{"id":7988,"date":"2026-01-08T15:19:35","date_gmt":"2026-01-08T15:19:35","guid":{"rendered":"https:\/\/rfblegal.co.uk\/?post_type=insight&#038;p=7988"},"modified":"2026-01-08T16:45:30","modified_gmt":"2026-01-08T16:45:30","slug":"hacer-testamento-y-planificar-el-futuro","status":"publish","type":"insight","link":"https:\/\/rfblegal.co.uk\/es\/perspectivas\/hacer-testamento-y-planificar-el-futuro\/","title":{"rendered":"Hacer testamento y planificar el futuro\u00a0"},"content":{"rendered":"<p>El Registro Nacional de Testamentos lleva tres a\u00f1os realizando encuestas para conocer la actitud de la poblaci\u00f3n sobre la redacci\u00f3n de testamentos y la planificaci\u00f3n del patrimonio en el Reino Unido. Tambi\u00e9n publican informes anuales en los que exponen sus conclusiones y estad\u00edsticas sobre las tendencias en materia de redacci\u00f3n de testamentos.<\/p>\n\n\n\n<p>Seg\u00fan el informe 2024, 57% de los hombres y 50% de las mujeres hab\u00edan redactado un testamento en el Reino Unido. Sin embargo, el informe del a\u00f1o pasado muestra que la proporci\u00f3n de adultos del Reino Unido encuestados que han hecho testamento es de 1,5 millones de euros. <strong>s\u00f3lo 37%<\/strong>. Esta disparidad demuestra que hacer testamento no es una de las prioridades de las generaciones m\u00e1s j\u00f3venes, a pesar de que parece haber un inter\u00e9s creciente por la planificaci\u00f3n del patrimonio y la herencia entre los adultos m\u00e1s j\u00f3venes. Esto tambi\u00e9n puede explicarse por el creciente n\u00famero de personas que no mantienen una relaci\u00f3n duradera. Las personas solteras son menos propensas a hacer testamento que las que tienen pareja, est\u00e1n casadas, divorciadas o son viudas.<\/p>\n\n\n\n<p>Seg\u00fan los resultados de la encuesta de 2024, las principales razones para no hacer testamento son la falta de bienes, el buen estado de salud y el hecho de no tener tiempo para redactarlo. Tambi\u00e9n hay quien piensa que hacer testamento puede ser moroso, enrevesado o costoso.<\/p>\n\n\n\n<p>A pesar de ello, la encuesta del a\u00f1o pasado ofrece un panorama m\u00e1s halag\u00fce\u00f1o. Parece haber m\u00e1s inter\u00e9s por hacer testamento y planificar el patrimonio en general, quiz\u00e1 a la luz de la propuesta de introducci\u00f3n del impuesto de sucesiones sobre las pensiones, que va a cambiar las pr\u00e1cticas de planificaci\u00f3n fiscal. 34% de los adultos encuestados declararon que ten\u00edan intenci\u00f3n de redactar un testamento en un futuro pr\u00f3ximo. Casi la mitad de las personas que hacen testamento optan por encargar a un abogado que act\u00fae en su nombre, presumiblemente porque as\u00ed conf\u00edan m\u00e1s en que el testamento se har\u00e1 correctamente para que sus deseos surtan efecto.<\/p>\n\n\n\n<p>El informe del a\u00f1o pasado tambi\u00e9n destaca la creciente disposici\u00f3n a hablar de la muerte y la planificaci\u00f3n del patrimonio. 79% de los adultos encuestados declararon que se sienten c\u00f3modos hablando de la muerte.<\/p>\n\n\n\n<p>Parece que a\u00fan queda trabajo por hacer para animar a la gente a buscar apoyo profesional en la planificaci\u00f3n de la sucesi\u00f3n y la redacci\u00f3n del testamento. El informe recomienda reforzar la educaci\u00f3n p\u00fablica en relaci\u00f3n con la redacci\u00f3n de testamentos, mejorar las pr\u00e1cticas de comunicaci\u00f3n y adoptar soluciones digitales y tecnol\u00f3gicas para que el proceso resulte menos desalentador.<\/p>\n\n\n\n<p>Con ayuda y asistencia profesionales, hacer testamento puede ser una experiencia positiva. Le dar\u00e1 la tranquilidad de saber que sus asuntos est\u00e1n en orden y que quienes usted quiere que se beneficien de su patrimonio est\u00e1n protegidos.<\/p>\n\n\n\n<p>Si hacer testamento est\u00e1 en su lista de prop\u00f3sitos de A\u00f1o Nuevo, nuestro equipo de clientes particulares estar\u00e1 encantado de ayudarle. Nuestro objetivo es que el proceso sea lo m\u00e1s sencillo y fluido posible.<\/p>\n\n\n\n<p>Tel: 020 7613 1402 Correo electr\u00f3nico: <a href=\"mailto:privateclient@rfblegal.co.uk\">privateclient@rfblegal.co.uk<\/a>.<\/p>","protected":false},"author":12,"featured_media":7989,"parent":0,"menu_order":0,"template":"","format":"standard","meta":{"_acf_changed":false,"om_disable_all_campaigns":false,"_uf_show_specific_survey":0,"_uf_disable_surveys":false,"footnotes":""},"categories":[22],"tags":[],"class_list":["post-7988","insight","type-insight","status-publish","format-standard","has-post-thumbnail","hentry","category-wills-probate"],"acf":[],"aioseo_notices":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Making a Will and\u00a0planning for the future\u00a0 - RFB Legal<\/title>\n<meta name=\"description\" content=\"How cryptocurrency is treated in UK wills and estate planning, including digital assets, inheritance tax and lasting powers of attorney.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/rfblegal.co.uk\/es\/perspectivas\/hacer-testamento-y-planificar-el-futuro\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Making a Will and\u00a0planning for the future\u00a0 - 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