{"id":9234,"date":"2026-04-17T14:46:57","date_gmt":"2026-04-17T14:46:57","guid":{"rendered":"https:\/\/rfblegal.co.uk\/?post_type=knowledge-base&p=9234"},"modified":"2026-04-20T09:49:52","modified_gmt":"2026-04-20T09:49:52","slug":"neuanschaffungen-was-sie-wissen-mussen","status":"publish","type":"knowledge-base","link":"https:\/\/rfblegal.co.uk\/de\/wissensbasis\/neuanschaffungen-was-sie-wissen-mussen\/","title":{"rendered":"Kauf von Neubauten - Was Sie wissen m\u00fcssen"},"content":{"rendered":"

Der Kauf eines Neubaus hat viele Vorteile und Attraktionen. Sie vermeiden nicht nur das m\u00fchsame Drama eines Verk\u00e4ufers mit einer damit verbundenen Transaktion und einer langen Kette, sondern Neubauimmobilien sind in der Regel auch energieeffizienter und erfordern weniger Wartungsaufwand, sobald Sie eingezogen sind. Alle Einrichtungsgegenst\u00e4nde und Armaturen wird<\/a> be brand new and essential white goods are also included, but may be subject to zus\u00e4tzlich<\/a> charge. Moreover, developers can offer some attractive incentives such as Stamp Duty contributions, furniture packs and legal fee contributions.<\/p>\n\n\n\n

Der Kauf einer Immobilie lange vor ihrer Fertigstellung kann sich fremd und risikoreich anf\u00fchlen, aber es ist m\u00f6glich, dass die Immobilie nach ihrer Fertigstellung erheblich an Wert gewinnt, da Sie die Immobilie zum aktuellen Marktpreis zum Zeitpunkt des Vertragsabschlusses und nicht zum Marktwert nach ihrer Fertigstellung erwerben. Unabh\u00e4ngig davon, ob Sie eine Immobilie als Kapitalanlage oder f\u00fcr den Eigenbedarf erwerben m\u00f6chten, ist der Kauf einer Immobilie au\u00dferhalb der Bauphase daher oft eine praktikable und attraktive Option.<\/p>\n\n\n\n

Der Kauf eines Neubaus unterscheidet sich in vielerlei Hinsicht von einer \u201cnormalen\u201d Eigentums\u00fcbertragung. Sie m\u00fcssen sicherstellen, dass der Anwalt, den Sie beauftragen, in Ihrem Namen zu handeln, sich gut mit Neubautransaktionen auskennt und in der Lage ist, die damit verbundenen Risiken und Fallstricke zu erkennen und Sie durch diese zu f\u00fchren.<\/p>\n\n\n\n

Reservierungsgeb\u00fchren und Umtauschfristen<\/h4>\n\n\n\n

Usually before taking a property off the market the developers will require a reservation fee \u2013 generally around \u00a32,000 but may vary between developers. This reservation fee will be deducted from the deposit payable to the developer\u2019s solicitors upon exchange of contracts. As there is generally a high demand for off-plan properties the developers will also impose an exchange deadline \u2013 usually 21 or 28 days \u2013 this will be from the day your solicitor receives the contract pack from the developer\u2019s solicitors. Therefore it is imperative that your solicitor is able to act quickly to ensure that you can meet this deadline and avoid missing<\/a> the deadline and risk Verwirkung<\/a> of the reservation fee.<\/p>\n\n\n\n

Kautionen und Bausummen<\/h4>\n\n\n\n

Exchange of contracts is when the transaction becomes legally binding<\/a>. At this stage the developers will require 10% of the purchase price to be paid<\/a> to their solicitors. Certain developers may require further deposits or staged payments to assist with the construction of the development, this will be specified in the contract. Moreover, more often than not the contract will specify that these sums will be held as \u201cagent\u201d. This means that as soon as the developer\u2019s solicitors receive the monies they are able to release them to the developer<\/a>. As you will be entering into a legally binding transaction so far in advance of completion, a lot of things can happen in that period of time. For instance, the developers may become insolvent and go into liquidation. Therefore, it is important that your solicitor understands the risks and takes<\/a> steps to protect your position especially in relation to the deposit you have in essence advanced to the developers.<\/p>\n\n\n\n

Usually the New Build Garantie<\/a> Provider will act as a deposit guarantee should the developers fail to complete because they are in liquidation or by reason of fraud. However, the New Build Warranty Provider will only usually guarantee a maximum of 10% of the purchase price or \u00a3100,000 (whichever is lower). Therefore when agreeing to pay further deposits or construction sums, which are not protected, you should consider the size and reputation of the developer before agreeing to them.<\/p>\n\n\n\n

Zuweisungen<\/h4>\n\n\n\n

Some investors may wish to sell the benefit of the contract to someone else before the property has been completed. This can be an attractive option as you will be able to take away the profit made on the transaction and the original deposit (and any construction sums paid) up to that point. Moreover, you avoid paying Stamp Duty and HM Land Registry Fees. However, if this is your intention<\/a> it is important that the contract allows you to do so.<\/p>\n\n\n\n

As a seller in an assignment, it is important to note that just because the transaction has completed you do not fall out of the picture. Should your buyer fail to complete then the developers can look to you to complete the transaction and you will be responsible for any default<\/a> interest and notice fees. Practically speaking this may be unlikely as the developer will just retain the deposit paid and remarket the property. As a buyer, it is difficult to obtain mortgage Finanzen<\/a> on an assignment and very few lenders offer on these transactions. Therefore, more often than not a buyer will usually be financing the purchase through cash, which of course also restricts the potential market the seller can sell to.<\/p>\n\n\n\n

Hypotheken<\/h4>\n\n\n\n

Es ist durchaus \u00fcblich, dass ein K\u00e4ufer ohne ein Hypothekenangebot zum Tausch \u00fcbergeht. Der Grund daf\u00fcr ist, dass das Datum der Fertigstellung so weit in der Zukunft liegt und die Hypothekenangebote in der Regel vorher auslaufen. Die meisten Kreditgeber haben Angebote, die bis zu 6 Monate g\u00fcltig sind, daher w\u00e4re es ratsam, zu diesem Zeitpunkt mit der Antragstellung zu beginnen. Sprechen Sie am besten mit Ihrem Finanzberater, der Sie weiter beraten kann.<\/p>\n\n\n\n

Ein gewisses Risiko besteht darin, dass Sie sich zu einer rechtlich verbindlichen Transaktion verpflichtet haben, ohne dass eine Garantie besteht, dass Sie bei Abschluss \u00fcber die Finanzierung verf\u00fcgen werden. Nat\u00fcrlich k\u00f6nnen sich die pers\u00f6nlichen Umst\u00e4nde \u00e4ndern, und es ist wichtig, mit einem unabh\u00e4ngigen Finanzberater zu sprechen, der Ihnen eine Vorstellung davon geben kann, wie Sie den Kauf am besten finanzieren k\u00f6nnen.<\/p>\n\n\n\n

Sobald der Bautr\u00e4ger die Fertigstellungsmitteilung zugestellt hat, m\u00fcssen Sie den Kauf abschlie\u00dfen und sicherstellen, dass Sie zum Zeitpunkt des Abschlusses \u00fcber ein g\u00fcltiges Hypothekenangebot verf\u00fcgen.<\/p>\n\n\n\n

Fertigstellung bei K\u00fcndigung<\/h4>\n\n\n\n

Dies ist die Mitteilung, die der Anwalt des Bautr\u00e4gers Ihren Anw\u00e4lten zustellen wird und die best\u00e4tigt, dass die Immobilie fertiggestellt ist. In der Regel ist im Vertrag festgelegt, dass Sie etwa 10 Arbeitstage Zeit haben, um Ihre finanziellen Angelegenheiten zu regeln, und dass Ihr Anwalt die notwendigen Recherchen vor der Fertigstellung durchf\u00fchren kann.<\/p>\n\n\n\n

Upon completion you will need to provide the balance of the purchase price less any reservation fee, deposit and further deposits you have paid up to date. Included in these sums are usually any engrossment fees (a fee for the developers solicitors producing the final form lease<\/a> or transfer), a first contribution towards service charge and a proportion of ground rent attributable to your period of ownership.<\/p>\n\n\n\n

Longstop-Termine<\/h4>\n\n\n\n

This is a date in the contract built in to protect both the buyer and the developer. On the one hand, the developer cannot guarantee exactly when the property will be completed and at the offset can only give as estimated time scale (anticipated legal completion date) as to when they think the property will be ready. They will be relying on contractors who may not deliver and the weather in this country may also cause delays<\/a> in construction. Therefore the developers will want to include this date into the contract to protect them against any unforeseen delays. On the other hand, a buyer will not want to be left in limbo, bound to a contract with no deadline in which the developer must complete the build by. If the developers are adhering to the Consumer Code for Home Builders, the longstop date in the contract will usually be 12 months from the anticipated legal completion date. There will be little or no room to negotiate the longstop date in the contract for the reasons listed above, but should the developers not serve the completion notice by this date then you will have the option to cancel the contract and any deposits and further deposits paid will be returned to you.<\/p>\n\n\n\n

Should you have any questions about<\/a> this, or any Sache<\/a> in relation to new build property, please contact<\/a>\u00a0Berivan Erdogan at B.Erdogan@rfblegal.co.uk<\/a>.<\/p>\n\n\n\n

<\/p>\n\n\n\n

(Bitte beachten:<\/strong> This article was originally published on our previous website and is provided for general information purposes only. While it reflects the legal position at the time of writing, the law may have changed since publication. For up-to-date advice tailored to your circumstances, please contact our team<\/a>.)<\/em><\/p>\n\n\n\n

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