsp;<strong>sei mesi<\/strong>&nbsp;di scadenza degli arretrati per reclamarli da un ex inquilino o dal suo garante. Gli amministratori dovrebbero sempre controllare le date; se il locatore \u00e8 lento ad agire, l'amministratore pu\u00f2 avere una difesa completa per gli arretrati pi\u00f9 vecchi.&nbsp;<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Considerazioni importanti<\/strong>&nbsp;<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Limitazione di responsabilit\u00e0:<\/strong>&nbsp;I garanti possono negoziare di limitare la loro responsabilit\u00e0 a una certa somma o per un periodo limitato, piuttosto che una garanzia \u201connicomprensiva\u201d.&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Disposizioni di rilascio:<\/strong>&nbsp;Le garanzie possono includere clausole di \u201cliberazione anticipata\u201d, in base alle quali il garante viene liberato dopo un determinato periodo di tempo o se l'inquilino raggiunge determinati traguardi finanziari.&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Rischi di variazione:<\/strong>&nbsp;Se il locatore modifica il contratto di locazione (ad esempio, cambia l'affitto o i locali) senza consultare il garante, quest'ultimo pu\u00f2 sostenere che la sua responsabilit\u00e0 \u00e8 assolta.&nbsp;&nbsp;<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Riflessioni finali per proprietari e inquilini<\/strong>&nbsp;<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Per&nbsp;<strong>Proprietari di casa<\/strong>, Una garanzia personale \u00e8 valida solo quanto la persona che la sostiene. Si consiglia di effettuare una \u201cverifica patrimoniale\u201d sul garante proposto per assicurarsi che abbia effettivamente i mezzi per coprire l'affitto in caso di fallimento dell'attivit\u00e0.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Per&nbsp;<strong>Inquilini e amministratori<\/strong>, Un PG dovrebbe essere l'ultima risorsa. Se non \u00e8 possibile evitarlo, assicuratevi che sia limitato all'affittuario attuale e non si estenda a futuri \u201cAccordi di garanzia autorizzati\u201d (AGA) quando venderete l'azienda.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">David Burns, Senior Litigation Partner at Ronald Fletcher Baker LLP, has extensive experience <a href=\"https:\/\/rfblegal.co.uk\/it\/base-di-conoscenza\/quali-sono-gli-obblighi-legali-dei-locatori-quando-si-tratta-di-gestire-umidita-e-muffa\/\">handling<\/a> issues related&nbsp;to commercial lease disputes and enforcement of guarantees.&nbsp;Whether you are&nbsp;seeking&nbsp;to enforce a guarantee or shield your personal assets, early legal intervention is the only way to manage the risk.&nbsp;For enquiries on this topic, please <a href=\"https:\/\/rfblegal.co.uk\/it\/contattateci\/\">contact<\/a> David Burns <a href=\"https:\/\/rfblegal.co.uk\/it\/approfondimenti\/guida-alla-richiesta-di-licenza-di-sponsor-nel-regno-unito-attraverso-la-via-del-visto-per-lavoratori-qualificati\/\">via<\/a> email at D.Burns@rfblegal.co.uk or by phone at 0207 467 5751<\/p>","protected":false},"author":12,"featured_media":9501,"parent":0,"menu_order":0,"template":"","format":"standard","meta":{"_acf_changed":false,"om_disable_all_campaigns":false,"_uf_show_specific_survey":0,"_uf_disable_surveys":false,"footnotes":""},"categories":[20],"tags":[81],"class_list":["post-9499","insight","type-insight","status-publish","format-standard","has-post-thumbnail","hentry","category-property-litigation","tag-litigation-team-dj"],"acf":[],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.10 - aioseo.com -->\n\t<meta name=\"description\" content=\"In the commercial property sector, the &quot;corporate veil&quot; is often thinner than directors realise. While a limited company provides a shield for many business activities, landlords often require a Personal Guarantee (PG) from company directors \/ suitable guarantors as a condition of the lease. This document provides a very powerful tool for landlords, linking the director\u2019s personal wealth\u2014including their home and savings\u2014directly to compliance with\" \/>\n\t<meta name=\"robots\" content=\"max-image-preview:large\" \/>\n\t<meta name=\"author\" content=\"Sadie Petchey\"\/>\n\t<link rel=\"canonical\" href=\"https:\/\/rfblegal.co.uk\/it\/approfondimenti\/le-garanzie-personali-e-gli-arretrati-degli-affitti-commerciali-sono-a-rischio-per-gli-amministratori\/\" \/>\n\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 4.9.10\" \/>\n\t\t<meta property=\"og:locale\" content=\"it_IT\" \/>\n\t\t<meta property=\"og:site_name\" content=\"RFB Legal -\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"Personal Guarantees and Commercial Rent Arrears: Are Directors at Risk? - RFB Legal\" \/>\n\t\t<meta property=\"og:description\" content=\"In the commercial property sector, the &quot;corporate veil&quot; is often thinner than directors realise. While a limited company provides a shield for many business activities, landlords often require a Personal Guarantee (PG) from company directors \/ suitable guarantors as a condition of the lease. 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