{"id":9934,"date":"2026-07-03T14:16:43","date_gmt":"2026-07-03T14:16:43","guid":{"rendered":"https:\/\/rfblegal.co.uk\/?post_type=insight&#038;p=9934"},"modified":"2026-07-07T10:22:37","modified_gmt":"2026-07-07T10:22:37","slug":"un-cambio-en-las-normas-sobre-la-propiedad-de-la-vivienda-guia-sobre-las-reformas-relativas-al-arrendamiento-y-a-la-propiedad-plena","status":"publish","type":"insight","link":"https:\/\/rfblegal.co.uk\/es\/perspectivas\/un-cambio-en-las-normas-sobre-la-propiedad-de-la-vivienda-guia-sobre-las-reformas-relativas-al-arrendamiento-y-a-la-propiedad-plena\/","title":{"rendered":"Un nuevo enfoque de la propiedad de la vivienda: gu\u00eda sobre las reformas relativas al arrendamiento y a la propiedad plena\u00a0"},"content":{"rendered":"<p class=\"wp-block-paragraph\">The rules governing who owns and controls <a href=\"https:\/\/rfblegal.co.uk\/es\/servicios\/derecho-personal\/propiedad-residencial\/\">residencial<\/a> <a href=\"https:\/\/rfblegal.co.uk\/es\/categoria\/litigios-inmobiliarios\/\">propiedad<\/a> en <a href=\"https:\/\/rfblegal.co.uk\/es\/perspectivas\/desahucios-de-inquilinos-guia-para-propietarios-en-inglaterra\/\">England<\/a> and Wales are undergoing their biggest shake-up in a generation. For decades, <a href=\"https:\/\/rfblegal.co.uk\/es\/perspectivas\/preguntas-frecuentes-sobre-la-compra-y-venta-de-una-empresa\/\">buying<\/a> a flat meant entering the complex world of leasehold,&nbsp;a system that&nbsp;often left&nbsp;buyers dealing with rising ground rents, expensive <a href=\"https:\/\/rfblegal.co.uk\/es\/perspectivas\/incumplimiento-de-un-contrato-de-arrendamiento-comercial-cuidado-con-renunciar-al-derecho-de-caducidad\/\">lease<\/a> <a href=\"https:\/\/rfblegal.co.uk\/es\/base-de-conocimientos\/prorrogas-de-arrendamiento\/\">extensions<\/a>, and disputes with freeholders.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A dual-track legal overhaul\u00a0aims to\u00a0permanently shift\u00a0power away from traditional landlords and give\u00a0it back to <a href=\"https:\/\/rfblegal.co.uk\/es\/perspectivas\/consejos-esenciales-para-propietarios-de-viviendas-en-caso-de-litigio-de-lindes\/\">homeowners<\/a>. This transition is being driven by two major pieces of legislation,\u00a0<a href=\"https:\/\/www.legislation.gov.uk\/ukpga\/2024\/22\/contents\">la Ley de Reforma del Arrendamiento y la Propiedad de 2024 <\/a>y <a href=\"https:\/\/www.gov.uk\/government\/publications\/draft-commonhold-and-leasehold-reform-bill\">el proyecto de ley de reforma de la propiedad horizontal y el arrendamiento de 2026.\u00a0<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">La Ley de Reforma del Arrendamiento y la Propiedad de 2024: situaci\u00f3n actual y el litigio ante el Tribunal de Apelaci\u00f3n&nbsp;<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The Leasehold and <a href=\"https:\/\/rfblegal.co.uk\/es\/base-de-conocimientos\/comprar-una-propiedad-en-el-reino-unido-propiedad-absoluta-o-arrendamiento\/\">Se vende<\/a> Reform Act 2024 became law in May 2024, but its implementation has faced a complex rollout. Freeholders&nbsp;immediately&nbsp;mounted significant legal resistance, arguing that the legislation\u2019s radical structural changes amounted to an unlawful deprivation of property rights under Article 1 of the First Protocol (A1P1) to the European <a href=\"https:\/\/rfblegal.co.uk\/es\/perspectivas\/ejecucion-de-sentencias-extranjeras-reino-unido-se-adhiere-al-convenio-de-la-haya-2019-que-entro-en-vigor-el-1-de-julio-de-2025\/\">Convention<\/a> on Human Rights (ECHR).&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>El recurso de casaci\u00f3n y el recurso de apelaci\u00f3n inminente<\/strong>&nbsp;<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">In October 2025, the High Court delivered a comprehensive 167-page judgment dismissing the freeholders&#8217; judicial review <a href=\"https:\/\/rfblegal.co.uk\/es\/perspectivas\/reclamaciones-por-deterioro-guia-para-propietarios-de-viviendas-privadas\/\">claims<\/a>. The court ruled that the <a href=\"https:\/\/rfblegal.co.uk\/es\/perspectivas\/respuesta-del-gobierno-a-la-morosidad-de-los-alquileres-comerciales-de-covid\/\">government<\/a> acted within its discretionary powers to correct a systemic, anti-competitive imbalance in the <a href=\"https:\/\/rfblegal.co.uk\/es\/perspectivas\/la-seccion-21-de-la-ley-de-vivienda-de-1988-se-mantendra-hasta-que-se-realicen-mejoras-en-los-tribunales\/\">housing<\/a> market.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">However, the legal battle is far from over. On 1 <a href=\"https:\/\/rfblegal.co.uk\/es\/perspectivas\/uk-company-law-reforms-from-april-2026-what-businesses-and-directors-need-to-know\/\">April<\/a> 2026, the Court of <a href=\"https:\/\/rfblegal.co.uk\/es\/perspectivas\/victoria-ante-el-tribunal-de-apelacion-laboral\/\">Recurso<\/a> formally granted <a href=\"https:\/\/rfblegal.co.uk\/es\/perspectivas\/ronald-fletcher-baker-llp-selborne-chambers-obtiene-permiso-para-apelar-en-un-caso-de-primas-de-seguros\/\">permission<\/a> to appeal to five major institutional freeholder groups. This second round of high-stakes <a href=\"https:\/\/rfblegal.co.uk\/es\/etiqueta\/litigation-team-br\/\">litigation<\/a> is scheduled to be heard in late 2026 or early 2027.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">El recurso presentado por los propietarios se centra directamente en tres pilares fundamentales de la Ley de 2024:&nbsp;<\/p>\n\n\n\n<ol start=\"1\" class=\"wp-block-list\">\n<li><strong>La abolici\u00f3n del valor del matrimonio:<\/strong>\u00a0The 2024 Act eliminates &#8220;marriage value&#8221;,\u00a0the hypothetical profit generated when a lease with fewer than 80 years\u00a0remaining\u00a0is extended. Under the old system, this value was split equally between the leaseholder and freeholder. Freeholders argue that <a href=\"https:\/\/rfblegal.co.uk\/es\/base-de-conocimientos\/destitucion-de-un-accionista-minoritario\/\">removing<\/a> this share\u00a0constitutes\u00a0an uncompensated confiscation of asset value.\u00a0<\/li>\n<\/ol>\n\n\n\n<ol start=\"2\" class=\"wp-block-list\">\n<li><strong>The Ground Rent <a href=\"https:\/\/rfblegal.co.uk\/es\/perspectivas\/cuanto-vale-mi-empresa-una-guia-sobre-los-metodos-de-valoracion-de-las-pymes\/\">Valuation<\/a> Cap:<\/strong>\u00a0La ley establece que, a la hora de calcular la prima que debe pagar el arrendatario para prorrogar su contrato de arrendamiento o adquirir la propiedad, se aplica un l\u00edmite m\u00e1ximo a la renta del terreno que se tiene en cuenta, lo que reduce el importe final que recibe el propietario.\u00a0<\/li>\n<\/ol>\n\n\n\n<ol start=\"3\" class=\"wp-block-list\">\n<li><strong>El traspaso de las costas judiciales:<\/strong>\u00a0Historically, leaseholders were contractually bound to pay the freeholder\u2019s professional, valuation, and legal fees during an <a href=\"https:\/\/rfblegal.co.uk\/es\/servicios\/derecho-personal\/litigios-inmobiliarios\/arrendamiento-enfranchisement\/\">enfranchisement<\/a> or extension claim. The 2024 Act reverses this, dictating that each party must bear their own costs.\u00a0<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Disposiciones vigentes: \u00bfQu\u00e9 es lo que se puede exigir actualmente?<\/strong>&nbsp;<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Unless the Court of Appeal issues a formal <a href=\"https:\/\/rfblegal.co.uk\/es\/base-de-conocimientos\/medidas-cautelares-de-embargo-preventivo-que-son-y-como-pueden-ayudar\/\">injunction<\/a> to stay the legislation,&nbsp;which is highly unlikely,&nbsp;the provisions of the 2024 Act that have already been triggered by commencement orders remain fully active law:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>The Day-One <a href=\"https:\/\/rfblegal.co.uk\/es\/perspectivas\/el-derecho-de-adquisicion-preferente-claves-para-propietarios-e-inquilinos\/\">Right<\/a> to Enfranchise:<\/strong>\u00a0The historical &#8220;two-year rule&#8221; has been repealed. Leaseholders no longer need to own a residential leasehold property for 24 months before issuing a statutory claim for a <a href=\"https:\/\/rfblegal.co.uk\/es\/servicios\/derecho-mercantil\/litigios-inmobiliarios-2\/prorrogas-de-arrendamientos-comerciales\/\">pr\u00f3rroga del arrendamiento<\/a> or a <a href=\"https:\/\/rfblegal.co.uk\/es\/perspectivas\/posible-reforma-de-las-prorrogas-de-los-contratos-de-arrendamiento-y-del-derecho-de-propiedad-colectiva-en-el-marco-del-proyecto-de-ley-de-reforma-de-los-contratos-de-arrendamiento-y-propiedad-horizon\/\">collective<\/a> freehold purchase. They hold this statutory right from Day 1 of ownership.\u00a0<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>El umbral comercial de uso mixto 50%:<\/strong>\u00a0Buildings featuring mixed-use layouts (such as flats built over retail units or commercial offices) can now access collective enfranchisement and the Right to Manage (RTM) if the non-residential space makes up\u00a0up\u00a0to 50% of the building&#8217;s total internal area. This is a major increase from the\u00a0previous, <a href=\"https:\/\/rfblegal.co.uk\/es\/perspectivas\/qa-pactos-restrictivos\/\">restrictive<\/a>\u00a025% statutory limit.\u00a0<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Exclusi\u00f3n de la condici\u00f3n de arrendamiento garantizado:<\/strong>\u00a0Activated <a href=\"https:\/\/rfblegal.co.uk\/es\/perspectivas\/guia-para-la-solicitud-de-permisos-de-patrocinador-del-reino-unido-por-la-via-del-visado-para-trabajadores-cualificados\/\">via<\/a> a targeted patch in December 2025, long residential leases (granted for a term exceeding 21 years) are completely excluded from being classified as assured tenancies under the Housing\u00a0Act 1988. This\u00a0eliminates\u00a0a historical risk where a freeholder could use fast-track summary possession courts to evict a leaseholder whose ground rent exceeded \u00a3250 per year (or \u00a31,000 in <a href=\"https:\/\/rfblegal.co.uk\/es\/etiqueta\/oficina-de-londres\/\">London<\/a>).\u00a0<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>The 990-Year Extension <a href=\"https:\/\/rfblegal.co.uk\/es\/rfbtermsofbusiness0625\/\">Standard<\/a>:<\/strong>\u00a0Once the valuation mechanisms are fully active, leaseholders <a href=\"https:\/\/rfblegal.co.uk\/es\/perspectivas\/puede-un-testamento-anular-mis-acuerdos-anteriores\/\">will<\/a> secure the legal right to extend their lease terms by a standard of 990 years at a peppercorn (\u00a3nil) ground rent, replacing the outdated 90-year <a href=\"https:\/\/rfblegal.co.uk\/es\/servicios\/derecho-personal\/litigios-inmobiliarios\/prorrogas-de-arrendamiento\/\">statutory extension<\/a> framework.\u00a0Note, until the valuation mechanisms are active, the current extension period\u00a0remains\u00a090 years.\u00a0\u00a0<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Proyecto de Ley de Reforma de la Propiedad Com\u00fan y el Arrendamiento de 2026&nbsp;<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">While the 2024 Act&nbsp;modifies&nbsp;the existing leasehold system, the government\u2019s next phase aims to phase it out entirely. On&nbsp;27 January 2026, the Ministry of Housing, Communities and Local Government (MHCLG) published the highly&nbsp;anticipated&nbsp;Draft Commonhold and Leasehold Reform <a href=\"https:\/\/rfblegal.co.uk\/es\/perspectivas\/la-ley-de-derechos-de-los-inquilinos-que-cambios-ha-introducido-el-trabajo\/\">Bill<\/a>.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The draft Bill quickly progressed to formal&nbsp;pre-legislative <a href=\"https:\/\/rfblegal.co.uk\/es\/base-de-conocimientos\/el-control-judicial-en-el-sector-de-los-servicios-financieros\/\">scrutiny<\/a>, culminating in an exhaustive review report published by the Housing, Communities and Local Government Select Committee on&nbsp;27 May 2026<strong>.<\/strong>&nbsp;La clara l\u00ednea de actuaci\u00f3n del Gobierno se consolid\u00f3 a\u00fan m\u00e1s al incluirse expl\u00edcitamente en el discurso del Rey.<strong>.<\/strong>&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Los pilares fundamentales del proyecto de ley de 2026 incluyen:&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>El mandato sobre la propiedad horizontal y la prohibici\u00f3n de construir nuevos pisos<\/strong>&nbsp;<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The headline measure of the Bill is an absolute ban on the creation or assignment of new leasehold flats. Instead, the legislation positions commonhold as the <a href=\"https:\/\/rfblegal.co.uk\/es\/perspectivas\/prestamo-puente-impagos-que-ocurre-si-no-se-puede-devolver-un-prestamo-puente-a-tiempo\/\">default<\/a> legal tenure for all new multi-unit residential developments.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Under a commonhold structure,&nbsp;which mirrors international condominium frameworks,&nbsp;individual flat buyers own the absolute freehold of their specific unit. The shared common parts of the estate are owned and managed by a Commonhold Association, a <a href=\"https:\/\/rfblegal.co.uk\/es\/categoria\/corporativo\/\">corporate<\/a> entity owned 100% collectively by the unit holders. There is no external reversionary <a href=\"https:\/\/rfblegal.co.uk\/es\/perspectivas\/guia-del-arrendador-de-locales-comerciales-constituye-la-aceptacion-del-alquiler-por-un-agente-una-renuncia-al-derecho-de-caducidad\/\">landlord<\/a>, no lease term countdown, and no ground rent.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">En una importante actualizaci\u00f3n de la pol\u00edtica, presentada en un discurso inaugural ante el Institute for Government, el ministro de Vivienda, Matthew Pennycook, confirm\u00f3 que, si bien el Gobierno tiene como objetivo aprobar todos los aspectos fundamentales del proyecto de ley antes de que finalice la actual legislatura, es probable que la prohibici\u00f3n absoluta de los nuevos pisos en r\u00e9gimen de arrendamiento no se introduzca hasta 2029. Este margen de tiempo permite a los promotores inmobiliarios y a las entidades crediticias adaptar sus proyectos de construcci\u00f3n y sus modelos financieros.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>L\u00edmites m\u00e1ximos de la renta del suelo en los contratos de arrendamiento vigentes<\/strong>&nbsp;<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Para abordar los problemas a los que se enfrentan millones de personas atrapadas en contratos de arrendamiento a largo plazo ya existentes, el proyecto de ley introduce un l\u00edmite general al canon de arrendamiento de 250 libras al a\u00f1o.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Seg\u00fan el borrador actual, este l\u00edmite m\u00e1ximo se aplicar\u00e1 de forma inmediata a los contratos de arrendamiento residencial ya existentes. Es fundamental destacar que el borrador contiene una cl\u00e1usula de caducidad autom\u00e1tica, lo que significa que, tras un periodo de 40 a\u00f1os, el l\u00edmite m\u00e1ximo se reducir\u00e1 de forma permanente a un alquiler simb\u00f3lico (0 \u00a3). El calendario legislativo actual del Gobierno prev\u00e9 que el l\u00edmite inicial de 250 libras entre en vigor a finales de 2027.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Reducci\u00f3n del umbral para la conversi\u00f3n a la propiedad horizontal<\/strong>&nbsp;<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Historically, converting an existing leasehold block of flats into a commonhold structure required the 100% unanimous consent of <a href=\"https:\/\/rfblegal.co.uk\/es\/perspectivas\/the-renters-rights-act-2025-what-every-landlord-needs-to-know\/\">every<\/a> single leaseholder and&nbsp;chargeholder&nbsp;in the building,&nbsp;a threshold that made conversions&nbsp;practically impossible&nbsp;in most cases.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">El proyecto de ley de 2026 reduce esta barrera de forma significativa al introducir un sencillo umbral de mayor\u00eda de votos de 50%. Si m\u00e1s de la mitad de los arrendatarios con derecho a voto de un bloque votan a favor de la conversi\u00f3n, pueden obligar legalmente al resto de residentes y al propietario a transformar el edificio en una estructura de propiedad com\u00fan.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>La abolici\u00f3n total de la p\u00e9rdida del derecho de arrendamiento<\/strong>&nbsp;<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Under current property law, a freeholder can&nbsp;initiate&nbsp;lease <a href=\"https:\/\/rfblegal.co.uk\/es\/base-de-conocimientos\/cuando-se-concedera-a-un-inquilino-la-exencion-de-caducidad-por-un-incumplimiento-deliberado\/\">decomiso<\/a> proceedings against a residential leaseholder for debts as low as \u00a3350, potentially seizing an asset worth hundreds of thousands of pounds over a minor service charge dispute.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The 2026 Bill completely abolishes the right of forfeiture for long residential leases. It replaces this power with a proportionate, court-backed debt collection and lease <a href=\"https:\/\/rfblegal.co.uk\/es\/perspectivas\/litigios-sobre-prestamos-puente-como-gestionar-los-impagos-ejecucion-y-clausulas-abusivas\/\">enforcement<\/a> regime, protecting homeowners from losing their equity over disputed fees.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Derogaci\u00f3n de las facultades de \u201cfleecehold\u201d en los patrimonios privados<\/strong>&nbsp;<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The draft Bill targets exploitative practices on privately managed freehold housing developments, often referred to as &#8220;fleecehold&#8221;. The legislation plans to completely repeal sections 121 and 122 of the Law of Property Act 1925. This change strips <a href=\"https:\/\/rfblegal.co.uk\/es\/base-de-conocimientos\/cliente-privado\/\">private<\/a> estate management companies of their statutory rights to enter a homeowner&#8217;s property or grant an enforcement lease over a house due to unpaid or disputed estate&nbsp;rentcharges.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Conclusi\u00f3n: Un horizonte marcado por la esperanza, los retrasos y una profunda incertidumbre&nbsp;<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The dual progression of the Leasehold and Freehold Reform Act 2024 and the Draft Commonhold and Leasehold Reform Bill 2026&nbsp;represents&nbsp;a <a href=\"https:\/\/rfblegal.co.uk\/es\/perspectivas\/revisiones-de-alquileres-historicos-riesgos-y-soluciones-para-arrendadores-y-arrendatarios-comerciales\/\">historic<\/a> attempt to completely reshape homeownership in England and Wales. On paper, these sweeping reforms promise a much fairer system,&nbsp;giving leaseholders day-one extension rights,&nbsp;reducing the amount payable&nbsp;for extending leases,&nbsp;shielding homeowners from aggressive property <a href=\"https:\/\/rfblegal.co.uk\/es\/perspectivas\/the-worlds-largest-cryptoasset-seizure-and-the-changing-legal-landscape-key-impacts-explained\/\">seizure<\/a>, and drawing a clear roadmap toward a commonhold-first property market.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Sin embargo, a pesar de todo el optimismo y las expectativas que rodean a estos hitos legislativos, la realidad inmediata se caracteriza por retrasos persistentes, plazos pol\u00edticos agotadores y una profunda incertidumbre jur\u00eddica.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">En \u00faltima instancia, puede que Inglaterra y Gales se est\u00e9n encaminando hacia un futuro sin arrendamientos, pero la transici\u00f3n est\u00e1 resultando ser m\u00e1s un marat\u00f3n que un sprint. Mientras las ruedas de Westminster y de los tribunales giran lentamente, persiste la incertidumbre para particulares y empresas a ambos lados del panorama inmobiliario.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Abogado especializado en litigios inmobiliarios y en la adquisici\u00f3n de derechos de propiedad, Ben Lewis \u2013 Ponte en contacto con nosotros&nbsp;&nbsp;<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Ben Lewis is an associate solicitor in RFB\u2019s litigation department. For&nbsp;enquiries on this topic, please <a href=\"https:\/\/rfblegal.co.uk\/es\/contacto\/\">contact<\/a> Ben Lewis via email at&nbsp;<a href=\"mailto:B.Lewis@rfblegal.co.uk\" target=\"_blank\" rel=\"noreferrer noopener\">B.Lewis@rfblegal.co.uk<\/a>&nbsp;o por tel\u00e9fono en el 0203 947 8892.<\/p>","protected":false},"author":12,"featured_media":9935,"parent":0,"menu_order":0,"template":"","format":"standard","meta":{"_acf_changed":false,"om_disable_all_campaigns":false,"_uf_show_specific_survey":0,"_uf_disable_surveys":false,"footnotes":""},"categories":[20],"tags":[81],"class_list":["post-9934","insight","type-insight","status-publish","format-standard","has-post-thumbnail","hentry","category-property-litigation","tag-litigation-team-dj"],"acf":[],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.10 - aioseo.com -->\n\t<meta name=\"description\" content=\"The rules governing who owns and controls residential property in England and Wales are undergoing their biggest shake-up in a generation. For decades, buying a flat meant entering the complex world of leasehold, a system that often left buyers dealing with rising ground rents, expensive lease extensions, and disputes with freeholders. 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