{"id":9496,"date":"2026-05-11T11:19:20","date_gmt":"2026-05-11T11:19:20","guid":{"rendered":"https:\/\/rfblegal.co.uk\/?post_type=insight&#038;p=9496"},"modified":"2026-05-11T11:46:55","modified_gmt":"2026-05-11T11:46:55","slug":"arrieres-de-loyer-commercial-guide-pratique-a-lintention-des-locataires-commerciaux","status":"publish","type":"insight","link":"https:\/\/rfblegal.co.uk\/fr\/perspectives\/arrieres-de-loyer-commercial-guide-pratique-a-lintention-des-locataires-commerciaux\/","title":{"rendered":"Arri\u00e9r\u00e9s de loyers commerciaux : Guide pratique pour les locataires commerciaux\u00a0"},"content":{"rendered":"<p class=\"wp-block-paragraph\">As a <a href=\"https:\/\/rfblegal.co.uk\/fr\/etiquette\/senior-partner\/\">Senior<\/a> <a href=\"https:\/\/rfblegal.co.uk\/fr\/etiquette\/litigation-team-br\/\">Litiges<\/a> Partner at&nbsp;Ronald <a href=\"https:\/\/rfblegal.co.uk\/fr\/\">Fletcher<\/a> Baker LLP, I&nbsp;frequently&nbsp;see instances of&nbsp;commercial <a href=\"https:\/\/rfblegal.co.uk\/fr\/perspectives\/que-faire-si-votre-locataire-commercial-ne-paie-pas-son-loyer\/\">rent arrears<\/a> and issues around <a href=\"https:\/\/rfblegal.co.uk\/fr\/perspectives\/ce-que-tout-bailleur-commercial-doit-savoir-sur-les-ruptures-de-contrat-de-location\/\">breaches<\/a> of commercial of commercial leases.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Le <a href=\"https:\/\/rfblegal.co.uk\/fr\/services\/droit-des-affaires\/contentieux-commercial\/litiges-en-matiere-de-propriete-commerciale\/\">propri\u00e9t\u00e9 commerciale<\/a> landscape is fraught with financial pressures, and for many businesses, rent is the single largest overhead. When cash flow tightens and&nbsp;rent&nbsp;arrears begin to accumulate, the situation can escalate with alarming speed. Unlike <a href=\"https:\/\/rfblegal.co.uk\/fr\/services\/droit-des-personnes\/propriete-residentielle\/\">r\u00e9sidentiel<\/a> tenancies, commercial leases offer landlords a potent arsenal of <a href=\"https:\/\/rfblegal.co.uk\/fr\/perspectives\/naviguer-dans-les-litiges-entre-actionnaires-un-guide-de-prevention-de-resolution-et-de-recours\/\">remedies<\/a> that can be deployed quickly\u2014often without the need for a court order.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">For a commercial tenant, <a href=\"https:\/\/rfblegal.co.uk\/fr\/perspectives\/comprendre-les-prets-relais-un-filet-de-securite-pour-les-emprunteurs-dans-le-besoin\/\">understanding<\/a> the legal framework and the practical steps available to mitigate damage is essential. This guide outlines what happens when rent falls into arrears and how a&nbsp;commercial&nbsp;tenant should navigate the crisis to protect their <a href=\"https:\/\/rfblegal.co.uk\/fr\/perspectives\/contrats-dentreprise-qa\/\">business<\/a>.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Comprendre les moyens dont dispose le propri\u00e9taire&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">When a tenant&nbsp;fails to&nbsp;pay rent by the due date, they are&nbsp;likely&nbsp;in <a href=\"https:\/\/rfblegal.co.uk\/fr\/perspectives\/que-faire-si-votre-locataire-commercial-ne-respecte-pas-le-bail\/\">breach<\/a> of the <a href=\"https:\/\/rfblegal.co.uk\/fr\/perspectives\/violation-dun-bail-commercial-les-proprietaires-doivent-se-mefier-de-la-renonciation-au-droit-de-confiscation\/\">lease<\/a>. Most modern commercial leases include a &#8220;grace period&#8221;\u2014typically 14 or 21 days\u2014before the <a href=\"https:\/\/rfblegal.co.uk\/fr\/perspectives\/guide-pour-les-bailleurs-commerciaux-lacceptation-dun-loyer-par-un-agent-equivaut-elle-a-une-renonciation-au-droit-de-confiscation\/\">landlord<\/a> can exercise certain &#8220;self-help&#8221; remedies. Once this period expires, the landlord has several options.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">1. R\u00e9siliation du bail&nbsp;<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/rfblegal.co.uk\/fr\/base-de-connaissances\/quand-un-locataire-peut-il-beneficier-dune-exemption-de-decheance-en-cas-de-violation-deliberee\/\">Confiscation<\/a> is&nbsp;perhaps the&nbsp;most feared <a href=\"https:\/\/rfblegal.co.uk\/fr\/base-de-connaissances\/mesures-financieres-pourquoi-ne-pas-faire-fi-de-toute-prudence\/\">remedy<\/a>. It allows a landlord to&nbsp;terminate&nbsp;the lease and repossess the <a href=\"https:\/\/rfblegal.co.uk\/fr\/categorie\/contentieux-immobilier\/\">propri\u00e9t\u00e9<\/a>. In cases of rent arrears, the landlord usually has the <a href=\"https:\/\/rfblegal.co.uk\/fr\/perspectives\/le-droit-de-preemption-informations-essentielles-pour-les-proprietaires-et-les-locataires\/\">right<\/a> of &#8220;peaceable re-entry.&#8221; This&nbsp;usually&nbsp;involves a certified bailiff entering the premises, often in the early hours of the morning, and changing the locks.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Crucially, for rent arrears, a landlord does not typically need to serve a Section 146 notice (the <a href=\"https:\/\/rfblegal.co.uk\/fr\/rfbtermsof-business0625\/\">standard<\/a> warning notice for other lease breaches). If the lease allows it and the grace period has passed, the landlord can act&nbsp;immediately. Once the locks are changed, the tenant\u2019s right to occupy the space ends, which can be catastrophic for business continuity.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">2. Recouvrement des arri\u00e9r\u00e9s de loyers commerciaux (CRAR)&nbsp;<\/h2>\n\n\n\n<ol start=\"0\" class=\"wp-block-list\">\n<li><\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">CRAR is a <a href=\"https:\/\/rfblegal.co.uk\/fr\/perspectives\/conseils-sur-les-nuisances-legales-pour-les-proprietaires-et-les-agents-de-gestion\/\">statutory<\/a> procedure that allows landlords to instruct <a href=\"https:\/\/rfblegal.co.uk\/fr\/perspectives\/litiges-relatifs-aux-prets-relais-comment-gerer-les-defauts-de-paiement-execution-et-clauses-abusives\/\">enforcement<\/a> agents to enter the premises and seize goods to the value of the debt. There are strict rules governing CRAR:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Le loyer doit pr\u00e9senter un retard de paiement d'au moins sept jours.&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Le propri\u00e9taire doit donner un pr\u00e9avis de sept \u201c jours francs \u201d avant l'arriv\u00e9e de l'huissier de justice.&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Only &#8220;pure rent,&#8221; interest, and VAT can be recovered this way (service <a href=\"https:\/\/rfblegal.co.uk\/fr\/perspectives\/frais-de-service-residentiels-guide-pratique-pour-les-proprietaires\/\">charges<\/a> and insurance are excluded unless they are reserved as rent in the lease).&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Certain items, such as &#8220;tools of the trade&#8221; up to the value of \u00a31,350, are exempt from <a href=\"https:\/\/rfblegal.co.uk\/fr\/perspectives\/la-plus-grande-saisie-de-crypto-actifs-au-monde-et-levolution-du-cadre-juridique-explication-des-principales-repercussions\/\">seizure<\/a>.&nbsp;<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">3. Pr\u00e9l\u00e8vement sur la caution locative&nbsp;<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">If a tenant provided a rent deposit at the start of the term, the landlord may simply withdraw the arrears from the deposit <a href=\"https:\/\/rfblegal.co.uk\/fr\/base-de-connaissances\/quest-ce-quun-acte-de-modification-dun-testament\/\">deed<\/a>. While this solves the immediate debt, most deeds require the tenant to &#8220;top up&#8221; the deposit back to its original level within a short&nbsp;timeframe. Failure to do so is a further breach of the lease.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">4. Mises en demeure et insolvabilit\u00e9&nbsp;<\/h2>\n\n\n\n<ol start=\"0\" class=\"wp-block-list\">\n<li><\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">A landlord may serve a Statutory Demand for undisputed rent arrears exceeding \u00a3750 (for companies) or \u00a35,000 (for individuals). This is a formal demand for payment within 21 days. If the tenant&nbsp;fails to&nbsp;pay, the landlord can use this as <a href=\"https:\/\/rfblegal.co.uk\/fr\/perspectives\/section-28-lutilisation-croissante-de-preuves-preenregistrees-dans-les-proces-penaux-partie-2\/\">evidence<\/a> de <a href=\"https:\/\/rfblegal.co.uk\/fr\/perspectives\/lere-du-paiement-au-fur-et-a-mesure-naviguer-dans-les-arrieres-de-loyers-commerciaux-en-cas-dinsolvabilite-du-locataire\/\">insolvabilit\u00e9<\/a> to petition for a Winding-Up Order or <a href=\"https:\/\/rfblegal.co.uk\/fr\/perspectives\/proteger-vos-interets-lorsquun-collegue-administrateur-actionnaire-est-confronte-a-la-faillite\/\">Bankruptcy<\/a>, effectively threatening the existence of the business.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">5. Mesures concr\u00e8tes \u00e0 prendre sans d\u00e9lai par les locataires&nbsp;<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Si vous vous trouvez dans l'incapacit\u00e9 de vous acquitter de vos loyers, le silence est votre pire ennemi. Une gestion proactive est le seul moyen d'\u00e9viter les mesures coercitives mentionn\u00e9es ci-dessus.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u00c9tape 1 : Communication pr\u00e9coce&nbsp;<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Do not wait for the landlord to send a formal demand. <a href=\"https:\/\/rfblegal.co.uk\/fr\/nous-contacter\/\">Contact<\/a> the landlord or their managing agent as soon as you&nbsp;identify&nbsp;a shortfall. Landlords&nbsp;generally prefer&nbsp;a paying tenant to a vacant unit, especially in a fluctuating market.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Lorsque vous prendrez contact, pr\u00e9parez-vous \u00e0 :&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Expliquez la cause du probl\u00e8me de tr\u00e9sorerie (par exemple, baisse saisonni\u00e8re, retard dans l'ex\u00e9cution d'un contrat).&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Provide financial <a href=\"https:\/\/rfblegal.co.uk\/fr\/la-transparence\/\">transparency<\/a>, such as management accounts, to prove the business&nbsp;remains&nbsp;viable.&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Proposez une solution r\u00e9aliste.&nbsp;<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">\u00c9tape 2 : Proposer un plan de paiement&nbsp;<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u00c9vitez de faire des promesses que vous ne pourrez pas tenir. Envisagez plut\u00f4t de proposer une \u201c r\u00e9duction de loyer \u201d structur\u00e9e ou une \u201c lettre d'accompagnement \u201d. Voici quelques options possibles :&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Une r\u00e9duction temporaire du loyer ou un gel des loyers.&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Passer de paiements trimestriels (qui peuvent peser sur la tr\u00e9sorerie) \u00e0 des paiements mensuels.&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>A deferred payment plan where arrears are <a href=\"https:\/\/rfblegal.co.uk\/fr\/base-de-connaissances\/guide-pour-les-proprietaires-de-logements-que-faire-si-le-locataire-ne-paie-pas-son-loyer-au-royaume-uni\/\">paid<\/a> back in instalments over the&nbsp;remainder&nbsp;of the year.&nbsp;<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">\u00c9tape 3 : Formaliser les accords \u00e9ventuels&nbsp;<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">If the landlord agrees to a concession, ensure it is documented in writing. A verbal <a href=\"https:\/\/rfblegal.co.uk\/fr\/base-de-connaissances\/ai-je-besoin-dune-convention-dactionnaires\/\">agreement<\/a> is difficult to enforce and may lead to disputes later. A formal Side Letter should specify whether the concession is personal to you or if it applies to the&nbsp;lease as a whole, and&nbsp;whether the landlord reserves the right to cancel the agreement if a single instalment is missed.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Le risque li\u00e9 \u00e0 la \u201c renonciation \u201d&nbsp;<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Tenants should be aware of the concept of &#8220;waiver.&#8221; If a landlord <a href=\"https:\/\/rfblegal.co.uk\/fr\/perspectives\/deniz-oguzkanli-devient-associe-principal-de-rfb\/\">takes<\/a> any action that recognises the continued existence of the lease after rent has fallen into arrears\u2014such as&nbsp;demanding future rent or sending a bailiff to seize goods\u2014they may &#8220;waive&#8221; their right to&nbsp;forfeit&nbsp;the lease for those specific arrears.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u00c0 l'inverse, les bailleurs se montrent souvent tr\u00e8s prudents lorsqu'il s'agit d'accepter des paiements partiels de loyer pour cette raison. Si un bailleur refuse un paiement partiel, c'est souvent pour pr\u00e9server son droit de r\u00e9silier le bail dans son int\u00e9gralit\u00e9.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Prot\u00e9ger votre position&nbsp;<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Si le pire devait arriver et que le bailleur r\u00e9silie le bail de plein droit en changeant les serrures, tout n\u2019est pas n\u00e9cessairement perdu. Les locataires commerciaux ont le droit de saisir le tribunal pour demander une \u201c lev\u00e9e de la r\u00e9siliation de plein droit \u201d.\u201d&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The court has broad discretion to restore the lease and allow the tenant back into the premises.&nbsp;Generally, if&nbsp;the tenant can pay the full amount of arrears, interest, and the landlord\u2019s legal costs, the court <a href=\"https:\/\/rfblegal.co.uk\/fr\/perspectives\/un-testament-peut-il-annuler-mes-accords-anterieurs\/\">va<\/a> grant relief to prevent the &#8220;windfall&#8221; the landlord would receive by taking back the property. However, this application must be made &#8220;with reasonable&nbsp;promptness&#8221;\u2014ideally within six months, though sooner is better.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">L'importance des conseils d'un professionnel&nbsp;<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Navigating rent arrears is a high-stakes balancing act. A single misstep can lead to the loss of your premises and the seizure of your assets. Legal advice is not just <a href=\"https:\/\/rfblegal.co.uk\/fr\/a-propos-de-nous\/\">about<\/a> litigation; it is about negotiation and strategy.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Nous pouvons examiner votre bail afin d\u2019y rep\u00e9rer d\u2019\u00e9ventuelles \u201c clauses de r\u00e9siliation \u201d qui pourraient vous permettre de r\u00e9silier le contrat avant terme, ou des \u201c clauses de cession \u201d vous autorisant \u00e0 sous-louer des locaux afin de r\u00e9duire vos co\u00fbts.\u00a0Nous avons \u00e9galement l'habitude de mener les n\u00e9gociations d\u00e9licates avec les avocats du bailleur afin de garantir que tout plan de paiement soit juridiquement solide et prot\u00e8ge vos int\u00e9r\u00eats.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Conclusion&nbsp;<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Les arri\u00e9r\u00e9s de loyer constituent une menace s\u00e9rieuse, mais ils ne signifient pas n\u00e9cessairement la fin de votre entreprise. En prenant la mesure des pouvoirs dont dispose le bailleur, en communiquant d\u00e8s les premiers signes de difficult\u00e9 et en sollicitant l\u2019avis d\u2019un professionnel du droit, de nombreux locataires parviennent \u00e0 surmonter leurs difficult\u00e9s financi\u00e8res et \u00e0 conclure un accord viable qui permet \u00e0 leur entreprise de survivre et, \u00e0 terme, de prosp\u00e9rer.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Si vous craignez de ne pas pouvoir payer votre loyer, ou si votre bailleur a d\u00e9j\u00e0 pris des mesures, contactez-nous d\u00e8s aujourd'hui pour discuter des solutions qui s'offrent \u00e0 vous et pr\u00e9server l'avenir de votre activit\u00e9.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Avocats sp\u00e9cialis\u00e9s dans les litiges immobiliers commerciaux \u2013 contactez-nous&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">David Burns, Senior Litigation Partner at Ronald Fletcher Baker LLP, has extensive experience <a href=\"https:\/\/rfblegal.co.uk\/fr\/base-de-connaissances\/quelles-sont-les-obligations-legales-des-proprietaires-en-matiere-de-traitement-de-lhumidite-et-des-moisissures\/\">handling<\/a> issues related to commercial&nbsp;rent arrears and issues around breaches of commercial&nbsp;leases.&nbsp;For inquiries on this topic, please contact David Burns <a href=\"https:\/\/rfblegal.co.uk\/fr\/perspectives\/orientations-concernant-les-demandes-de-licence-de-parrainage-au-royaume-uni-dans-le-cadre-du-visa-de-travailleur-qualifie\/\">via<\/a> email at&nbsp;D.Burns@rfblegal.co.uk or by phone at 0207 467 5751.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>","protected":false},"author":12,"featured_media":9497,"parent":0,"menu_order":0,"template":"","format":"standard","meta":{"_acf_changed":false,"om_disable_all_campaigns":false,"_uf_show_specific_survey":0,"_uf_disable_surveys":false,"footnotes":""},"categories":[20],"tags":[81],"class_list":["post-9496","insight","type-insight","status-publish","format-standard","has-post-thumbnail","hentry","category-property-litigation","tag-litigation-team-dj"],"acf":[],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.10 - aioseo.com -->\n\t<meta name=\"description\" content=\"As a Senior Litigation Partner at Ronald Fletcher Baker LLP, I frequently see instances of commercial rent arrears and issues around breaches of commercial of commercial leases. 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The commercial property landscape is fraught with financial pressures, and for many businesses, rent is the single largest overhead. 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